airajena opened a new pull request, #5523:
URL: https://github.com/apache/fineract/pull/5523
## Summary
This PR implements `FINERACT-1153` by adding configurable handling for loan
reschedule cases where the final installment becomes much larger than prior
installments.
## Problem
For some loan reschedule flows (for example reduced EMI / interest
appropriation scenarios), the generated schedule can produce an oversized last
installment, which is not desirable operationally.
## Solution
Introduced a new global configuration and reschedule logic to automatically
split an oversized last installment by extending repayment periods until the
last installment is in line.
### New global configuration
- Key: `split-large-last-installment-on-loan-reschedule`
- Default: `false` (disabled)
- Scope: tenant global configuration
### Behavior
- When config is `false`: existing behavior is unchanged.
- When config is `true`:
- During loan reschedule approval, schedule generation checks whether the
final installment is larger than prior installments.
- If yes, it auto-adds repayment-period extension variation(s),
regenerates the schedule, and repeats until:
- last installment is no longer oversized, or
- safety cap is reached.
### Safety guard
- Added max extension loop guard to prevent infinite adjustments.
## Checklist
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details of any API changes
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