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new 2bde43ea83 FINERACT-2354: e2e test scenarios for reverse-replay
re-aging with equal amortization
2bde43ea83 is described below
commit 2bde43ea8340d49ddf421d82af85523c54023e28
Author: MarianaDmytrivBinariks <[email protected]>
AuthorDate: Tue Nov 25 14:57:34 2025 +0200
FINERACT-2354: e2e test scenarios for reverse-replay re-aging with equal
amortization
---
.../test/resources/features/LoanReAging.feature | 413 +++++++++++++++++++++
1 file changed, 413 insertions(+)
diff --git
a/fineract-e2e-tests-runner/src/test/resources/features/LoanReAging.feature
b/fineract-e2e-tests-runner/src/test/resources/features/LoanReAging.feature
index 00bb9649a9..bee3efa55a 100644
--- a/fineract-e2e-tests-runner/src/test/resources/features/LoanReAging.feature
+++ b/fineract-e2e-tests-runner/src/test/resources/features/LoanReAging.feature
@@ -10476,3 +10476,416 @@ Feature: LoanReAging
When Loan Pay-off is made on "01 March 2024"
Then Loan is closed with zero outstanding balance and it's all
installments have obligations met
+ @TestRailId:C4241 @AdvancedPaymentAllocation
+ Scenario: Verify Re-aging on interest bearing loan - equal amortization +
payable outstanding interest - reverse-repay, backdated repayment - UC8
+ When Admin sets the business date to "01 January 2024"
+ When Admin creates a client with random data
+ When Admin set
"LP2_ADV_CUSTOM_PMT_ALLOC_PROGRESSIVE_LOAN_SCHEDULE_HORIZONTAL" loan product
"DEFAULT" transaction type to "NEXT_INSTALLMENT" future installment allocation
rule
+ When Admin creates a fully customized loan with the following data:
+ | LoanProduct |
submitted on date | with Principal | ANNUAL interest rate % | interest type
| interest calculation period | amortization type | loanTermFrequency |
loanTermFrequencyType | repaymentEvery | repaymentFrequencyType |
numberOfRepayments | graceOnPrincipalPayment | graceOnInterestPayment |
interest free period | Payment strategy |
+ | LP2_ADV_CUSTOM_PMT_ALLOC_PROGRESSIVE_LOAN_SCHEDULE_HORIZONTAL | 01
January 2024 | 100 | 7 | DECLINING_BALANCE |
DAILY | EQUAL_INSTALLMENTS | 6 | MONTHS
| 1 | MONTHS | 6 | 0
| 0 | 0 |
ADVANCED_PAYMENT_ALLOCATION |
+ And Admin successfully approves the loan on "01 January 2024" with "100"
amount and expected disbursement date on "01 January 2024"
+ When Admin successfully disburse the loan on "01 January 2024" with "100"
EUR transaction amount
+ Then Loan Repayment schedule has 6 periods, with the following data for
periods:
+ | Nr | Days | Date | Paid date | Balance of loan | Principal
due | Interest | Fees | Penalties | Due | Paid | In advance | Late |
Outstanding |
+ | | | 01 January 2024 | | 100.0 |
| | 0.0 | | 0.0 | 0.0 | | |
|
+ | 1 | 31 | 01 February 2024| | 83.57 | 16.43
| 0.58 | 0.0 | 0.0 | 17.01 | 0.0 | 0.0 | 0.0 | 17.01
|
+ | 2 | 29 | 01 March 2024 | | 67.05 | 16.52
| 0.49 | 0.0 | 0.0 | 17.01 | 0.0 | 0.0 | 0.0 | 17.01
|
+ | 3 | 31 | 01 April 2024 | | 50.43 | 16.62
| 0.39 | 0.0 | 0.0 | 17.01 | 0.0 | 0.0 | 0.0 | 17.01
|
+ | 4 | 30 | 01 May 2024 | | 33.71 | 16.72
| 0.29 | 0.0 | 0.0 | 17.01 | 0.0 | 0.0 | 0.0 | 17.01
|
+ | 5 | 31 | 01 June 2024 | | 16.9 | 16.81
| 0.2 | 0.0 | 0.0 | 17.01 | 0.0 | 0.0 | 0.0 | 17.01
|
+ | 6 | 30 | 01 July 2024 | | 0.0 | 16.9
| 0.1 | 0.0 | 0.0 | 17.0 | 0.0 | 0.0 | 0.0 | 17.0
|
+ Then Loan Repayment schedule has the following data in Total row:
+ | Principal due | Interest | Fees | Penalties | Due | Paid | In
advance | Late | Outstanding |
+ | 100.0 | 2.05 | 0.0 | 0.0 | 102.05 | 0.0 | 0.0
| 0.0 | 102.05 |
+ Then Loan Transactions tab has the following data:
+ | Transaction date | Transaction Type | Amount | Principal | Interest |
Fees | Penalties | Loan Balance | Reverted |
+ | 01 January 2024 | Disbursement | 100.0 | 0.0 | 0.0 |
0.0 | 0.0 | 100.0 | false |
+ When Admin sets the business date to "01 February 2024"
+ And Customer makes "AUTOPAY" repayment on "01 February 2024" with 17.01
EUR transaction amount
+ Then Loan Repayment schedule has 6 periods, with the following data for
periods:
+ | Nr | Days | Date | Paid date | Balance of loan |
Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late
| Outstanding |
+ | | | 01 January 2024 | | 100.0 |
| | 0.0 | | 0.0 | 0.0 | | |
|
+ | 1 | 31 | 01 February 2024| 01 February 2024 | 83.57 |
16.43 | 0.58 | 0.0 | 0.0 | 17.01 | 17.01 | 0.0 | 0.0
| 0.0 |
+ | 2 | 29 | 01 March 2024 | | 67.05 |
16.52 | 0.49 | 0.0 | 0.0 | 17.01 | 0.0 | 0.0 | 0.0
| 17.01 |
+ | 3 | 31 | 01 April 2024 | | 50.43 |
16.62 | 0.39 | 0.0 | 0.0 | 17.01 | 0.0 | 0.0 | 0.0
| 17.01 |
+ | 4 | 30 | 01 May 2024 | | 33.71 |
16.72 | 0.29 | 0.0 | 0.0 | 17.01 | 0.0 | 0.0 | 0.0
| 17.01 |
+ | 5 | 31 | 01 June 2024 | | 16.9 |
16.81 | 0.2 | 0.0 | 0.0 | 17.01 | 0.0 | 0.0 | 0.0
| 17.01 |
+ | 6 | 30 | 01 July 2024 | | 0.0 |
16.9 | 0.1 | 0.0 | 0.0 | 17.0 | 0.0 | 0.0 | 0.0
| 17.0 |
+ Then Loan Repayment schedule has the following data in Total row:
+ | Principal due | Interest | Fees | Penalties | Due | Paid | In
advance | Late | Outstanding |
+ | 100.0 | 2.05 | 0.0 | 0.0 | 102.05 | 17.01 | 0.0
| 0.0 | 85.04 |
+ Then Loan Transactions tab has the following data:
+ | Transaction date | Transaction Type | Amount | Principal | Interest |
Fees | Penalties | Loan Balance | Reverted |
+ | 01 January 2024 | Disbursement | 100.0 | 0.0 | 0.0 |
0.0 | 0.0 | 100.0 | false |
+ | 01 February 2024 | Repayment | 17.01 | 16.43 | 0.58 |
0.0 | 0.0 | 83.57 | false |
+ When Admin sets the business date to "15 March 2024"
+ When Admin creates a Loan re-aging transaction by Loan external ID with
the following data:
+ | frequencyNumber | frequencyType | startDate | numberOfInstallments
| reAgeInterestHandling |
+ | 1 | MONTHS | 01 April 2024 | 6
| EQUAL_AMORTIZATION_PAYABLE_INTEREST |
+ Then Loan Repayment schedule has 8 periods, with the following data for
periods:
+ | Nr | Days | Date | Paid date | Balance of loan |
Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late
| Outstanding |
+ | | | 01 January 2024 | | 100.0 |
| | 0.0 | | 0.0 | 0.0 | | |
|
+ | 1 | 31 | 01 February 2024 | 01 February 2024 | 83.57 |
16.43 | 0.58 | 0.0 | 0.0 | 17.01 | 17.01 | 0.0 | 0.0
| 0.0 |
+ | 2 | 29 | 01 March 2024 | 15 March 2024 | 83.57 |
0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0
| 0.0 |
+ | 3 | 31 | 01 April 2024 | | 69.64 |
13.93 | 0.12 | 0.0 | 0.0 | 14.05 | 0.0 | 0.0 | 0.0
| 14.05 |
+ | 4 | 30 | 01 May 2024 | | 55.71 |
13.93 | 0.12 | 0.0 | 0.0 | 14.05 | 0.0 | 0.0 | 0.0
| 14.05 |
+ | 5 | 31 | 01 June 2024 | | 41.78 |
13.93 | 0.12 | 0.0 | 0.0 | 14.05 | 0.0 | 0.0 | 0.0
| 14.05 |
+ | 6 | 30 | 01 July 2024 | | 27.85 |
13.93 | 0.12 | 0.0 | 0.0 | 14.05 | 0.0 | 0.0 | 0.0
| 14.05 |
+ | 7 | 31 | 01 August 2024 | | 13.92 |
13.93 | 0.12 | 0.0 | 0.0 | 14.05 | 0.0 | 0.0 | 0.0
| 14.05 |
+ | 8 | 31 | 01 September 2024| | 0.0 |
13.92 | 0.11 | 0.0 | 0.0 | 14.03 | 0.0 | 0.0 | 0.0
| 14.03 |
+ Then Loan Repayment schedule has the following data in Total row:
+ | Principal due | Interest | Fees | Penalties | Due | Paid | In
advance | Late | Outstanding |
+ | 100.0 | 1.29 | 0.0 | 0.0 | 101.29 | 17.01 | 0.0
| 0.0 | 84.28 |
+ Then Loan Transactions tab has the following data:
+ | Transaction date | Transaction Type | Amount | Principal | Interest |
Fees | Penalties | Loan Balance | Reverted | Replayed |
+ | 01 January 2024 | Disbursement | 100.0 | 0.0 | 0.0 |
0.0 | 0.0 | 100.0 | false | false |
+ | 01 February 2024 | Repayment | 17.01 | 16.43 | 0.58 |
0.0 | 0.0 | 83.57 | false | false |
+ | 15 March 2024 | Re-age | 84.28 | 83.57 | 0.71 |
0.0 | 0.0 | 0.0 | false | false |
+ When Admin sets the business date to "01 April 2024"
+ And Customer makes "AUTOPAY" repayment on "01 March 2024" with 17.01 EUR
transaction amount
+ Then Loan Repayment schedule has 8 periods, with the following data for
periods:
+ | Nr | Days | Date | Paid date | Balance of loan |
Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late
| Outstanding |
+ | | | 01 January 2024 | | 100.0 |
| | 0.0 | | 0.0 | 0.0 | | |
|
+ | 1 | 31 | 01 February 2024 | 01 February 2024 | 83.57 |
16.43 | 0.58 | 0.0 | 0.0 | 17.01 | 17.01 | 0.0 | 0.0
| 0.0 |
+ | 2 | 29 | 01 March 2024 | 01 March 2024 | 67.05 |
16.52 | 0.49 | 0.0 | 0.0 | 17.01 | 17.01 | 0.0 | 0.0
| 0.0 |
+ | 3 | 31 | 01 April 2024 | | 55.88 |
11.17 | 0.03 | 0.0 | 0.0 | 11.2 | 0.0 | 0.0 | 0.0
| 11.2 |
+ | 4 | 30 | 01 May 2024 | | 44.71 |
11.17 | 0.03 | 0.0 | 0.0 | 11.2 | 0.0 | 0.0 | 0.0
| 11.2 |
+ | 5 | 31 | 01 June 2024 | | 33.54 |
11.17 | 0.03 | 0.0 | 0.0 | 11.2 | 0.0 | 0.0 | 0.0
| 11.2 |
+ | 6 | 30 | 01 July 2024 | | 22.37 |
11.17 | 0.03 | 0.0 | 0.0 | 11.2 | 0.0 | 0.0 | 0.0
| 11.2 |
+ | 7 | 31 | 01 August 2024 | | 11.2 |
11.17 | 0.03 | 0.0 | 0.0 | 11.2 | 0.0 | 0.0 | 0.0
| 11.2 |
+ | 8 | 31 | 01 September 2024| | 0.0 |
11.2 | 0.03 | 0.0 | 0.0 | 11.23 | 0.0 | 0.0 | 0.0
| 11.23 |
+ Then Loan Repayment schedule has the following data in Total row:
+ | Principal due | Interest | Fees | Penalties | Due | Paid | In
advance | Late | Outstanding |
+ | 100.0 | 1.25 | 0.0 | 0.0 | 101.25 | 34.02 | 0.0
| 0.0 | 67.23 |
+ Then Loan Transactions tab has the following data:
+ | Transaction date | Transaction Type | Amount | Principal | Interest |
Fees | Penalties | Loan Balance | Reverted | Replayed |
+ | 01 January 2024 | Disbursement | 100.0 | 0.0 | 0.0 |
0.0 | 0.0 | 100.0 | false | false |
+ | 01 February 2024 | Repayment | 17.01 | 16.43 | 0.58 |
0.0 | 0.0 | 83.57 | false | false |
+ | 01 March 2024 | Repayment | 17.01 | 16.52 | 0.49 |
0.0 | 0.0 | 67.05 | false | false |
+ | 15 March 2024 | Re-age | 67.23 | 67.05 | 0.18 |
0.0 | 0.0 | 0.0 | false | true |
+
+ When Loan Pay-off is made on "01 April 2024"
+ Then Loan is closed with zero outstanding balance and it's all
installments have obligations met
+
+ @TestRailId:C4242 @AdvancedPaymentAllocation
+ Scenario: Verify Re-aging on interest bearing loan - equal amortization +
payable outstanding interest - reverse-repay, reversal of backdated repayment -
UC8.1
+ When Admin sets the business date to "01 January 2024"
+ When Admin creates a client with random data
+ When Admin set
"LP2_ADV_CUSTOM_PMT_ALLOC_PROGRESSIVE_LOAN_SCHEDULE_HORIZONTAL" loan product
"DEFAULT" transaction type to "NEXT_INSTALLMENT" future installment allocation
rule
+ When Admin creates a fully customized loan with the following data:
+ | LoanProduct |
submitted on date | with Principal | ANNUAL interest rate % | interest type
| interest calculation period | amortization type | loanTermFrequency |
loanTermFrequencyType | repaymentEvery | repaymentFrequencyType |
numberOfRepayments | graceOnPrincipalPayment | graceOnInterestPayment |
interest free period | Payment strategy |
+ | LP2_ADV_CUSTOM_PMT_ALLOC_PROGRESSIVE_LOAN_SCHEDULE_HORIZONTAL | 01
January 2024 | 100 | 7 | DECLINING_BALANCE |
DAILY | EQUAL_INSTALLMENTS | 6 | MONTHS
| 1 | MONTHS | 6 | 0
| 0 | 0 |
ADVANCED_PAYMENT_ALLOCATION |
+ And Admin successfully approves the loan on "01 January 2024" with "100"
amount and expected disbursement date on "01 January 2024"
+ When Admin successfully disburse the loan on "01 January 2024" with "100"
EUR transaction amount
+ Then Loan Repayment schedule has 6 periods, with the following data for
periods:
+ | Nr | Days | Date | Paid date | Balance of loan | Principal
due | Interest | Fees | Penalties | Due | Paid | In advance | Late |
Outstanding |
+ | | | 01 January 2024 | | 100.0 |
| | 0.0 | | 0.0 | 0.0 | | |
|
+ | 1 | 31 | 01 February 2024| | 83.57 | 16.43
| 0.58 | 0.0 | 0.0 | 17.01 | 0.0 | 0.0 | 0.0 | 17.01
|
+ | 2 | 29 | 01 March 2024 | | 67.05 | 16.52
| 0.49 | 0.0 | 0.0 | 17.01 | 0.0 | 0.0 | 0.0 | 17.01
|
+ | 3 | 31 | 01 April 2024 | | 50.43 | 16.62
| 0.39 | 0.0 | 0.0 | 17.01 | 0.0 | 0.0 | 0.0 | 17.01
|
+ | 4 | 30 | 01 May 2024 | | 33.71 | 16.72
| 0.29 | 0.0 | 0.0 | 17.01 | 0.0 | 0.0 | 0.0 | 17.01
|
+ | 5 | 31 | 01 June 2024 | | 16.9 | 16.81
| 0.2 | 0.0 | 0.0 | 17.01 | 0.0 | 0.0 | 0.0 | 17.01
|
+ | 6 | 30 | 01 July 2024 | | 0.0 | 16.9
| 0.1 | 0.0 | 0.0 | 17.0 | 0.0 | 0.0 | 0.0 | 17.0
|
+ Then Loan Repayment schedule has the following data in Total row:
+ | Principal due | Interest | Fees | Penalties | Due | Paid | In
advance | Late | Outstanding |
+ | 100.0 | 2.05 | 0.0 | 0.0 | 102.05 | 0.0 | 0.0
| 0.0 | 102.05 |
+ Then Loan Transactions tab has the following data:
+ | Transaction date | Transaction Type | Amount | Principal | Interest |
Fees | Penalties | Loan Balance | Reverted |
+ | 01 January 2024 | Disbursement | 100.0 | 0.0 | 0.0 |
0.0 | 0.0 | 100.0 | false |
+ When Admin sets the business date to "01 February 2024"
+ And Customer makes "AUTOPAY" repayment on "01 February 2024" with 17.01
EUR transaction amount
+ Then Loan Repayment schedule has 6 periods, with the following data for
periods:
+ | Nr | Days | Date | Paid date | Balance of loan |
Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late
| Outstanding |
+ | | | 01 January 2024 | | 100.0 |
| | 0.0 | | 0.0 | 0.0 | | |
|
+ | 1 | 31 | 01 February 2024| 01 February 2024 | 83.57 |
16.43 | 0.58 | 0.0 | 0.0 | 17.01 | 17.01 | 0.0 | 0.0
| 0.0 |
+ | 2 | 29 | 01 March 2024 | | 67.05 |
16.52 | 0.49 | 0.0 | 0.0 | 17.01 | 0.0 | 0.0 | 0.0
| 17.01 |
+ | 3 | 31 | 01 April 2024 | | 50.43 |
16.62 | 0.39 | 0.0 | 0.0 | 17.01 | 0.0 | 0.0 | 0.0
| 17.01 |
+ | 4 | 30 | 01 May 2024 | | 33.71 |
16.72 | 0.29 | 0.0 | 0.0 | 17.01 | 0.0 | 0.0 | 0.0
| 17.01 |
+ | 5 | 31 | 01 June 2024 | | 16.9 |
16.81 | 0.2 | 0.0 | 0.0 | 17.01 | 0.0 | 0.0 | 0.0
| 17.01 |
+ | 6 | 30 | 01 July 2024 | | 0.0 |
16.9 | 0.1 | 0.0 | 0.0 | 17.0 | 0.0 | 0.0 | 0.0
| 17.0 |
+ Then Loan Repayment schedule has the following data in Total row:
+ | Principal due | Interest | Fees | Penalties | Due | Paid | In
advance | Late | Outstanding |
+ | 100.0 | 2.05 | 0.0 | 0.0 | 102.05 | 17.01 | 0.0
| 0.0 | 85.04 |
+ Then Loan Transactions tab has the following data:
+ | Transaction date | Transaction Type | Amount | Principal | Interest |
Fees | Penalties | Loan Balance | Reverted |
+ | 01 January 2024 | Disbursement | 100.0 | 0.0 | 0.0 |
0.0 | 0.0 | 100.0 | false |
+ | 01 February 2024 | Repayment | 17.01 | 16.43 | 0.58 |
0.0 | 0.0 | 83.57 | false |
+
+ When Admin sets the business date to "01 March 2024"
+ And Customer makes "AUTOPAY" repayment on "01 March 2024" with 17.01 EUR
transaction amount
+ Then Loan Repayment schedule has 6 periods, with the following data for
periods:
+ | Nr | Days | Date | Paid date | Balance of loan |
Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late
| Outstanding |
+ | | | 01 January 2024 | | 100.0 |
| | 0.0 | | 0.0 | 0.0 | | |
|
+ | 1 | 31 | 01 February 2024| 01 February 2024 | 83.57 |
16.43 | 0.58 | 0.0 | 0.0 | 17.01 | 17.01 | 0.0 | 0.0
| 0.0 |
+ | 2 | 29 | 01 March 2024 | 01 March 2024 | 67.05 |
16.52 | 0.49 | 0.0 | 0.0 | 17.01 | 17.01 | 0.0 | 0.0
| 0.0 |
+ | 3 | 31 | 01 April 2024 | | 50.43 |
16.62 | 0.39 | 0.0 | 0.0 | 17.01 | 0.0 | 0.0 | 0.0
| 17.01 |
+ | 4 | 30 | 01 May 2024 | | 33.71 |
16.72 | 0.29 | 0.0 | 0.0 | 17.01 | 0.0 | 0.0 | 0.0
| 17.01 |
+ | 5 | 31 | 01 June 2024 | | 16.9 |
16.81 | 0.2 | 0.0 | 0.0 | 17.01 | 0.0 | 0.0 | 0.0
| 17.01 |
+ | 6 | 30 | 01 July 2024 | | 0.0 |
16.9 | 0.1 | 0.0 | 0.0 | 17.0 | 0.0 | 0.0 | 0.0
| 17.0 |
+ Then Loan Repayment schedule has the following data in Total row:
+ | Principal due | Interest | Fees | Penalties | Due | Paid | In
advance | Late | Outstanding |
+ | 100.0 | 2.05 | 0.0 | 0.0 | 102.05 | 34.02 | 0.0
| 0.0 | 68.03 |
+ Then Loan Transactions tab has the following data:
+ | Transaction date | Transaction Type | Amount | Principal | Interest |
Fees | Penalties | Loan Balance | Reverted |
+ | 01 January 2024 | Disbursement | 100.0 | 0.0 | 0.0 |
0.0 | 0.0 | 100.0 | false |
+ | 01 February 2024 | Repayment | 17.01 | 16.43 | 0.58 |
0.0 | 0.0 | 83.57 | false |
+ | 01 March 2024 | Repayment | 17.01 | 16.52 | 0.49 |
0.0 | 0.0 | 67.05 | false |
+
+ When Admin sets the business date to "15 March 2024"
+ When Admin creates a Loan re-aging transaction with the following data:
+ | frequencyNumber | frequencyType | startDate | numberOfInstallments
| reAgeInterestHandling |
+ | 1 | MONTHS | 01 April 2024 | 6
| EQUAL_AMORTIZATION_PAYABLE_INTEREST |
+ Then Loan Repayment schedule has 8 periods, with the following data for
periods:
+ | Nr | Days | Date | Paid date | Balance of loan |
Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late
| Outstanding |
+ | | | 01 January 2024 | | 100.0 |
| | 0.0 | | 0.0 | 0.0 | | |
|
+ | 1 | 31 | 01 February 2024 | 01 February 2024 | 83.57 |
16.43 | 0.58 | 0.0 | 0.0 | 17.01 | 17.01 | 0.0 | 0.0
| 0.0 |
+ | 2 | 29 | 01 March 2024 | 01 March 2024 | 67.05 |
16.52 | 0.49 | 0.0 | 0.0 | 17.01 | 17.01 | 0.0 | 0.0
| 0.0 |
+ | 3 | 31 | 01 April 2024 | | 55.88 |
11.17 | 0.03 | 0.0 | 0.0 | 11.2 | 0.0 | 0.0 | 0.0
| 11.2 |
+ | 4 | 30 | 01 May 2024 | | 44.71 |
11.17 | 0.03 | 0.0 | 0.0 | 11.2 | 0.0 | 0.0 | 0.0
| 11.2 |
+ | 5 | 31 | 01 June 2024 | | 33.54 |
11.17 | 0.03 | 0.0 | 0.0 | 11.2 | 0.0 | 0.0 | 0.0
| 11.2 |
+ | 6 | 30 | 01 July 2024 | | 22.37 |
11.17 | 0.03 | 0.0 | 0.0 | 11.2 | 0.0 | 0.0 | 0.0
| 11.2 |
+ | 7 | 31 | 01 August 2024 | | 11.2 |
11.17 | 0.03 | 0.0 | 0.0 | 11.2 | 0.0 | 0.0 | 0.0
| 11.2 |
+ | 8 | 31 | 01 September 2024| | 0.0 |
11.2 | 0.03 | 0.0 | 0.0 | 11.23 | 0.0 | 0.0 | 0.0
| 11.23 |
+ Then Loan Repayment schedule has the following data in Total row:
+ | Principal due | Interest | Fees | Penalties | Due | Paid | In
advance | Late | Outstanding |
+ | 100.0 | 1.25 | 0.0 | 0.0 | 101.25 | 34.02 | 0.0
| 0.0 | 67.23 |
+ Then Loan Transactions tab has the following data:
+ | Transaction date | Transaction Type | Amount | Principal | Interest |
Fees | Penalties | Loan Balance | Reverted | Replayed |
+ | 01 January 2024 | Disbursement | 100.0 | 0.0 | 0.0 |
0.0 | 0.0 | 100.0 | false | false |
+ | 01 February 2024 | Repayment | 17.01 | 16.43 | 0.58 |
0.0 | 0.0 | 83.57 | false | false |
+ | 01 March 2024 | Repayment | 17.01 | 16.52 | 0.49 |
0.0 | 0.0 | 67.05 | false | false |
+ | 15 March 2024 | Re-age | 67.23 | 67.05 | 0.18 |
0.0 | 0.0 | 0.0 | false | false |
+
+ When Admin sets the business date to "01 April 2024"
+ When Customer undo "1"th transaction made on "01 March 2024"
+ Then Loan Repayment schedule has 8 periods, with the following data for
periods:
+ | Nr | Days | Date | Paid date | Balance of loan |
Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late
| Outstanding |
+ | | | 01 January 2024 | | 100.0 |
| | 0.0 | | 0.0 | 0.0 | | |
|
+ | 1 | 31 | 01 February 2024 | 01 February 2024 | 83.57 |
16.43 | 0.58 | 0.0 | 0.0 | 17.01 | 17.01 | 0.0 | 0.0
| 0.0 |
+ | 2 | 29 | 01 March 2024 | 15 March 2024 | 83.57 |
0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0
| 0.0 |
+ | 3 | 31 | 01 April 2024 | | 69.64 |
13.93 | 0.12 | 0.0 | 0.0 | 14.05 | 0.0 | 0.0 | 0.0
| 14.05 |
+ | 4 | 30 | 01 May 2024 | | 55.71 |
13.93 | 0.12 | 0.0 | 0.0 | 14.05 | 0.0 | 0.0 | 0.0
| 14.05 |
+ | 5 | 31 | 01 June 2024 | | 41.78 |
13.93 | 0.12 | 0.0 | 0.0 | 14.05 | 0.0 | 0.0 | 0.0
| 14.05 |
+ | 6 | 30 | 01 July 2024 | | 27.85 |
13.93 | 0.12 | 0.0 | 0.0 | 14.05 | 0.0 | 0.0 | 0.0
| 14.05 |
+ | 7 | 31 | 01 August 2024 | | 13.92 |
13.93 | 0.12 | 0.0 | 0.0 | 14.05 | 0.0 | 0.0 | 0.0
| 14.05 |
+ | 8 | 31 | 01 September 2024| | 0.0 |
13.92 | 0.11 | 0.0 | 0.0 | 14.03 | 0.0 | 0.0 | 0.0
| 14.03 |
+ Then Loan Repayment schedule has the following data in Total row:
+ | Principal due | Interest | Fees | Penalties | Due | Paid | In
advance | Late | Outstanding |
+ | 100.0 | 1.29 | 0.0 | 0.0 | 101.29 | 17.01 | 0.0
| 0.0 | 84.28 |
+ Then Loan Transactions tab has the following data:
+ | Transaction date | Transaction Type | Amount | Principal | Interest |
Fees | Penalties | Loan Balance | Reverted | Replayed |
+ | 01 January 2024 | Disbursement | 100.0 | 0.0 | 0.0 |
0.0 | 0.0 | 100.0 | false | false |
+ | 01 February 2024 | Repayment | 17.01 | 16.43 | 0.58 |
0.0 | 0.0 | 83.57 | false | false |
+ | 01 March 2024 | Repayment | 17.01 | 16.52 | 0.49 |
0.0 | 0.0 | 67.05 | true | false |
+ | 15 March 2024 | Re-age | 84.28 | 83.57 | 0.71 |
0.0 | 0.0 | 0.0 | false | true |
+
+ When Loan Pay-off is made on "01 April 2024"
+ Then Loan is closed with zero outstanding balance and it's all
installments have obligations met
+
+ @TestRailId:C4243 @AdvancedPaymentAllocation
+ Scenario: Verify Re-aging on interest bearing loan - equal amortization +
full outstanding interest - reverse-repay, backdated repayment - UC8
+ When Admin sets the business date to "01 January 2024"
+ When Admin creates a client with random data
+ When Admin set
"LP2_ADV_CUSTOM_PMT_ALLOC_PROGRESSIVE_LOAN_SCHEDULE_HORIZONTAL" loan product
"DEFAULT" transaction type to "NEXT_INSTALLMENT" future installment allocation
rule
+ When Admin creates a fully customized loan with the following data:
+ | LoanProduct |
submitted on date | with Principal | ANNUAL interest rate % | interest type
| interest calculation period | amortization type | loanTermFrequency |
loanTermFrequencyType | repaymentEvery | repaymentFrequencyType |
numberOfRepayments | graceOnPrincipalPayment | graceOnInterestPayment |
interest free period | Payment strategy |
+ | LP2_ADV_CUSTOM_PMT_ALLOC_PROGRESSIVE_LOAN_SCHEDULE_HORIZONTAL | 01
January 2024 | 100 | 7 | DECLINING_BALANCE |
DAILY | EQUAL_INSTALLMENTS | 6 | MONTHS
| 1 | MONTHS | 6 | 0
| 0 | 0 |
ADVANCED_PAYMENT_ALLOCATION |
+ And Admin successfully approves the loan on "01 January 2024" with "100"
amount and expected disbursement date on "01 January 2024"
+ When Admin successfully disburse the loan on "01 January 2024" with "100"
EUR transaction amount
+ Then Loan Repayment schedule has 6 periods, with the following data for
periods:
+ | Nr | Days | Date | Paid date | Balance of loan | Principal
due | Interest | Fees | Penalties | Due | Paid | In advance | Late |
Outstanding |
+ | | | 01 January 2024 | | 100.0 |
| | 0.0 | | 0.0 | 0.0 | | |
|
+ | 1 | 31 | 01 February 2024| | 83.57 | 16.43
| 0.58 | 0.0 | 0.0 | 17.01 | 0.0 | 0.0 | 0.0 | 17.01
|
+ | 2 | 29 | 01 March 2024 | | 67.05 | 16.52
| 0.49 | 0.0 | 0.0 | 17.01 | 0.0 | 0.0 | 0.0 | 17.01
|
+ | 3 | 31 | 01 April 2024 | | 50.43 | 16.62
| 0.39 | 0.0 | 0.0 | 17.01 | 0.0 | 0.0 | 0.0 | 17.01
|
+ | 4 | 30 | 01 May 2024 | | 33.71 | 16.72
| 0.29 | 0.0 | 0.0 | 17.01 | 0.0 | 0.0 | 0.0 | 17.01
|
+ | 5 | 31 | 01 June 2024 | | 16.9 | 16.81
| 0.2 | 0.0 | 0.0 | 17.01 | 0.0 | 0.0 | 0.0 | 17.01
|
+ | 6 | 30 | 01 July 2024 | | 0.0 | 16.9
| 0.1 | 0.0 | 0.0 | 17.0 | 0.0 | 0.0 | 0.0 | 17.0
|
+ Then Loan Repayment schedule has the following data in Total row:
+ | Principal due | Interest | Fees | Penalties | Due | Paid | In
advance | Late | Outstanding |
+ | 100.0 | 2.05 | 0.0 | 0.0 | 102.05 | 0.0 | 0.0
| 0.0 | 102.05 |
+ Then Loan Transactions tab has the following data:
+ | Transaction date | Transaction Type | Amount | Principal | Interest |
Fees | Penalties | Loan Balance | Reverted |
+ | 01 January 2024 | Disbursement | 100.0 | 0.0 | 0.0 |
0.0 | 0.0 | 100.0 | false |
+ When Admin sets the business date to "01 February 2024"
+ And Customer makes "AUTOPAY" repayment on "01 February 2024" with 17.01
EUR transaction amount
+ Then Loan Repayment schedule has 6 periods, with the following data for
periods:
+ | Nr | Days | Date | Paid date | Balance of loan |
Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late
| Outstanding |
+ | | | 01 January 2024 | | 100.0 |
| | 0.0 | | 0.0 | 0.0 | | |
|
+ | 1 | 31 | 01 February 2024| 01 February 2024 | 83.57 |
16.43 | 0.58 | 0.0 | 0.0 | 17.01 | 17.01 | 0.0 | 0.0
| 0.0 |
+ | 2 | 29 | 01 March 2024 | | 67.05 |
16.52 | 0.49 | 0.0 | 0.0 | 17.01 | 0.0 | 0.0 | 0.0
| 17.01 |
+ | 3 | 31 | 01 April 2024 | | 50.43 |
16.62 | 0.39 | 0.0 | 0.0 | 17.01 | 0.0 | 0.0 | 0.0
| 17.01 |
+ | 4 | 30 | 01 May 2024 | | 33.71 |
16.72 | 0.29 | 0.0 | 0.0 | 17.01 | 0.0 | 0.0 | 0.0
| 17.01 |
+ | 5 | 31 | 01 June 2024 | | 16.9 |
16.81 | 0.2 | 0.0 | 0.0 | 17.01 | 0.0 | 0.0 | 0.0
| 17.01 |
+ | 6 | 30 | 01 July 2024 | | 0.0 |
16.9 | 0.1 | 0.0 | 0.0 | 17.0 | 0.0 | 0.0 | 0.0
| 17.0 |
+ Then Loan Repayment schedule has the following data in Total row:
+ | Principal due | Interest | Fees | Penalties | Due | Paid | In
advance | Late | Outstanding |
+ | 100.0 | 2.05 | 0.0 | 0.0 | 102.05 | 17.01 | 0.0
| 0.0 | 85.04 |
+ Then Loan Transactions tab has the following data:
+ | Transaction date | Transaction Type | Amount | Principal | Interest |
Fees | Penalties | Loan Balance | Reverted |
+ | 01 January 2024 | Disbursement | 100.0 | 0.0 | 0.0 |
0.0 | 0.0 | 100.0 | false |
+ | 01 February 2024 | Repayment | 17.01 | 16.43 | 0.58 |
0.0 | 0.0 | 83.57 | false |
+ When Admin sets the business date to "15 March 2024"
+ When Admin creates a Loan re-aging transaction with the following data:
+ | frequencyNumber | frequencyType | startDate | numberOfInstallments
| reAgeInterestHandling |
+ | 1 | MONTHS | 01 April 2024 | 6
| EQUAL_AMORTIZATION_FULL_INTEREST |
+ Then Loan Repayment schedule has 8 periods, with the following data for
periods:
+ | Nr | Days | Date | Paid date | Balance of loan |
Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late
| Outstanding |
+ | | | 01 January 2024 | | 100.0 |
| | 0.0 | | 0.0 | 0.0 | | |
|
+ | 1 | 31 | 01 February 2024 | 01 February 2024 | 83.57 |
16.43 | 0.58 | 0.0 | 0.0 | 17.01 | 17.01 | 0.0 | 0.0
| 0.0 |
+ | 2 | 29 | 01 March 2024 | 15 March 2024 | 83.57 |
0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0
| 0.0 |
+ | 3 | 31 | 01 April 2024 | | 69.64 |
13.93 | 0.25 | 0.0 | 0.0 | 14.18 | 0.0 | 0.0 | 0.0
| 14.18 |
+ | 4 | 30 | 01 May 2024 | | 55.71 |
13.93 | 0.25 | 0.0 | 0.0 | 14.18 | 0.0 | 0.0 | 0.0
| 14.18 |
+ | 5 | 31 | 01 June 2024 | | 41.78 |
13.93 | 0.25 | 0.0 | 0.0 | 14.18 | 0.0 | 0.0 | 0.0
| 14.18 |
+ | 6 | 30 | 01 July 2024 | | 27.85 |
13.93 | 0.25 | 0.0 | 0.0 | 14.18 | 0.0 | 0.0 | 0.0
| 14.18 |
+ | 7 | 31 | 01 August 2024 | | 13.92 |
13.93 | 0.25 | 0.0 | 0.0 | 14.18 | 0.0 | 0.0 | 0.0
| 14.18 |
+ | 8 | 31 | 01 September 2024| | 0.0 |
13.92 | 0.26 | 0.0 | 0.0 | 14.18 | 0.0 | 0.0 | 0.0
| 14.18 |
+ Then Loan Repayment schedule has the following data in Total row:
+ | Principal due | Interest | Fees | Penalties | Due | Paid | In
advance | Late | Outstanding |
+ | 100.0 | 2.09 | 0.0 | 0.0 | 102.09 | 17.01 | 0.0
| 0.0 | 85.08 |
+ Then Loan Transactions tab has the following data:
+ | Transaction date | Transaction Type | Amount | Principal | Interest |
Fees | Penalties | Loan Balance | Reverted | Replayed |
+ | 01 January 2024 | Disbursement | 100.0 | 0.0 | 0.0 |
0.0 | 0.0 | 100.0 | false | false |
+ | 01 February 2024 | Repayment | 17.01 | 16.43 | 0.58 |
0.0 | 0.0 | 83.57 | false | false |
+ | 15 March 2024 | Re-age | 85.08 | 83.57 | 1.51 |
0.0 | 0.0 | 0.0 | false | false |
+ When Admin sets the business date to "01 April 2024"
+ And Customer makes "AUTOPAY" repayment on "01 March 2024" with 17.01 EUR
transaction amount
+ Then Loan Repayment schedule has 8 periods, with the following data for
periods:
+ | Nr | Days | Date | Paid date | Balance of loan |
Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late
| Outstanding |
+ | | | 01 January 2024 | | 100.0 |
| | 0.0 | | 0.0 | 0.0 | | |
|
+ | 1 | 31 | 01 February 2024 | 01 February 2024 | 83.57 |
16.43 | 0.58 | 0.0 | 0.0 | 17.01 | 17.01 | 0.0 | 0.0
| 0.0 |
+ | 2 | 29 | 01 March 2024 | 01 March 2024 | 67.05 |
16.52 | 0.49 | 0.0 | 0.0 | 17.01 | 17.01 | 0.0 | 0.0
| 0.0 |
+ | 3 | 31 | 01 April 2024 | | 55.87 |
11.18 | 0.16 | 0.0 | 0.0 | 11.34 | 0.0 | 0.0 | 0.0
| 11.34 |
+ | 4 | 30 | 01 May 2024 | | 44.69 |
11.18 | 0.16 | 0.0 | 0.0 | 11.34 | 0.0 | 0.0 | 0.0
| 11.34 |
+ | 5 | 31 | 01 June 2024 | | 33.51 |
11.18 | 0.16 | 0.0 | 0.0 | 11.34 | 0.0 | 0.0 | 0.0
| 11.34 |
+ | 6 | 30 | 01 July 2024 | | 22.33 |
11.18 | 0.16 | 0.0 | 0.0 | 11.34 | 0.0 | 0.0 | 0.0
| 11.34 |
+ | 7 | 31 | 01 August 2024 | | 11.15 |
11.18 | 0.16 | 0.0 | 0.0 | 11.34 | 0.0 | 0.0 | 0.0
| 11.34 |
+ | 8 | 31 | 01 September 2024| | 0.0 |
11.15 | 0.18 | 0.0 | 0.0 | 11.33 | 0.0 | 0.0 | 0.0
| 11.33 |
+ Then Loan Repayment schedule has the following data in Total row:
+ | Principal due | Interest | Fees | Penalties | Due | Paid | In
advance | Late | Outstanding |
+ | 100.0 | 2.05 | 0.0 | 0.0 | 102.05 | 34.02 | 0.0
| 0.0 | 68.03 |
+ Then Loan Transactions tab has the following data:
+ | Transaction date | Transaction Type | Amount | Principal | Interest |
Fees | Penalties | Loan Balance | Reverted | Replayed |
+ | 01 January 2024 | Disbursement | 100.0 | 0.0 | 0.0 |
0.0 | 0.0 | 100.0 | false | false |
+ | 01 February 2024 | Repayment | 17.01 | 16.43 | 0.58 |
0.0 | 0.0 | 83.57 | false | false |
+ | 01 March 2024 | Repayment | 17.01 | 16.52 | 0.49 |
0.0 | 0.0 | 67.05 | false | false |
+ | 15 March 2024 | Re-age | 68.03 | 67.05 | 0.98 |
0.0 | 0.0 | 0.0 | false | true |
+
+ When Loan Pay-off is made on "01 April 2024"
+ Then Loan is closed with zero outstanding balance and it's all
installments have obligations met
+
+ @TestRailId:C4244 @AdvancedPaymentAllocation
+ Scenario: Verify Re-aging on interest bearing loan - equal amortization +
full outstanding interest - reverse-repay, reversal of backdated repayment -
UC8.1
+ When Admin sets the business date to "01 January 2024"
+ When Admin creates a client with random data
+ When Admin set
"LP2_ADV_CUSTOM_PMT_ALLOC_PROGRESSIVE_LOAN_SCHEDULE_HORIZONTAL" loan product
"DEFAULT" transaction type to "NEXT_INSTALLMENT" future installment allocation
rule
+ When Admin creates a fully customized loan with the following data:
+ | LoanProduct |
submitted on date | with Principal | ANNUAL interest rate % | interest type
| interest calculation period | amortization type | loanTermFrequency |
loanTermFrequencyType | repaymentEvery | repaymentFrequencyType |
numberOfRepayments | graceOnPrincipalPayment | graceOnInterestPayment |
interest free period | Payment strategy |
+ | LP2_ADV_CUSTOM_PMT_ALLOC_PROGRESSIVE_LOAN_SCHEDULE_HORIZONTAL | 01
January 2024 | 100 | 7 | DECLINING_BALANCE |
DAILY | EQUAL_INSTALLMENTS | 6 | MONTHS
| 1 | MONTHS | 6 | 0
| 0 | 0 |
ADVANCED_PAYMENT_ALLOCATION |
+ And Admin successfully approves the loan on "01 January 2024" with "100"
amount and expected disbursement date on "01 January 2024"
+ When Admin successfully disburse the loan on "01 January 2024" with "100"
EUR transaction amount
+ Then Loan Repayment schedule has 6 periods, with the following data for
periods:
+ | Nr | Days | Date | Paid date | Balance of loan | Principal
due | Interest | Fees | Penalties | Due | Paid | In advance | Late |
Outstanding |
+ | | | 01 January 2024 | | 100.0 |
| | 0.0 | | 0.0 | 0.0 | | |
|
+ | 1 | 31 | 01 February 2024| | 83.57 | 16.43
| 0.58 | 0.0 | 0.0 | 17.01 | 0.0 | 0.0 | 0.0 | 17.01
|
+ | 2 | 29 | 01 March 2024 | | 67.05 | 16.52
| 0.49 | 0.0 | 0.0 | 17.01 | 0.0 | 0.0 | 0.0 | 17.01
|
+ | 3 | 31 | 01 April 2024 | | 50.43 | 16.62
| 0.39 | 0.0 | 0.0 | 17.01 | 0.0 | 0.0 | 0.0 | 17.01
|
+ | 4 | 30 | 01 May 2024 | | 33.71 | 16.72
| 0.29 | 0.0 | 0.0 | 17.01 | 0.0 | 0.0 | 0.0 | 17.01
|
+ | 5 | 31 | 01 June 2024 | | 16.9 | 16.81
| 0.2 | 0.0 | 0.0 | 17.01 | 0.0 | 0.0 | 0.0 | 17.01
|
+ | 6 | 30 | 01 July 2024 | | 0.0 | 16.9
| 0.1 | 0.0 | 0.0 | 17.0 | 0.0 | 0.0 | 0.0 | 17.0
|
+ Then Loan Repayment schedule has the following data in Total row:
+ | Principal due | Interest | Fees | Penalties | Due | Paid | In
advance | Late | Outstanding |
+ | 100.0 | 2.05 | 0.0 | 0.0 | 102.05 | 0.0 | 0.0
| 0.0 | 102.05 |
+ Then Loan Transactions tab has the following data:
+ | Transaction date | Transaction Type | Amount | Principal | Interest |
Fees | Penalties | Loan Balance | Reverted |
+ | 01 January 2024 | Disbursement | 100.0 | 0.0 | 0.0 |
0.0 | 0.0 | 100.0 | false |
+ When Admin sets the business date to "01 February 2024"
+ And Customer makes "AUTOPAY" repayment on "01 February 2024" with 17.01
EUR transaction amount
+ Then Loan Repayment schedule has 6 periods, with the following data for
periods:
+ | Nr | Days | Date | Paid date | Balance of loan |
Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late
| Outstanding |
+ | | | 01 January 2024 | | 100.0 |
| | 0.0 | | 0.0 | 0.0 | | |
|
+ | 1 | 31 | 01 February 2024| 01 February 2024 | 83.57 |
16.43 | 0.58 | 0.0 | 0.0 | 17.01 | 17.01 | 0.0 | 0.0
| 0.0 |
+ | 2 | 29 | 01 March 2024 | | 67.05 |
16.52 | 0.49 | 0.0 | 0.0 | 17.01 | 0.0 | 0.0 | 0.0
| 17.01 |
+ | 3 | 31 | 01 April 2024 | | 50.43 |
16.62 | 0.39 | 0.0 | 0.0 | 17.01 | 0.0 | 0.0 | 0.0
| 17.01 |
+ | 4 | 30 | 01 May 2024 | | 33.71 |
16.72 | 0.29 | 0.0 | 0.0 | 17.01 | 0.0 | 0.0 | 0.0
| 17.01 |
+ | 5 | 31 | 01 June 2024 | | 16.9 |
16.81 | 0.2 | 0.0 | 0.0 | 17.01 | 0.0 | 0.0 | 0.0
| 17.01 |
+ | 6 | 30 | 01 July 2024 | | 0.0 |
16.9 | 0.1 | 0.0 | 0.0 | 17.0 | 0.0 | 0.0 | 0.0
| 17.0 |
+ Then Loan Repayment schedule has the following data in Total row:
+ | Principal due | Interest | Fees | Penalties | Due | Paid | In
advance | Late | Outstanding |
+ | 100.0 | 2.05 | 0.0 | 0.0 | 102.05 | 17.01 | 0.0
| 0.0 | 85.04 |
+ Then Loan Transactions tab has the following data:
+ | Transaction date | Transaction Type | Amount | Principal | Interest |
Fees | Penalties | Loan Balance | Reverted |
+ | 01 January 2024 | Disbursement | 100.0 | 0.0 | 0.0 |
0.0 | 0.0 | 100.0 | false |
+ | 01 February 2024 | Repayment | 17.01 | 16.43 | 0.58 |
0.0 | 0.0 | 83.57 | false |
+ When Admin sets the business date to "15 March 2024"
+ When Admin creates a Loan re-aging transaction by Loan external ID with
the following data:
+ | frequencyNumber | frequencyType | startDate | numberOfInstallments
| reAgeInterestHandling |
+ | 1 | MONTHS | 01 April 2024 | 6
| EQUAL_AMORTIZATION_FULL_INTEREST |
+ Then Loan Repayment schedule has 8 periods, with the following data for
periods:
+ | Nr | Days | Date | Paid date | Balance of loan |
Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late
| Outstanding |
+ | | | 01 January 2024 | | 100.0 |
| | 0.0 | | 0.0 | 0.0 | | |
|
+ | 1 | 31 | 01 February 2024 | 01 February 2024 | 83.57 |
16.43 | 0.58 | 0.0 | 0.0 | 17.01 | 17.01 | 0.0 | 0.0
| 0.0 |
+ | 2 | 29 | 01 March 2024 | 15 March 2024 | 83.57 |
0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0
| 0.0 |
+ | 3 | 31 | 01 April 2024 | | 69.64 |
13.93 | 0.25 | 0.0 | 0.0 | 14.18 | 0.0 | 0.0 | 0.0
| 14.18 |
+ | 4 | 30 | 01 May 2024 | | 55.71 |
13.93 | 0.25 | 0.0 | 0.0 | 14.18 | 0.0 | 0.0 | 0.0
| 14.18 |
+ | 5 | 31 | 01 June 2024 | | 41.78 |
13.93 | 0.25 | 0.0 | 0.0 | 14.18 | 0.0 | 0.0 | 0.0
| 14.18 |
+ | 6 | 30 | 01 July 2024 | | 27.85 |
13.93 | 0.25 | 0.0 | 0.0 | 14.18 | 0.0 | 0.0 | 0.0
| 14.18 |
+ | 7 | 31 | 01 August 2024 | | 13.92 |
13.93 | 0.25 | 0.0 | 0.0 | 14.18 | 0.0 | 0.0 | 0.0
| 14.18 |
+ | 8 | 31 | 01 September 2024| | 0.0 |
13.92 | 0.26 | 0.0 | 0.0 | 14.18 | 0.0 | 0.0 | 0.0
| 14.18 |
+ Then Loan Repayment schedule has the following data in Total row:
+ | Principal due | Interest | Fees | Penalties | Due | Paid | In
advance | Late | Outstanding |
+ | 100.0 | 2.09 | 0.0 | 0.0 | 102.09 | 17.01 | 0.0
| 0.0 | 85.08 |
+ Then Loan Transactions tab has the following data:
+ | Transaction date | Transaction Type | Amount | Principal | Interest |
Fees | Penalties | Loan Balance | Reverted | Replayed |
+ | 01 January 2024 | Disbursement | 100.0 | 0.0 | 0.0 |
0.0 | 0.0 | 100.0 | false | false |
+ | 01 February 2024 | Repayment | 17.01 | 16.43 | 0.58 |
0.0 | 0.0 | 83.57 | false | false |
+ | 15 March 2024 | Re-age | 85.08 | 83.57 | 1.51 |
0.0 | 0.0 | 0.0 | false | false |
+ When Admin sets the business date to "01 April 2024"
+ And Customer makes "AUTOPAY" repayment on "01 March 2024" with 17.01 EUR
transaction amount
+ Then Loan Repayment schedule has 8 periods, with the following data for
periods:
+ | Nr | Days | Date | Paid date | Balance of loan |
Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late
| Outstanding |
+ | | | 01 January 2024 | | 100.0 |
| | 0.0 | | 0.0 | 0.0 | | |
|
+ | 1 | 31 | 01 February 2024 | 01 February 2024 | 83.57 |
16.43 | 0.58 | 0.0 | 0.0 | 17.01 | 17.01 | 0.0 | 0.0
| 0.0 |
+ | 2 | 29 | 01 March 2024 | 01 March 2024 | 67.05 |
16.52 | 0.49 | 0.0 | 0.0 | 17.01 | 17.01 | 0.0 | 0.0
| 0.0 |
+ | 3 | 31 | 01 April 2024 | | 55.87 |
11.18 | 0.16 | 0.0 | 0.0 | 11.34 | 0.0 | 0.0 | 0.0
| 11.34 |
+ | 4 | 30 | 01 May 2024 | | 44.69 |
11.18 | 0.16 | 0.0 | 0.0 | 11.34 | 0.0 | 0.0 | 0.0
| 11.34 |
+ | 5 | 31 | 01 June 2024 | | 33.51 |
11.18 | 0.16 | 0.0 | 0.0 | 11.34 | 0.0 | 0.0 | 0.0
| 11.34 |
+ | 6 | 30 | 01 July 2024 | | 22.33 |
11.18 | 0.16 | 0.0 | 0.0 | 11.34 | 0.0 | 0.0 | 0.0
| 11.34 |
+ | 7 | 31 | 01 August 2024 | | 11.15 |
11.18 | 0.16 | 0.0 | 0.0 | 11.34 | 0.0 | 0.0 | 0.0
| 11.34 |
+ | 8 | 31 | 01 September 2024| | 0.0 |
11.15 | 0.18 | 0.0 | 0.0 | 11.33 | 0.0 | 0.0 | 0.0
| 11.33 |
+ Then Loan Repayment schedule has the following data in Total row:
+ | Principal due | Interest | Fees | Penalties | Due | Paid | In
advance | Late | Outstanding |
+ | 100.0 | 2.05 | 0.0 | 0.0 | 102.05 | 34.02 | 0.0
| 0.0 | 68.03 |
+ Then Loan Transactions tab has the following data:
+ | Transaction date | Transaction Type | Amount | Principal | Interest |
Fees | Penalties | Loan Balance | Reverted | Replayed |
+ | 01 January 2024 | Disbursement | 100.0 | 0.0 | 0.0 |
0.0 | 0.0 | 100.0 | false | false |
+ | 01 February 2024 | Repayment | 17.01 | 16.43 | 0.58 |
0.0 | 0.0 | 83.57 | false | false |
+ | 01 March 2024 | Repayment | 17.01 | 16.52 | 0.49 |
0.0 | 0.0 | 67.05 | false | false |
+ | 15 March 2024 | Re-age | 68.03 | 67.05 | 0.98 |
0.0 | 0.0 | 0.0 | false | true |
+ When Customer undo "1"th transaction made on "01 March 2024"
+ Then Loan Repayment schedule has 8 periods, with the following data for
periods:
+ | Nr | Days | Date | Paid date | Balance of loan |
Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late
| Outstanding |
+ | | | 01 January 2024 | | 100.0 |
| | 0.0 | | 0.0 | 0.0 | | |
|
+ | 1 | 31 | 01 February 2024 | 01 February 2024 | 83.57 |
16.43 | 0.58 | 0.0 | 0.0 | 17.01 | 17.01 | 0.0 | 0.0
| 0.0 |
+ | 2 | 29 | 01 March 2024 | 15 March 2024 | 83.57 |
0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0
| 0.0 |
+ | 3 | 31 | 01 April 2024 | | 69.64 |
13.93 | 0.25 | 0.0 | 0.0 | 14.18 | 0.0 | 0.0 | 0.0
| 14.18 |
+ | 4 | 30 | 01 May 2024 | | 55.71 |
13.93 | 0.25 | 0.0 | 0.0 | 14.18 | 0.0 | 0.0 | 0.0
| 14.18 |
+ | 5 | 31 | 01 June 2024 | | 41.78 |
13.93 | 0.25 | 0.0 | 0.0 | 14.18 | 0.0 | 0.0 | 0.0
| 14.18 |
+ | 6 | 30 | 01 July 2024 | | 27.85 |
13.93 | 0.25 | 0.0 | 0.0 | 14.18 | 0.0 | 0.0 | 0.0
| 14.18 |
+ | 7 | 31 | 01 August 2024 | | 13.92 |
13.93 | 0.25 | 0.0 | 0.0 | 14.18 | 0.0 | 0.0 | 0.0
| 14.18 |
+ | 8 | 31 | 01 September 2024| | 0.0 |
13.92 | 0.26 | 0.0 | 0.0 | 14.18 | 0.0 | 0.0 | 0.0
| 14.18 |
+ Then Loan Repayment schedule has the following data in Total row:
+ | Principal due | Interest | Fees | Penalties | Due | Paid | In
advance | Late | Outstanding |
+ | 100.0 | 2.09 | 0.0 | 0.0 | 102.09 | 17.01 | 0.0
| 0.0 | 85.08 |
+ Then Loan Transactions tab has the following data:
+ | Transaction date | Transaction Type | Amount | Principal | Interest |
Fees | Penalties | Loan Balance | Reverted | Replayed |
+ | 01 January 2024 | Disbursement | 100.0 | 0.0 | 0.0 |
0.0 | 0.0 | 100.0 | false | false |
+ | 01 February 2024 | Repayment | 17.01 | 16.43 | 0.58 |
0.0 | 0.0 | 83.57 | false | false |
+ | 01 March 2024 | Repayment | 17.01 | 16.52 | 0.49 |
0.0 | 0.0 | 67.05 | true | false |
+ | 15 March 2024 | Re-age | 85.08 | 83.57 | 1.51 |
0.0 | 0.0 | 0.0 | false | true |
+
+ When Loan Pay-off is made on "01 April 2024"
+ Then Loan is closed with zero outstanding balance and it's all
installments have obligations met
+
+
