I've started using Billing Orchard for recurring billing.  It has an API and 
also a new feature called Checkout Pages where you can setup recurring billing 
(with a post back call on success).  Both are easy to code.

I used PayQuake.com for the merchant account/Authorize.net reseller.  They have 
a couple of low fee, low minimum plans for starters (rate is high, though).  
You can use any Authorize.net reseller.  The recurring billing (ARB) from 
Authorize.net is $10/mo.

http://www.billingorchard.com/default.cfm?pid=a2de1a17 is $19.99 for 250 
transactions/mo.  They also offer an interface to let users manage their 
subscription.

Pretty cool stuff. 


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