Just so everyone knows. Sometimes insurance may be difficult to deal with. It is up to you to go after what you should be awarded.
When I had my bone marrow transplant almost 23 years ago my insurance company decided to only pay 15% of my bills. Their reasoning was that I was given only a 15% chance of survival so that was what they were going to pay. Then there were times that I would get chemothrepy and they would pay different amounts for the exact same procedure. I had a stack of bills that were over two inches thick, and in total they came out to be one million eight hundred thousand dollars that I owed. I would always call my creditors and tell them that there was no way that I could ever pay this off. Some agreed to accept what little my insurance company would pay them while some would eventually write it off but there were others that wanted me to pay them the whole amount. I would never ignoor any bills and those that wanted full payment even though there was no way that I could ever pay them, they still insisted. I told each one of them that I was willing to pay them $5.00 a month. There were about a dozen of them and they had no choice to accept my offer to them. Since I could not work and I was on disability the payments to me were about $60. that I was sending to them at $5.00 a month I did add something in that was a condition of my payments to them. Each time that I would pay them they had to send me a statement of what I had already paid and what my balence was. They had no other choice and then came my monthly payments and their statemenet. About a year had passed and they decided that it was costing them more to keep on doing this and most of them demanded the full payment. At the time I had to wear a surgical mask and gloves whenever I left my home. I went to court representing myself and sued them for breach of contract, and won. As it ended up the judge looked at me with that mask and gloves and told their representitives, how could you make this man in his condition come to court, and then ruled in my favor. What this meant was that I was not liable for any future payments and they had to honor his judgement. All of this proves just how some insurance companies try to intimadate you if you are not ready to stand up for yourselves. 18's Marty On Wed, Nov 7, 2012 at 8:14 AM, robert goodrich <cinem...@yahoo.com> wrote: > thanks for the insurance answers richard and greenie,i will look into > humana of florida > > -- > [CMLHope] > A support group of http://cmlhope.com > ------------------------------------------------- > > You received this message because you are subscribed to the Google Groups > "CMLHope" group. > To post to this group, send email to CMLHope@googlegroups.com > To unsubscribe from this group, send email to > cmlhope-unsubscr...@googlegroups.com > For more options, visit this group at > http://groups.google.com/group/CMLHope -- [CMLHope] A support group of http://cmlhope.com ------------------------------------------------- You received this message because you are subscribed to the Google Groups "CMLHope" group. To post to this group, send email to CMLHope@googlegroups.com To unsubscribe from this group, send email to cmlhope-unsubscr...@googlegroups.com For more options, visit this group at http://groups.google.com/group/CMLHope
