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new 135e0da37d FINERACT-2421: added e2e tests for re-aging preview and
actual repayment schedule matches
135e0da37d is described below
commit 135e0da37d7e6efcdff1d36b97c35c3f56233fd9
Author: MarianaDmytrivBinariks <[email protected]>
AuthorDate: Wed Feb 25 13:25:08 2026 +0200
FINERACT-2421: added e2e tests for re-aging preview and actual repayment
schedule matches
---
.../resources/features/LoanReAgingPreview.feature | 204 +++++++++++++++++++++
1 file changed, 204 insertions(+)
diff --git
a/fineract-e2e-tests-runner/src/test/resources/features/LoanReAgingPreview.feature
b/fineract-e2e-tests-runner/src/test/resources/features/LoanReAgingPreview.feature
index 0e7215425e..0cf1deb9b0 100644
---
a/fineract-e2e-tests-runner/src/test/resources/features/LoanReAgingPreview.feature
+++
b/fineract-e2e-tests-runner/src/test/resources/features/LoanReAgingPreview.feature
@@ -2666,4 +2666,208 @@ Feature: LoanReAgingPreview
When Loan Pay-off is made on "01 April 2024"
Then Loan is closed with zero outstanding balance and it's all
installments have obligations met
+ @TestRailId:C4690 @AdvancedPaymentAllocation
+ Scenario: Verify Loan re-aging trn preview and actual repayment schedule -
interest bearing loan with equal amortization; outstanding payable interest -
UC1
+ When Admin sets the business date to "12 September 2025"
+ When Admin creates a client with random data
+ When Admin creates a fully customized loan with the following data:
+ | LoanProduct
| submitted on date | with Principal | ANNUAL interest rate % | interest
type | interest calculation period | amortization type | loanTermFrequency
| loanTermFrequencyType | repaymentEvery | repaymentFrequencyType |
numberOfRepayments | graceOnPrincipalPayment | graceOnInterestPayment |
interest free period | Payment strategy |
+ |
LP2_ADV_PYMNT_INTEREST_DAILY_EMI_ACTUAL_ACTUAL_NO_INTEREST_RECALC_REFUND_FULL |
12 September 2025 | 1200 | 9.99 | DECLINING_BALANCE
| DAILY | EQUAL_INSTALLMENTS | 6 | MONTHS
| 1 | MONTHS | 6 |
0 | 0 | 0 |
ADVANCED_PAYMENT_ALLOCATION |
+ And Admin successfully approves the loan on "12 September 2025" with
"1200" amount and expected disbursement date on "12 September 2025"
+ When Admin successfully disburse the loan on "12 September 2025" with
"1200" EUR transaction amount
+ Then Loan Repayment schedule has 6 periods, with the following data for
periods:
+ | Nr | Days | Date | Paid date | Balance of loan |
Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late
| Outstanding |
+ | | | 12 September 2025 | | 1200.0 |
| | 0.0 | | 0.0 | 0.0 | | |
|
+ | 1 | 30 | 12 October 2025 | | 1003.99 | 196.01
| 9.85 | 0.0 | 0.0 | 205.86 | 0.0 | 0.0 | 0.0 | 205.86
|
+ | 2 | 31 | 12 November 2025 | | 806.65 | 197.34
| 8.52 | 0.0 | 0.0 | 205.86 | 0.0 | 0.0 | 0.0 | 205.86
|
+ | 3 | 30 | 12 December 2025 | | 607.41 | 199.24
| 6.62 | 0.0 | 0.0 | 205.86 | 0.0 | 0.0 | 0.0 | 205.86
|
+ | 4 | 31 | 12 January 2026 | | 406.7 | 200.71
| 5.15 | 0.0 | 0.0 | 205.86 | 0.0 | 0.0 | 0.0 | 205.86
|
+ | 5 | 31 | 12 February 2026 | | 204.29 | 202.41
| 3.45 | 0.0 | 0.0 | 205.86 | 0.0 | 0.0 | 0.0 | 205.86
|
+ | 6 | 28 | 12 March 2026 | | 0.0 | 204.29
| 1.57 | 0.0 | 0.0 | 205.86 | 0.0 | 0.0 | 0.0 | 205.86
|
+ Then Loan Repayment schedule has the following data in Total row:
+ | Principal due | Interest | Fees | Penalties | Due | Paid | In
advance | Late | Outstanding |
+ | 1200.0 | 35.16 | 0.0 | 0.0 | 1235.16 | 0.0 | 0.0
| 0.0 | 1235.16 |
+ Then Loan Transactions tab has the following data:
+ | Transaction date | Transaction Type | Amount | Principal | Interest |
Fees | Penalties | Loan Balance | Reverted | Replayed |
+ | 12 September 2025 | Disbursement | 1200.0 | 0.0 | 0.0 |
0.0 | 0.0 | 1200.0 | false | false |
+ When Admin sets the business date to "12 October 2025"
+ And Customer makes "AUTOPAY" repayment on "12 October 2025" with 200 EUR
transaction amount
+ Then Loan Repayment schedule has 6 periods, with the following data for
periods:
+ | Nr | Days | Date | Paid date | Balance of loan |
Principal due | Interest | Fees | Penalties | Due | Paid | In advance |
Late | Outstanding |
+ | | | 12 September 2025 | | 1200.0 |
| | 0.0 | | 0.0 | 0.0 | | |
|
+ | 1 | 30 | 12 October 2025 | | 1003.99 | 196.01
| 9.85 | 0.0 | 0.0 | 205.86 | 200.0 | 0.0 | 0.0 | 5.86
|
+ | 2 | 31 | 12 November 2025 | | 806.65 | 197.34
| 8.52 | 0.0 | 0.0 | 205.86 | 0.0 | 0.0 | 0.0 |
205.86 |
+ | 3 | 30 | 12 December 2025 | | 607.41 | 199.24
| 6.62 | 0.0 | 0.0 | 205.86 | 0.0 | 0.0 | 0.0 |
205.86 |
+ | 4 | 31 | 12 January 2026 | | 406.7 | 200.71
| 5.15 | 0.0 | 0.0 | 205.86 | 0.0 | 0.0 | 0.0 |
205.86 |
+ | 5 | 31 | 12 February 2026 | | 204.29 | 202.41
| 3.45 | 0.0 | 0.0 | 205.86 | 0.0 | 0.0 | 0.0 |
205.86 |
+ | 6 | 28 | 12 March 2026 | | 0.0 | 204.29
| 1.57 | 0.0 | 0.0 | 205.86 | 0.0 | 0.0 | 0.0 |
205.86 |
+ Then Loan Repayment schedule has the following data in Total row:
+ | Principal due | Interest | Fees | Penalties | Due | Paid | In
advance | Late | Outstanding |
+ | 1200.0 | 35.16 | 0.0 | 0.0 | 1235.16 | 200.0 | 0.0
| 0.0 | 1035.16 |
+ Then Loan Transactions tab has the following data:
+ | Transaction date | Transaction Type | Amount | Principal | Interest |
Fees | Penalties | Loan Balance | Reverted | Replayed |
+ | 12 September 2025 | Disbursement | 1200.0 | 0.0 | 0.0 |
0.0 | 0.0 | 1200.0 | false | false |
+ | 12 October 2025 | Repayment | 200.0 | 196.01 | 3.99 |
0.0 | 0.0 | 1003.99 | false | false |
+ When Admin sets the business date to "12 February 2026"
+ When Admin runs inline COB job for Loan
+ When Admin creates a Loan re-aging preview by Loan external ID with the
following data:
+ | frequencyNumber | frequencyType | startDate |
numberOfInstallments | reAgeInterestHandling |
+ | 1 | MONTHS | 12 February 2026 | 10
| EQUAL_AMORTIZATION_PAYABLE_INTEREST |
+ Then Loan Re-Aged Repayment schedule preview has 15 periods, with the
following data for periods:
+ | Nr | Days | Date | Paid date | Balance of loan |
Principal due | Interest | Fees | Penalties | Due | Paid | In advance |
Late | Outstanding |
+ | | | 12 September 2025 | | 1200.0 |
0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | |
| |
+ | 1 | 30 | 12 October 2025 | 12 February 2026 | 1003.99 |
196.01 | 3.99 | 0.0 | 0.0 | 200.0 | 200.0 | 0.0 | 0.0
| 0.0 |
+ | 2 | 31 | 12 November 2025 | 12 February 2026 | 1003.99 |
0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0
| 0.0 |
+ | 3 | 30 | 12 December 2025 | 12 February 2026 | 1003.99 |
0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0
| 0.0 |
+ | 4 | 31 | 12 January 2026 | 12 February 2026 | 1003.99 |
0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0
| 0.0 |
+ | 5 | 31 | 12 February 2026 | 12 February 2026 | 1003.99 |
0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0
| 0.0 |
+ | 6 | 0 | 12 February 2026 | | 903.59 |
100.4 | 3.36 | 0.0 | 0.0 | 103.76 | 0.0 | 0.0 | 0.0
| 103.76 |
+ | 7 | 28 | 12 March 2026 | | 803.19 |
100.4 | 3.36 | 0.0 | 0.0 | 103.76 | 0.0 | 0.0 | 0.0
| 103.76 |
+ | 8 | 31 | 12 April 2026 | | 702.79 |
100.4 | 3.36 | 0.0 | 0.0 | 103.76 | 0.0 | 0.0 | 0.0
| 103.76 |
+ | 9 | 30 | 12 May 2026 | | 602.39 |
100.4 | 3.36 | 0.0 | 0.0 | 103.76 | 0.0 | 0.0 | 0.0
| 103.76 |
+ | 10 | 31 | 12 June 2026 | | 501.99 |
100.4 | 3.36 | 0.0 | 0.0 | 103.76 | 0.0 | 0.0 | 0.0
| 103.76 |
+ | 11 | 30 | 12 July 2026 | | 401.59 |
100.4 | 3.36 | 0.0 | 0.0 | 103.76 | 0.0 | 0.0 | 0.0
| 103.76 |
+ | 12 | 31 | 12 August 2026 | | 301.19 |
100.4 | 3.36 | 0.0 | 0.0 | 103.76 | 0.0 | 0.0 | 0.0
| 103.76 |
+ | 13 | 31 | 12 September 2026 | | 200.79 |
100.4 | 3.36 | 0.0 | 0.0 | 103.76 | 0.0 | 0.0 | 0.0
| 103.76 |
+ | 14 | 30 | 12 October 2026 | | 100.39 |
100.4 | 3.36 | 0.0 | 0.0 | 103.76 | 0.0 | 0.0 | 0.0
| 103.76 |
+ | 15 | 31 | 12 November 2026 | | 0.0 |
100.39 | 3.35 | 0.0 | 0.0 | 103.74 | 0.0 | 0.0 | 0.0
| 103.74 |
+ Then Loan Re-Aged Repayment schedule preview has the following data in
Total row:
+ | Principal due | Interest | Fees | Penalties | Due | Paid | In
advance | Late | Outstanding |
+ | 1200.0 | 37.58 | 0.0 | 0.0 | 1237.58 | 200.0 | 0.0
| 0.0 | 1037.58 |
+ When Admin creates a Loan re-aging transaction by Loan external ID with
the following data:
+ | frequencyNumber | frequencyType | startDate |
numberOfInstallments | reAgeInterestHandling |
+ | 1 | MONTHS | 12 February 2026 | 10
| EQUAL_AMORTIZATION_PAYABLE_INTEREST |
+ Then Loan Repayment schedule has 15 periods, with the following data for
periods:
+ | Nr | Days | Date | Paid date | Balance of loan |
Principal due | Interest | Fees | Penalties | Due | Paid | In advance |
Late | Outstanding |
+ | | | 12 September 2025 | | 1200.0 |
| | 0.0 | | 0.0 | 0.0 | |
| |
+ | 1 | 30 | 12 October 2025 | 12 February 2026 | 1003.99 |
196.01 | 3.99 | 0.0 | 0.0 | 200.0 | 200.0 | 0.0 | 0.0
| 0.0 |
+ | 2 | 31 | 12 November 2025 | 12 February 2026 | 1003.99 |
0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0
| 0.0 |
+ | 3 | 30 | 12 December 2025 | 12 February 2026 | 1003.99 |
0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0
| 0.0 |
+ | 4 | 31 | 12 January 2026 | 12 February 2026 | 1003.99 |
0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0
| 0.0 |
+ | 5 | 31 | 12 February 2026 | 12 February 2026 | 1003.99 |
0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0
| 0.0 |
+ | 6 | 0 | 12 February 2026 | | 903.59 |
100.4 | 3.36 | 0.0 | 0.0 | 103.76 | 0.0 | 0.0 | 0.0
| 103.76 |
+ | 7 | 28 | 12 March 2026 | | 803.19 |
100.4 | 3.36 | 0.0 | 0.0 | 103.76 | 0.0 | 0.0 | 0.0
| 103.76 |
+ | 8 | 31 | 12 April 2026 | | 702.79 |
100.4 | 3.36 | 0.0 | 0.0 | 103.76 | 0.0 | 0.0 | 0.0
| 103.76 |
+ | 9 | 30 | 12 May 2026 | | 602.39 |
100.4 | 3.36 | 0.0 | 0.0 | 103.76 | 0.0 | 0.0 | 0.0
| 103.76 |
+ | 10 | 31 | 12 June 2026 | | 501.99 |
100.4 | 3.36 | 0.0 | 0.0 | 103.76 | 0.0 | 0.0 | 0.0
| 103.76 |
+ | 11 | 30 | 12 July 2026 | | 401.59 |
100.4 | 3.36 | 0.0 | 0.0 | 103.76 | 0.0 | 0.0 | 0.0
| 103.76 |
+ | 12 | 31 | 12 August 2026 | | 301.19 |
100.4 | 3.36 | 0.0 | 0.0 | 103.76 | 0.0 | 0.0 | 0.0
| 103.76 |
+ | 13 | 31 | 12 September 2026 | | 200.79 |
100.4 | 3.36 | 0.0 | 0.0 | 103.76 | 0.0 | 0.0 | 0.0
| 103.76 |
+ | 14 | 30 | 12 October 2026 | | 100.39 |
100.4 | 3.36 | 0.0 | 0.0 | 103.76 | 0.0 | 0.0 | 0.0
| 103.76 |
+ | 15 | 31 | 12 November 2026 | | 0.0 |
100.39 | 3.35 | 0.0 | 0.0 | 103.74 | 0.0 | 0.0 | 0.0
| 103.74 |
+ And Loan Repayment schedule has the following data in Total row:
+ | Principal due | Interest | Fees | Penalties | Due | Paid | In
advance | Late | Outstanding |
+ | 1200.0 | 37.58 | 0.0 | 0.0 | 1237.58 | 200.0 | 0.0
| 0.0 | 1037.58 |
+ Then Loan Transactions tab has the following data:
+ | Transaction date | Transaction Type | Amount | Principal | Interest
| Fees | Penalties | Loan Balance | Reverted | Replayed |
+ | 12 September 2025 | Disbursement | 1200.0 | 0.0 | 0.0
| 0.0 | 0.0 | 1200.0 | false | false |
+ | 12 October 2025 | Repayment | 200.0 | 196.01 | 3.99
| 0.0 | 0.0 | 1003.99 | false | false |
+ | 11 February 2026 | Accrual | 33.48 | 0.0 | 33.48
| 0.0 | 0.0 | 0.0 | false | false |
+ | 12 February 2026 | Re-age | 1037.58 | 1003.99 | 33.59
| 0.0 | 0.0 | 0.0 | false | false |
+ When Loan Pay-off is made on "12 February 2026"
+ Then Loan is closed with zero outstanding balance and it's all
installments have obligations met
+
+ @TestRailId:C4691 @AdvancedPaymentAllocation
+ Scenario: Verify Loan re-aging trn preview and actual repayment schedule -
interest bearing loan with equal amortization; outstanding FULL interest - UC2
+ When Admin sets the business date to "12 October 2025"
+ When Admin creates a client with random data
+ When Admin creates a fully customized loan with the following data:
+ | LoanProduct
| submitted on date | with Principal | ANNUAL interest rate % | interest
type | interest calculation period | amortization type | loanTermFrequency
| loanTermFrequencyType | repaymentEvery | repaymentFrequencyType |
numberOfRepayments | graceOnPrincipalPayment | graceOnInterestPayment |
interest free period | Payment strategy |
+ |
LP2_ADV_CUSTOM_PMT_ALLOC_PROGRESSIVE_LOAN_SCHEDULE_HORIZONTAL_ZERO_CHARGE_OFF |
12 September 2025 | 1200 | 9.99 |
DECLINING_BALANCE | DAILY | EQUAL_INSTALLMENTS | 6
| MONTHS | 1 | MONTHS | 6
| 0 | 0 | 0
| ADVANCED_PAYMENT_ALLOCATION |
+ And Admin successfully approves the loan on "12 September 2025" with
"1200" amount and expected disbursement date on "12 September 2025"
+ When Admin successfully disburse the loan on "12 September 2025" with
"1200" EUR transaction amount
+ Then Loan Repayment schedule has 6 periods, with the following data for
periods:
+ | Nr | Days | Date | Paid date | Balance of loan |
Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late
| Outstanding |
+ | | | 12 September 2025 | | 1200.0 |
| | 0.0 | | 0.0 | 0.0 | | |
|
+ | 1 | 30 | 12 October 2025 | | 1004.12 | 195.88
| 9.99 | 0.0 | 0.0 | 205.87 | 0.0 | 0.0 | 0.0 | 205.87
|
+ | 2 | 31 | 12 November 2025 | | 806.61 | 197.51
| 8.36 | 0.0 | 0.0 | 205.87 | 0.0 | 0.0 | 0.0 | 205.87
|
+ | 3 | 30 | 12 December 2025 | | 607.46 | 199.15
| 6.72 | 0.0 | 0.0 | 205.87 | 0.0 | 0.0 | 0.0 | 205.87
|
+ | 4 | 31 | 12 January 2026 | | 406.65 | 200.81
| 5.06 | 0.0 | 0.0 | 205.87 | 0.0 | 0.0 | 0.0 | 205.87
|
+ | 5 | 31 | 12 February 2026 | | 204.17 | 202.48
| 3.39 | 0.0 | 0.0 | 205.87 | 0.0 | 0.0 | 0.0 | 205.87
|
+ | 6 | 28 | 12 March 2026 | | 0.0 | 204.17
| 1.7 | 0.0 | 0.0 | 205.87 | 0.0 | 0.0 | 0.0 | 205.87
|
+ Then Loan Repayment schedule has the following data in Total row:
+ | Principal due | Interest | Fees | Penalties | Due | Paid | In
advance | Late | Outstanding |
+ | 1200.0 | 35.22 | 0.0 | 0.0 | 1235.22 | 0.0 | 0.0
| 0.0 | 1235.22 |
+ Then Loan Transactions tab has the following data:
+ | Transaction date | Transaction Type | Amount | Principal | Interest |
Fees | Penalties | Loan Balance | Reverted | Replayed |
+ | 12 September 2025 | Disbursement | 1200.0 | 0.0 | 0.0 |
0.0 | 0.0 | 1200.0 | false | false |
+ When Admin sets the business date to "12 October 2025"
+ And Customer makes "AUTOPAY" repayment on "12 October 2025" with 200 EUR
transaction amount
+ Then Loan Repayment schedule has 6 periods, with the following data for
periods:
+ | Nr | Days | Date | Paid date | Balance of loan |
Principal due | Interest | Fees | Penalties | Due | Paid | In advance |
Late | Outstanding |
+ | | | 12 September 2025 | | 1200.0 |
| | 0.0 | | 0.0 | 0.0 | | |
|
+ | 1 | 30 | 12 October 2025 | | 1004.12 | 195.88
| 9.99 | 0.0 | 0.0 | 205.87 | 200.0 | 0.0 | 0.0 | 5.87
|
+ | 2 | 31 | 12 November 2025 | | 806.61 | 197.51
| 8.36 | 0.0 | 0.0 | 205.87 | 0.0 | 0.0 | 0.0 |
205.87 |
+ | 3 | 30 | 12 December 2025 | | 607.46 | 199.15
| 6.72 | 0.0 | 0.0 | 205.87 | 0.0 | 0.0 | 0.0 |
205.87 |
+ | 4 | 31 | 12 January 2026 | | 406.65 | 200.81
| 5.06 | 0.0 | 0.0 | 205.87 | 0.0 | 0.0 | 0.0 |
205.87 |
+ | 5 | 31 | 12 February 2026 | | 204.17 | 202.48
| 3.39 | 0.0 | 0.0 | 205.87 | 0.0 | 0.0 | 0.0 |
205.87 |
+ | 6 | 28 | 12 March 2026 | | 0.0 | 204.17
| 1.7 | 0.0 | 0.0 | 205.87 | 0.0 | 0.0 | 0.0 |
205.87 |
+ Then Loan Repayment schedule has the following data in Total row:
+ | Principal due | Interest | Fees | Penalties | Due | Paid | In
advance | Late | Outstanding |
+ | 1200.0 | 35.22 | 0.0 | 0.0 | 1235.22 | 200.0 | 0.0
| 0.0 | 1035.22 |
+ Then Loan Transactions tab has the following data:
+ | Transaction date | Transaction Type | Amount | Principal | Interest |
Fees | Penalties | Loan Balance | Reverted | Replayed |
+ | 12 September 2025 | Disbursement | 1200.0 | 0.0 | 0.0 |
0.0 | 0.0 | 1200.0 | false | false |
+ | 12 October 2025 | Repayment | 200.0 | 190.01 | 9.99 |
0.0 | 0.0 | 1009.99 | false | false |
+ When Admin sets the business date to "24 February 2026"
+ When Admin runs inline COB job for Loan
+ When Admin creates a Loan re-aging preview by Loan external ID with the
following data:
+ | frequencyNumber | frequencyType | startDate |
numberOfInstallments | reAgeInterestHandling |
+ | 1 | MONTHS | 12 February 2026 | 10
| EQUAL_AMORTIZATION_FULL_INTEREST |
+ Then Loan Re-Aged Repayment schedule preview has 15 periods, with the
following data for periods:
+ | Nr | Days | Date | Paid date | Balance of loan |
Principal due | Interest | Fees | Penalties | Due | Paid | In advance |
Late | Outstanding |
+ | | | 12 September 2025 | | 1200.0 |
0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | |
| |
+ | 1 | 30 | 12 October 2025 | 12 February 2026 | 1009.99 |
190.01 | 9.99 | 0.0 | 0.0 | 200.0 | 200.0 | 0.0 | 0.0
| 0.0 |
+ | 2 | 31 | 12 November 2025 | 12 February 2026 | 1009.99 |
0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0
| 0.0 |
+ | 3 | 30 | 12 December 2025 | 12 February 2026 | 1009.99 |
0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0
| 0.0 |
+ | 4 | 31 | 12 January 2026 | 12 February 2026 | 1009.99 |
0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0
| 0.0 |
+ | 5 | 31 | 12 February 2026 | 12 February 2026 | 1009.99 |
0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0
| 0.0 |
+ | 6 | 0 | 12 February 2026 | | 908.99 |
101.0 | 3.54 | 0.0 | 0.0 | 104.54 | 0.0 | 0.0 | 0.0
| 104.54 |
+ | 7 | 28 | 12 March 2026 | | 807.99 |
101.0 | 3.54 | 0.0 | 0.0 | 104.54 | 0.0 | 0.0 | 0.0
| 104.54 |
+ | 8 | 31 | 12 April 2026 | | 706.99 |
101.0 | 3.54 | 0.0 | 0.0 | 104.54 | 0.0 | 0.0 | 0.0
| 104.54 |
+ | 9 | 30 | 12 May 2026 | | 605.99 |
101.0 | 3.54 | 0.0 | 0.0 | 104.54 | 0.0 | 0.0 | 0.0
| 104.54 |
+ | 10 | 31 | 12 June 2026 | | 504.99 |
101.0 | 3.54 | 0.0 | 0.0 | 104.54 | 0.0 | 0.0 | 0.0
| 104.54 |
+ | 11 | 30 | 12 July 2026 | | 403.99 |
101.0 | 3.54 | 0.0 | 0.0 | 104.54 | 0.0 | 0.0 | 0.0
| 104.54 |
+ | 12 | 31 | 12 August 2026 | | 302.99 |
101.0 | 3.54 | 0.0 | 0.0 | 104.54 | 0.0 | 0.0 | 0.0
| 104.54 |
+ | 13 | 31 | 12 September 2026 | | 201.99 |
101.0 | 3.54 | 0.0 | 0.0 | 104.54 | 0.0 | 0.0 | 0.0
| 104.54 |
+ | 14 | 30 | 12 October 2026 | | 100.99 |
101.0 | 3.54 | 0.0 | 0.0 | 104.54 | 0.0 | 0.0 | 0.0
| 104.54 |
+ | 15 | 31 | 12 November 2026 | | 0.0 |
100.99 | 3.56 | 0.0 | 0.0 | 104.55 | 0.0 | 0.0 | 0.0
| 104.55 |
+ Then Loan Re-Aged Repayment schedule preview has the following data in
Total row:
+ | Principal due | Interest | Fees | Penalties | Due | Paid | In
advance | Late | Outstanding |
+ | 1200.0 | 45.41 | 0.0 | 0.0 | 1245.41 | 200.0 | 0.0
| 0.0 | 1045.41 |
+ When Admin creates a Loan re-aging transaction by Loan external ID with
the following data:
+ | frequencyNumber | frequencyType | startDate |
numberOfInstallments | reAgeInterestHandling |
+ | 1 | MONTHS | 12 February 2026 | 10
| EQUAL_AMORTIZATION_FULL_INTEREST |
+ Then Loan Repayment schedule has 15 periods, with the following data for
periods:
+ | Nr | Days | Date | Paid date | Balance of loan |
Principal due | Interest | Fees | Penalties | Due | Paid | In advance |
Late | Outstanding |
+ | | | 12 September 2025 | | 1200.0 |
| | 0.0 | | 0.0 | 0.0 | |
| |
+ | 1 | 30 | 12 October 2025 | 12 February 2026 | 1009.99 |
190.01 | 9.99 | 0.0 | 0.0 | 200.0 | 200.0 | 0.0 | 0.0
| 0.0 |
+ | 2 | 31 | 12 November 2025 | 12 February 2026 | 1009.99 |
0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0
| 0.0 |
+ | 3 | 30 | 12 December 2025 | 12 February 2026 | 1009.99 |
0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0
| 0.0 |
+ | 4 | 31 | 12 January 2026 | 12 February 2026 | 1009.99 |
0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0
| 0.0 |
+ | 5 | 31 | 12 February 2026 | 12 February 2026 | 1009.99 |
0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0
| 0.0 |
+ | 6 | 0 | 12 February 2026 | | 908.99 |
101.0 | 3.54 | 0.0 | 0.0 | 104.54 | 0.0 | 0.0 | 0.0
| 104.54 |
+ | 7 | 28 | 12 March 2026 | | 807.99 |
101.0 | 3.54 | 0.0 | 0.0 | 104.54 | 0.0 | 0.0 | 0.0
| 104.54 |
+ | 8 | 31 | 12 April 2026 | | 706.99 |
101.0 | 3.54 | 0.0 | 0.0 | 104.54 | 0.0 | 0.0 | 0.0
| 104.54 |
+ | 9 | 30 | 12 May 2026 | | 605.99 |
101.0 | 3.54 | 0.0 | 0.0 | 104.54 | 0.0 | 0.0 | 0.0
| 104.54 |
+ | 10 | 31 | 12 June 2026 | | 504.99 |
101.0 | 3.54 | 0.0 | 0.0 | 104.54 | 0.0 | 0.0 | 0.0
| 104.54 |
+ | 11 | 30 | 12 July 2026 | | 403.99 |
101.0 | 3.54 | 0.0 | 0.0 | 104.54 | 0.0 | 0.0 | 0.0
| 104.54 |
+ | 12 | 31 | 12 August 2026 | | 302.99 |
101.0 | 3.54 | 0.0 | 0.0 | 104.54 | 0.0 | 0.0 | 0.0
| 104.54 |
+ | 13 | 31 | 12 September 2026 | | 201.99 |
101.0 | 3.54 | 0.0 | 0.0 | 104.54 | 0.0 | 0.0 | 0.0
| 104.54 |
+ | 14 | 30 | 12 October 2026 | | 100.99 |
101.0 | 3.54 | 0.0 | 0.0 | 104.54 | 0.0 | 0.0 | 0.0
| 104.54 |
+ | 15 | 31 | 12 November 2026 | | 0.0 |
100.99 | 3.56 | 0.0 | 0.0 | 104.55 | 0.0 | 0.0 | 0.0
| 104.55 |
+ And Loan Repayment schedule has the following data in Total row:
+ | Principal due | Interest | Fees | Penalties | Due | Paid | In
advance | Late | Outstanding |
+ | 1200.0 | 45.41 | 0.0 | 0.0 | 1245.41 | 200.0 | 0.0
| 0.0 | 1045.41 |
+ Then Loan Transactions tab has the following data:
+ | Transaction date | Transaction Type | Amount | Principal | Interest
| Fees | Penalties | Loan Balance | Reverted | Replayed |
+ | 12 September 2025 | Disbursement | 1200.0 | 0.0 | 0.0
| 0.0 | 0.0 | 1200.0 | false | false |
+ | 12 October 2025 | Repayment | 200.0 | 190.01 | 9.99
| 0.0 | 0.0 | 1009.99 | false | false |
+ | 12 October 2025 | Accrual Activity | 9.99 | 0.0 | 9.99
| 0.0 | 0.0 | 0.0 | false | false |
+ | 12 February 2026 | Accrual Activity | 3.54 | 0.0 | 3.54
| 0.0 | 0.0 | 0.0 | false | true |
+ | 12 February 2026 | Re-age | 1045.41 | 1009.99 | 35.42
| 0.0 | 0.0 | 0.0 | false | false |
+ | 23 February 2026 | Accrual | 36.82 | 0.0 | 36.82
| 0.0 | 0.0 | 0.0 | false | false |
+ When Loan Pay-off is made on "24 February 2026"
+ Then Loan is closed with zero outstanding balance and it's all
installments have obligations met
+
