Every landlord has their own requirements. Yours may not yet have taken the time to understand your business.
I'd try to explain to them how things work - if they don't "get it', they might not be the right landlords for you. If that's the case, this could be a blessing in disguise, since their mismatched expectations of you and your business are likely rear their ugly head later on. -Alex /ah indyhall.org coworking in philadelphia On Tue, Jul 26, 2011 at 4:15 PM, Julie Scanlon <juliescanlo...@gmail.com>wrote: > Thank you for the quick responses! To clarify, the landlord is right?? > How do you handle day use/ drop ins? > > Julie > 949.682.9141 > > > > On Tue, Jul 26, 2011 at 1:06 PM, Alex Hillman < > dangerouslyawes...@gmail.com> wrote: > >> Same as others have recommended in Philly. >> >> I highly recommend The Hartford, have sent many to our agent. They "get" >> us and our needs, and will help you navigate the local/landlord >> requirements. >> >> Preston-Patterson Co., Inc. >> P.O. Box 244 >> Conshohocken, PA 19428 >> Phone: (610) 834-0090, ext. 101 >> >> Ask for Stuart, tell him Independents Hall in Philly sent you. >> >> -Alex >> /ah >> indyhall.org >> coworking in philadelphia >> >> >> >> On Tue, Jul 26, 2011 at 4:01 PM, Chad Ballantyne < >> c...@thecreativespace.ca> wrote: >> >>> Same here at The Creative Space Canada. Members have to have their own >>> insurance - all we have to do is carry liability for the space. >>> >>> Chad >>> >>> On 2011-07-26, at 3:59 PM, Andy Stratton wrote: >>> >>> We do not have sub-leasees, we have members. Our membership agreement >>> states (very much inspired by Beehive Baltimore's) states each member is >>> responsible for providing their own liability insurance. >>> >>> I have liability insurance as the Leasee, which I got through an Ohio >>> underwriting firm. Ohio Casualty is the name I believe...but a brokerage >>> firm here did it. As a freelancer/small business I have $1M in general >>> liability that's less than $300/year. It's something members should have >>> anyway; and I'd technically require it to cover your butt. >>> >>> Ours was a little under $800 for the year, which still wasn't bad and >>> covers more than $1M and covers other costs if something goes crazy (flood, >>> etc.). Luckily our landlord is very lax and just didn't pay much attention, >>> we got a good deal and I think he mainly just doesn't want to be bothered. >>> >>> Hope this helps, http://www.ohiocasualty-ins.com/ >>> >>> Doesn't look like they do CA but maybe they could point you to an arm of >>> Libery Mutual Group that does? (or another vendor)... >>> >>> -- >>> Andy Stratton >>> Web / Developer / Designer >>> 443-623-6835 >>> >>> >>> On Tue, Jul 26, 2011 at 3:53 PM, Julie Scanlon <juliescanlo...@gmail.com >>> > wrote: >>> >>>> How did you manage insurance coverage for landlords? >>>> >>>> We are just at the last point of negotiation for the space we are >>>> leasing, they are insisting on language saying that "Leasee and all members >>>> shall obtain and keep in force a Commercial General Liability policy >>>> protecting Lessee and Lessor..." I think if i had to require this >>>> insurance we would only be sub-lessors to full blown businesses - that >>>> would >>>> be pointless. How can we have this work? >>>> >>>> I have a general liability policy. My lawyer and I are creating the >>>> membership agreements that will have more assurances regarding liability >>>> protection. He said my agreements must include a waiver of liability, with >>>> the member agreeing to hold harmless language similar to that of a gym >>>> membership for short term clients, and if they are long term they will have >>>> to provide certificates for business insurance coverage. >>>> >>>> I am in Orange County Ca. Any ideas? >>>> >>>> Thank you! >>>> Julie >>>> Collab Space, Costa Mesa CA >>>> >>>> >>>> >>>> -- >>>> You received this message because you are subscribed to the Google >>>> Groups "Coworking" group. >>>> To post to this group, send email to coworking@googlegroups.com. >>>> To unsubscribe from this group, send email to >>>> coworking+unsubscr...@googlegroups.com. >>>> For more options, visit this group at >>>> http://groups.google.com/group/coworking?hl=en. >>>> >>> >>> >>> -- >>> You received this message because you are subscribed to the Google Groups >>> "Coworking" group. >>> To post to this group, send email to coworking@googlegroups.com. >>> To unsubscribe from this group, send email to >>> coworking+unsubscr...@googlegroups.com. >>> For more options, visit this group at >>> http://groups.google.com/group/coworking?hl=en. >>> >>> >>> Chad Ballantyne >>> The Creative Space Director >>> >>> (705) 252-2423 >>> www.thecreativespace.ca >>> >>> >>> >>> -- >>> You received this message because you are subscribed to the Google Groups >>> "Coworking" group. >>> To post to this group, send email to coworking@googlegroups.com. >>> To unsubscribe from this group, send email to >>> coworking+unsubscr...@googlegroups.com. >>> For more options, visit this group at >>> http://groups.google.com/group/coworking?hl=en. >>> >> >> -- >> You received this message because you are subscribed to the Google Groups >> "Coworking" group. >> To post to this group, send email to coworking@googlegroups.com. >> To unsubscribe from this group, send email to >> coworking+unsubscr...@googlegroups.com. >> For more options, visit this group at >> http://groups.google.com/group/coworking?hl=en. >> > > -- > You received this message because you are subscribed to the Google Groups > "Coworking" group. > To post to this group, send email to coworking@googlegroups.com. > To unsubscribe from this group, send email to > coworking+unsubscr...@googlegroups.com. > For more options, visit this group at > http://groups.google.com/group/coworking?hl=en. > -- You received this message because you are subscribed to the Google Groups "Coworking" group. To post to this group, send email to coworking@googlegroups.com. To unsubscribe from this group, send email to coworking+unsubscr...@googlegroups.com. For more options, visit this group at http://groups.google.com/group/coworking?hl=en.
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