JohnAlva commented on code in PR #4886:
URL: https://github.com/apache/fineract/pull/4886#discussion_r2249414940


##########
fineract-provider/src/main/java/org/apache/fineract/portfolio/savings/service/SavingsAccountInterestPostingServiceImpl.java:
##########
@@ -268,16 +280,107 @@ public List<PostingPeriod> calculateInterestUsing(final 
MathContext mc, final Lo
             if 
(postedAsOnDates.contains(periodInterval.endDate().plusDays(1))) {
                 isUserPosting = true;
             }
-            final PostingPeriod postingPeriod = 
PostingPeriod.createFromDTO(periodInterval, periodStartingBalance,
-                    
retreiveOrderedNonInterestPostingTransactions(savingsAccountData), 
monetaryCurrency, compoundingPeriodType,
-                    interestCalculationType, interestRateAsFraction, 
daysInYearType.getValue(), upToInterestCalculationDate,
-                    interestPostTransactions, isInterestTransfer, 
minBalanceForInterestCalculation,
-                    isSavingsInterestPostingAtCurrentPeriodEnd, 
overdraftInterestRateAsFraction, minOverdraftForInterestCalculation,
-                    isUserPosting, financialYearBeginningMonth, 
savingsAccountData.isAllowOverdraft());
+            if (savingsAccountData.isAllowOverdraft()
+                    && 
!MathUtil.isZero(savingsAccountData.getGlAccountIdForInterestReceivableNegative()))
 {
+
+                List<SavingsAccountTransactionData> 
listOfTransactionsIsOverdraft = new ArrayList<>();
+                List<SavingsAccountTransactionData> 
listOfTransactionsIsNotOverdraft = new ArrayList<>();
+                List<SavingsAccountTransactionData> firstList = null;
+                List<SavingsAccountTransactionData> secondList = null;
+                boolean firstIsNegative = false;
+                boolean firstIsSet = false;
+                Boolean flagIntroduce = false;
+
+                List<SavingsAccountTransactionData> listOfTransactions = 
retreiveOrderedNonInterestPostingTransactions(savingsAccountData);
+
+                for (SavingsAccountTransactionData lists : listOfTransactions) 
{
+
+                    if (MathUtil.isLessThanZero(lists.getRunningBalance())
+                            && periodInterval.startDate().getMonth() == 
lists.getDate().getMonth()) {
+                        listOfTransactionsIsOverdraft.add(lists);
+                        if (!firstIsSet) {
+                            firstIsNegative = true;
+                            firstIsSet = true;
+                        }
+                    } else if (periodInterval.startDate().getMonth() == 
lists.getDate().getMonth()) {
+                        BigDecimal bd = new 
BigDecimal(String.valueOf(lists.getRunningBalance())).setScale(2, 
RoundingMode.DOWN);
+                        if (!MathUtil.isZero(bd)) {
+                            listOfTransactionsIsNotOverdraft.add(lists);
+                            if (!firstIsSet) {
+                                firstIsNegative = false;
+                                firstIsSet = true;
+                            }
+                        }
+                    }
+
+                }
+
+                if (firstIsNegative) {

Review Comment:
   I've already refactored the method into smaller helper methods  to clarify 
the logic and improve readability. 



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