Hi Rick,

we do have them but we have loads of different forms and the clever people dont 
get credit!!!! the game of money is all about who owe's who!!! therefore we 
have debit cards where you use the money you have, not the money you haven't - 
and that way we dont get charged silly amounts of money to use other peoples 
money :)

hope that helps

richard 

>Richard, are you saying that *you* don't have a credit card
>or that the UK doesn't have credit cards?
>
>From your statement below it sounds like people in the UK don't
>have Mastercard, AMEX, etc.
>
>Just curious...
>
>Rick 

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