West Marine Gold Advantage is Towboat/US. But the coverage is limited. Something like $50 per incident. It is the same as the basic coverage you get with a Boat/US membership for $7.95. In fact, your Boat/US number will be the same as your West Advantage number.
Generally any boat insurance (like Allstate or Progressive) will include some on-water towing coverage. But you must pay for the service and apply for reimbursement. Friends got full payment for the ungrounding of their Endeavor 35 insured by Progressive, but reimbursement took 6 months. I have Boat/US as part of my West Advantage membership. I also have a SeaTow membership with unlimited towing that costs about $160 per year. I've only used it once in something like 14 years, but given the number of hazards I navigate going up and down the ICW and the number of OPBs of uncertain condition I am on in the course of a year, I figure the additional coverage is justified. On the subject of inexpensive boat insurance: I see a lot of policy declaration pages for the insurance policies of the boats in the marina where I am the dockmaster. Just today I got a policy declaration from Boat/US for a 40 foot Marine Trader with a declared value of $54000 - and the policy had $750,000 for the limit on oil spill coverage. Just down the dock is a 28 foot Cape Dory trawler with insurance by Progressive. Something like $10K limit for oil spill, but the Progressive policy does have road service coverage for the (non-existent) boat trailer. Not all "boat insurance" is created equal. Be sure you are getting the coverage you need. Rick Brass Washington, NC From: CnC-List [mailto:cnc-list-boun...@cnc-list.com] On Behalf Of Jean-Francois J Rivard via CnC-List Sent: Monday, May 18, 2015 3:35 PM To: cnc-list@cnc-list.com Cc: Jean-Francois J Rivard Subject: Stus-List Towing, Insurance, etc We use Allstate insurance. It's a boat specific policy with liability and agreed value. It's vary reasonable on the lake, a fraction of what BoatUs quoted for a similar coverage. I don't know if they cover coastal areas. For tow we get some free coverage with the West Marine gold advantage plan. Regards, Francois Rivard 1990 34+ "Take Five" Lake Lanier, GA
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