Tim, I enjoyed reading your post. Having recently launched an online banking 
user interface for a credit union using the same principles you mentioned (and 
React), I agree that this represents the path forward for financial 
institutions, and a surprising number of credit union execs seem to feel the 
same. It's an intimidating idea for most but they're seeing the opportunity. 

To bring this back around to the mailing list topic, we've recently started a 
new banking front end using clojurescript, with a liberator-based mock API for 
development. The experience has been fantastic and we're looking forward to 
using Clojure as much as our clients can tolerate. 

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