I got the insurance company wrong...Heritage is an Insurance broker. The
actual Insurance company is ACE recreational marine insurance. Sorry for the
confusion.Does anyone have Ace as their insurance company
---------- Original Message ----------
From: "djhaug...@juno.com" <djhaug...@juno.com>
To: cnc-list@cnc-list.com
Subject: Re: Stus-List c&c smile and insurance
Date: Fri, 24 Aug 2012 01:28:12 GMT
Okay,I had to chime in as I've decided on insurance. I got quote from BoatUS
of $728 and a quote from Heritage Marine Insurance for $387. Heritage
specializes in Old Yacht, namely old wooden yachts it seems. The coverage is
better too. Boat US - Vessel and Equipment $19,400 - Liability $300,000 -
personal effects $0 - Unscheduled Electronic Eqip. $0 - deductible $660Heitage
- Boat And Engine $20,000- Liability $500,000 - personal effects $10,000 -
Unscheduled Electronic Eqip. $10,000 - deductible $750 It seems like a much
better deal. Does anyone here use Heritage? Danny
---------- Original Message ----------
From: Oban Lambie <oban.lam...@gmail.com>
To: "cnc-list@cnc-list.com" <cnc-list@cnc-list.com>
Subject: Re: Stus-List c&c smile and insurance
Date: Thu, 23 Aug 2012 18:47:49 -0600
Another perspective on boat insurance: I have a 29 mk1 which I purchased this
spring. � It's a $10k boat in excellent condition and also in Long
Island sound. �BoatUS quoted me $550 or so per year for coverage. I use
Geico for my auto insurance and asked them for a quote as well. �They
transferred me to another Berkshire Hathaway subsidiary called Seaworthy
insurance that Geico is in cahoots with in some way. Seaworthy's quote was for
$158 per year.� I reviewed both policies side by side, and though I'm
not an attorney, they appeared identical. Same deductible, same coverages, same
exclusions, same survey requirements. � I asked Seaworthy why they were
so much less expensive and they said it was largely to do with my years of
being with Geico and my never having made a claim - in addition to my 10+ years
of boat ownership.� At any rate, I signed up with Seaworthy and my
dealings to date have been totally pleasant. Their agents clearly know boats
and dealing with the post-condition and value survey issues was very reasonable
and pleasant.� Keep in mind that I drive like an old man and that I
haven't broken a boat badly since I was in college, so I can't speak for
how�Seaworthy deals with claims. But I'm damn happy to be paying so
little for boat insurance! �- Oban Lambie CirceC&C 29 MK1East Setauket,
New York
On Aug 23, 2012, at 1:52 PM, Joel Aronson <joel.aron...@gmail.com> wrote:
Congrats! There was a recent thread on whether BoatUS was worth the extra
money they charge. �If you are looking for inexpensive insurance start
with your auto/home insurer, as there will be multi policy discounts.
�Remember, most carriers will run a credit check and it will show as an
inquiry on your credit report.
Joel
On Thu, Aug 23, 2012 at 3:45 PM, William Hall <wh...@alum.mit.edu> wrote:
Western Long Island Sound, moving from Larchmont to Stamford.
Thanks!
On Thu, Aug 23, 2012 at 3:43 PM, Bill Coleman <colt...@verizon.net> wrote:
> Boat US insurance, or ACE. There are several others who know boats, I am
> sure others will chime in with their suggestions. �This Agent obviously
> doesn't know much about sailboats.
>
> Did this boat used to reside in Bay City? �Where are you?
>
> Bill Coleman
> C&C 39
>
>
> -----Original Message-----
> From: cnc-list-boun...@cnc-list.com [mailto:cnc-list-boun...@cnc-list.com]
> On Behalf Of William Hall
> Sent: Thursday, August 23, 2012 3:38 PM
> To: cnc-list@cnc-list.com
> Subject: Stus-List c&c smile and insurance
>
> Hi List,
> I just bought a C&C 37.
> Everything I read tells me the C&C smile is just how it goes, and I've
> seen the cosmetic repair section here. �Keel bolts look beautiful.
> The inspector told me verbally that it's perfectly fine.
> But in his written survey, he added this CYA material:
> "I believe the keel to stub crack is fairing compound coming loose and
> the normal separation due to expansion"
> with recommendations:
> "further investigate and repair as necessary"
>
> The insurance guy wanted the survey and has said coverage is
> contingent on " further testing (ultrasonic) to determine whether or
> not that crack is compromising the structural stability of the vessel.
> "
>
> Has anyone any idea how ultrasonic testing could relate at all to this?
> Can anyone point me to material that might convince the insurance guy
> that there are less expensive means that will tell us more?
>
> Or maybe someone can just point me to a better boat insurance agent?
>
> Many thanks!
> Bill
>
> _______________________________________________
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>
>
> _______________________________________________
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--
William D. Hall, Ph.D.
203 653 2886�(o)
617 620 9078�(c)
wh...@alum.mit.edu
_______________________________________________
This List is provided by the C&C Photo Album
http://www.cncphotoalbum.com
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--
Joel
301 541 8551_______________________________________________
This List is provided by the C&C Photo Album
http://www.cncphotoalbum.com
CnC-List@cnc-list.com
_______________________________________________
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http://www.cncphotoalbum.com
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