Forgot to mention on my earlier response - sorry for your bad luck.

John


Sent from my iPad

> On Dec 28, 2013, at 8:13 AM, Joel Aronson <joel.aron...@gmail.com> wrote:
> 
> 
> Try getting more quotes for a new sail.  I paid less than that for a 135 on 
> my 35/3 from Rolly Tasker.  I would not repair a 10 year old sail.
> 
> Joel
>> On Friday, December 27, 2013, Peter Fell wrote:
>> So a couple weeks before Christmas, a windstorm of 40 – 50 km/hr ripped 
>> apart my 130 genoa overnight. It stayed furled on the boat but the top 
>> caught the wind and peeled it down, ripping 3 panels across the leech / UV 
>> cover, breaking the leech line, etc.  No damage to the furler though ... I 
>> had that checked out by a rigger.
>>  
>> Local loft says $500 to fix the sail but the “designed shape has been 
>> compromised and repairs will not bring the sail back to pre damage 
>> condition”. That’s the loft manager’s wording verbatim.
>>  
>> So far insurance underwriter has responded back to the adjuster that they 
>> are willing only to ‘repair’ the sail, with the net result of me spending 
>> another $250 (deductible) on essentially a ruined sail. The adjuster is 
>> going to try again with a different approach. I’ll hear back in the new year 
>> on that.
>>  
>> I’m not obviously happy with this, considering, although the sail is 10+ 
>> years old, it was in pretty good condition (sailcloth and shape-wise) ... so 
>> much so that it was deemed worth it to have $500 of re-stitching, new UV 
>> cover, leach line, etc. done just over a year ago!
>>  
>> Policy coverage is for depreciated value on sails and they will only cover 
>> “reasonable cost of repairs actually incurred” for partial losses. Seems 
>> like pretty crappy coverage given what they consider ‘reasonable’ repairs.
>>  
>> I think my loft manager needs to be a bit more descriptive in their wording 
>> as well.
>>  
>> A new sail has been quoted from the loft at $2,500.  Of course adding a new 
>> sail won’t allow me to increase the insured value of my boat either ... 
>> since it would not be a new equipment addition to the boat ... just a 
>> replacement. A little loophole I discovered earlier this fall when I asked 
>> about this regarding my newly rebuilt engine ... since it is not a new 
>> addition and  most of the cost was in labour and replacing existing parts 
>> ... no value increase was deemed possible.
>>  
>> OK, I’ve finished my rant! Anyone have any suggestions?
>>  
>> Peter Fell
>> Sidney, BC
>> 1979 C&C 27 MkIII
> 
> 
> -- 
> Joel 
> 301 541 8551
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