Thanks Jerome. I think it was their CTO who said once that his legacy to the World was to get rid of the PayPal pay button . . . I couldn't find much info about their Bank Payments on their website but we'll give them a call and see what can they offer and what's the user's experience when authorizing payments.
Cheers! Adrian On Friday, May 17, 2013 12:01:33 AM UTC+1, Jerome wrote: > > We use WePay.com if ACH. Very cheap. > > > Jerome > ______________ > BLANKSPACES > "work FOR yourself, not BY yourself" > > www.blankspaces.com > 5405 Wilshire Blvd (2 blocks west of La Brea) Los Angeles, CA 90036 > 323.330.9505 (office) > > On May 16, 2013, at 3:47 PM, Adrian Palacios > <adr...@nexudus.com<javascript:>> > wrote: > > Thanks Alex. We offer Dwolla as offsite payment provider (for members to > pay their bills online) but I wasn't aware they supported ACH. > > It is indeed a question of perception. Technology, at the end of the day, > is a matter of finding the right partner/tool and typing the right code, > but if applied in the wrong context, it will just not make things easier. > > Answering your question, in the UK for example, Direct Debit (the closest > process to ACH) is widespread. Most people pay subscriptions, utility > bills, accommodation, and the like using this method. > > Personally, as a payer, I rather use my card, pay there and then, a not > have any *authorizations* laying around. But from the perspective of > someone running a space I can see how, given the right transaction volume, > those %s add up quickly. So yes, I guess it all depends of the size, the > users and how the whole process is implemented and perceived by them... > very interesting topic and definitively a lot of food for some lateral > thoughts and original solutions... > > Adrian > > > -- > *Adrian Palacios* > E: adr...@nexudus.com <javascript:> > T: +44.776.555.6838 > * > * > [image: Néxudus] > > > > adr...@nexudus.com <javascript:> > http://www.nexudus.com<http://spaces.nexudus.com/Tracking/Newsletter/Click?sid=41041&suid=73CA112D-FC97-45F7-878A-56A120BC9337&nid=396396&nuid=f02e212e-771c-47fd-a067-c21eb7d79388&url=http://www.nexudus.com> > > > > On 16 May 2013 22:54, Alex Hillman <dangerous...@gmail.com > <javascript:>>wrote: > >> The US ACH provider that seems to be the "cleanest" is Dwolla, but the >> entire process is still clunky: you need bank account information, multiple >> steps of verification, and a bunch of other things. Credit/debit cards are >> much more readily available, are perceived to be more secure (chargebacks, >> etc), and offer benefits to the customers (cash back, points, etc). I >> wonder...is this different outside of the US? >> >> As usual, the barrier is a mix of technical and perception, but either >> way I find the extra couple of % worth avoiding that pain for our members. >> At some scale of revenue processing I could see the amount we pay in >> processing fees becoming painful, but even processing hundreds of members >> it's not that much for simplicity and peace of mind for business owners and >> members alike. >> >> As for CiviCRM's support, I could be wrong but >> http://wiki.civicrm.org/confluence/display/CRMDOC43/Payment+Processorsseems >> to have a column called "recurring contributions". I believe that, at >> least in most cases, that's an auto-debit option. >> >> -Alex >> >> >> >> >> >> -- >> >> /ah >> indyhall.org >> coworking in philadelphia >> >> >> On Thu, May 16, 2013 at 5:42 PM, Adrian Palacios >> <adr...@nexudus.com<javascript:> >> > wrote: >> >>> oh payment industry... trading in jolly ranchers would really be so >>> much easier... We started offering variable regular payments about 6 months >>> ago via Direct Debit (sort of ACH). Members sign up online when they >>> join the space and they provide a one off authorization to be charged a >>> variable amount of money a month. This normally includes the price plan >>> charges (this would be your $200 Jerome) plus any outstanding charges for >>> that member. The transactions are slow but much cheaper than a credit card >>> charge, normally less than 1%. This is slightly different that a regular >>> payment, in that you don't set and interval and you could request funds >>> multiple times in the same month if it was required, up to a limit set by >>> the provider. Usually around ¤500, but, in every case, it is always >>> initiated by the space. Members only need to make the >>> initial authorization, so it's quite convenient for both ends of the >>> transaction. >>> >>> The bad news (and incredibly frustrating for us) is that we haven't yet >>> found a provider in the US able to offer such as streamlined process (call >>> for help goes here). There is PayPal ACH and a couple of promising services >>> we are working with, but nothing allowing to cleanly avoid the process of >>> having to manually process the variable charges at the end of the month >>> (your are no alone on this Jerome) >>> >>> Alex, if you don't mind me asking, what auto-debit providers does >>> CiviCRM support? Perhaps we have missed a good one! >>> >>> Adrian >>> >>> >>> On Thursday, May 16, 2013 9:08:49 PM UTC+1, Jerome wrote: >>> >>>> No way. We can schedule out $200/mo for the next 20 years if we want. >>>> So if we had 100 members, and 70 have $200/mo without any incidentals or >>>> other random charges, then we're only reviewing the remaining 30 plans to >>>> make sure they're properly invoiced/charged. And out of those 30, for 25 >>>> of them we would likely manually enter in $210, or @200.50 or something. >>>> The last 5 would be because they pay by check or cash, or by piles of >>>> jolly ranchers in our barter exchange program. (haha! of course we don't >>>> exchange in jolly ranchers, but wouldn't that be hilarious???) >>>> >>>> >>>> Jerome >>>> ______________ >>>> BLANKSPACES >>>> "work FOR yourself, not BY yourself" >>>> >>>> www.blankspaces.com >>>> 5405 Wilshire Blvd (2 blocks west of La Brea) Los Angeles, CA 90036 >>>> 323.330.9505 (office) >>>> >>>> On May 16, 2013, at 1:04 PM, Alex Hillman <dangerous...@gmail.com> >>>> wrote: >>>> >>>> Jerome, >>>> >>>> Does this mean that every month you need to schedule a new $200/month >>>> payment for each member? Or does it do that automatically? >>>> >>>> -Alex >>>> >>>> >>>> >>>> -- >>>> >>>> /ah >>>> indyhall.org >>>> coworking in philadelphia >>>> >>>> >>>> On Thu, May 16, 2013 at 4:01 PM, Jerome Chang >>>> <jer...@blankspaces.com>wrote: >>>> >>>>> Our system can schedule in the future, auto-payments to credit cards >>>>> on file. This is ideal for plans that just pays, say, $200/mo. >>>>> However, they system does not run whatever outstanding balance is on a >>>>> client's account. We have to manually enter the amount we want to run on >>>>> their card, say, 10 days later. This occurs for plans that not only have >>>>> a >>>>> simple $200/mo plan, but also has other incidentals charged to their >>>>> account: lost key replacement, printing, etc. >>>>> >>>>> >>>>> Jerome >>>>> ______________ >>>>> BLANKSPACES >>>>> "work FOR yourself, not BY yourself" >>>>> >>>>> www.blankspaces.com >>>>> 5405 Wilshire Blvd (2 blocks west of La Brea) Los Angeles, CA 90036 >>>>> 323.330.9505 (office) >>>>> >>>>> On May 16, 2013, at 12:32 PM, Alex Hillman <dangerous...@gmail.com> >>>>> wrote: >>>>> >>>>> Got it, thanks! >>>>> >>>>> The reason I ask is because so many of the community/group/club >>>>> management systems I've evaluated in the past do monthly *invoicing* but >>>>> don't auto-debit (or if they do, they're pretty terrible at everything >>>>> else). It looks like some of the pay gateway options that CiviCRM >>>>> supports >>>>> allows for auto-debit, which is good news. >>>>> >>>>> We're at the tail end of a migration from our old billing system and >>>>> it's one of those things that I wish we'd done a few years ago. Doing it >>>>> at >>>>> the scale of hundreds of members has been one of the most time consuming >>>>> processes I've ever been through. Necessary, but ouch. >>>>> >>>>> -Alex >>>>> >>>>> >>>>> >>>>> -- >>>>> >>>>> /ah >>>>> indyhall.org >>>>> coworking in philadelphia >>>>> >>>>> >>>>> On Thu, May 16, 2013 at 3:15 PM, Devin <devinb...@gmail.com> wrote: >>>>> >>>>>> There's core support for about 20, including Google Checkout, PayPal >>>>>> and Authorize.net <http://authorize.net/>. More here: >>>>>> http://wiki.civicrm.org/**confluence/display/CRMDOC41/** >>>>>> Payment+Processors<http://wiki.civicrm.org/confluence/display/CRMDOC41/Payment+Processors> >>>>>> >>>>>> There is also an extension for Stripe.com <http://stripe.com/>, >>>>>> which works nicely and is my payment processor of choice. I think a >>>>>> Dwolla >>>>>> extension is in the works. >>>>>> >>>>>> On Thursday, May 16, 2013 3:07:22 PM UTC-4, Alex Hillman wrote: >>>>>> >>>>>>> Devin, >>>>>>> >>>>>>> What payment processors does CiviCRM billing integrate with? >>>>>>> >>>>>>> >>>>>>> >>>>>>> -- >>>>>>> >>>>>>> /ah >>>>>>> indyhall.org >>>>>>> coworking in philadelphia >>>>>>> >>>>>>> >>>>>>> On Thu, May 16, 2013 at 3:04 PM, Devin <devinb...@gmail.com> wrote: >>>>>>> >>>>>>>> I've used Civi for a lot of things but not for space management. >>>>>>>> One day when I have a space... >>>>>>>> >>>>>>>> To quickly address your CiviCRM questions: one important feature is >>>>>>>> that it works inside a Wordpress site. It does membership management >>>>>>>> and >>>>>>>> automated billing, It doesn't do access tracking or resource >>>>>>>> reservations, >>>>>>>> but I think that's what this extension proposes doing. >>>>>>>> >>>>>>>> CiviCRM isn't a perfect solution for coworking space management >>>>>>>> right now but I come from the school of thinking that problems don't >>>>>>>> get >>>>>>>> solved until there's a free/libre/open-source solution - and I'd put >>>>>>>> my >>>>>>>> money on CiviCRM being that solution in the not too distant future. >>>>>>>> >>>>>>>> >>>>>>>> On Wednesday, May 15, 2013 5:43:41 AM UTC-4, Cristina Santamarina >>>>>>>> wrote: >>>>>>>>> >>>>>>>>> Sam, congratulations for the close release! Your design is really >>>>>>>>> nice, and you seem to handle most of what's needed - I am very very >>>>>>>>> curious >>>>>>>>> to see how you app works! I didn't find the time to watch a demo in >>>>>>>>> GCUC >>>>>>>>> but I'd love to try it once it is fully functional - when will I be >>>>>>>>> able to >>>>>>>>> click buttons and play around :) ? >>>>>>>>> >>>>>>>>> Thanks for the mention to Cobot Brendan - it is great to see that >>>>>>>>> someone is pointing to us even before I jump in the conversation. >>>>>>>>> Lately I >>>>>>>>> hear of a lot of new spaces using Cobot that learned about us through >>>>>>>>> users >>>>>>>>> comments in the discussion boards or that saw Cobot visiting other >>>>>>>>> coworking spaces. Referrals prove us that we are on the right track >>>>>>>>> and >>>>>>>>> keep us moving. We send you coblove! >>>>>>>>> >>>>>>>>> As Adrian said, each space is managed in a very different way - it >>>>>>>>> is hard to be a fit for all and that's why I see a reason for all of >>>>>>>>> us to >>>>>>>>> exist. Last year there were just three options: Nexudus, Nadine, >>>>>>>>> and Cobot. I was looking for software for the coworking space that >>>>>>>>> some >>>>>>>>> friends were starting and fell in love with Cobot at first sight for >>>>>>>>> the >>>>>>>>> same reasons you mentioned - it is smooth and easy to use. I think >>>>>>>>> the main >>>>>>>>> reason behind this is that we run a space ourselves and don't >>>>>>>>> overcomplicate things with additional features that end up being >>>>>>>>> unused - >>>>>>>>> That's why I joined the team, and why everyday I feel so happy and >>>>>>>>> proud of >>>>>>>>> being part of it and help so many spaces. >>>>>>>>> >>>>>>>>> Re CiviCRM, I am skeptic about generic CRM and ERP tools being >>>>>>>>> adapted to coworking spaces management - after over 6 years working >>>>>>>>> with >>>>>>>>> workspace software and having tried many of these generic tools, I >>>>>>>>> have >>>>>>>>> lost my faith. Devin have you tried it yourself? What's the added >>>>>>>>> value? I >>>>>>>>> see in their list of features that they have an extensive contact >>>>>>>>> profile >>>>>>>>> and that they can also handle pledges, but they don't seem to handle >>>>>>>>> membership plans, access tracking, resources reservations or >>>>>>>>> automated >>>>>>>>> billing - which are key to coworking software. Being a fit for >>>>>>>>> all when you are a tool made for coworking is hard (we have to >>>>>>>>> develop new >>>>>>>>> features every week to fit the needs of new spaces using Cobot, and >>>>>>>>> sometime we find that there's just no way to be a fit) so fitting the >>>>>>>>> different coworking models when you're not even a tool made for >>>>>>>>> coworking >>>>>>>>> sound like a *very* hard thing. If they can make all this for the >>>>>>>>> 4k$, I >>>>>>>>> guess we will have to try yet another coworking management tool. >>>>>>>>> >>>>>>>>> Hey this was a long answer - we should all meet afk at some point, >>>>>>>>> this is a hot topic!! >>>>>>>>> >>>>>>>>> On Monday, January 21, 2013 11:30:52 PM UTC+1, Jason Saltzman >>>>>>>>> wrote: >>>>>>>>>> >>>>>>>>>> Hello everyone. I own and operate a co-working space in Midtown >>>>>>>>>> NYC, called AlleyNYC. We are looking for a member management >>>>>>>>>> solutions that >>>>>>>>>> would integrate with a magnetic door lock mechanism, where we can >>>>>>>>>> also >>>>>>>>>> manage certain pain points such as conference room allotment etc. I >>>>>>>>>> kindly >>>>>>>>>> ask for suggestions from any veteran. Racking my brain! Thanks in >>>>>>>>>> advance >>>>>>>>>> and Happy New Year to ALL! >>>>>>>>>> >>>>>>>>>> Jason >>>>>>>>>> >>>>>>>>> >>>>>>>> -- >>>>>>>> Visit this forum on the web at http://discuss.coworking.com >>>>>>>> --- >>>>>>>> You received this message because you are subscribed to the Google >>>>>>>> Groups "Coworking" group. >>>>>>>> To unsubscribe from this group and stop receiving emails from it, >>>>>>>> send an email to coworking+...@**googlegroups.com**. >>>>>>>> >>>>>>>> For more options, visit https://groups.google.com/**grou** >>>>>>>> ps/opt_out <https://groups.google.com/groups/opt_out>. >>>>>>>> >>>>>>>> >>>>>>>> >>>>>>> >>>>>>> >>>>>> -- >>>>>> Visit this forum on the web at http://discuss.coworking.com >>>>>> --- >>>>>> You received this message because you are subscribed to the Google >>>>>> Groups "Coworking" group. >>>>>> To unsubscribe from this group and stop receiving emails from it, >>>>>> send an email to coworking+...@**googlegroups.com. >>>>>> For more options, visit >>>>>> https://groups.google.com/**groups/opt_out<https://groups.google.com/groups/opt_out> >>>>>> . >>>>>> >>>>>> >>>>>> >>>>> >>>>> >>>>> -- >>>>> Visit this forum on the web at http://discuss.coworking.com >>>>> --- >>>>> You received this message because you are subscribed to the Google >>>>> Groups "Coworking" group. >>>>> To unsubscribe from this group and stop receiving emails from it, send >>>>> an email to coworking+...@**googlegroups.com. >>>>> For more options, visit >>>>> https://groups.google.com/**groups/opt_out<https://groups.google.com/groups/opt_out> >>>>> . >>>>> >>>>> >>>>> >>>>> >>>>> >>>>> -- >>>>> Visit this forum on the web at http://discuss.coworking.com >>>>> --- >>>>> You received this message because you are subscribed to the Google >>>>> Groups "Coworking" group. >>>>> To unsubscribe from this group and stop receiving emails from it, send >>>>> an email to coworking+...@**googlegroups.com. >>>>> For more options, visit >>>>> https://groups.google.com/**groups/opt_out<https://groups.google.com/groups/opt_out> >>>>> . >>>>> >>>>> >>>>> >>>> >>>> >>>> -- >>>> Visit this forum on the web at http://discuss.coworking.com >>>> --- >>>> You received this message because you are subscribed to the Google >>>> Groups "Coworking" group. >>>> To unsubscribe from this group and stop receiving emails from it, send >>>> an email to coworking+...@**googlegroups.com. >>>> For more options, visit >>>> https://groups.google.com/**groups/opt_out<https://groups.google.com/groups/opt_out> >>>> . >>>> >>>> >>>> >>>> >>>> >>> -- >>> Visit this forum on the web at http://discuss.coworking.com >>> --- >>> You received this message because you are subscribed to the Google >>> Groups "Coworking" group. >>> To unsubscribe from this group and stop receiving emails from it, send >>> an email to coworking+...@googlegroups.com <javascript:>. >>> >>> For more options, visit https://groups.google.com/groups/opt_out. >>> >>> >>> >> >> >> -- >> Visit this forum on the web at http://discuss.coworking.com >> --- >> You received this message because you are subscribed to a topic in the >> Google Groups "Coworking" group. >> To unsubscribe from this topic, visit >> https://groups.google.com/d/topic/coworking/9T0nbjD14bk/unsubscribe?hl=en-US >> . >> To unsubscribe from this group and all its topics, send an email to >> coworking+...@googlegroups.com <javascript:>. >> For more options, visit https://groups.google.com/groups/opt_out. >> >> >> > > > -- > Visit this forum on the web at http://discuss.coworking.com > --- > You received this message because you are subscribed to the Google Groups > "Coworking" group. > To unsubscribe from this group and stop receiving emails from it, send an > email to coworking+...@googlegroups.com <javascript:>. > For more options, visit https://groups.google.com/groups/opt_out. > > > > > -- Visit this forum on the web at http://discuss.coworking.com --- You received this message because you are subscribed to the Google Groups "Coworking" group. To unsubscribe from this group and stop receiving emails from it, send an email to coworking+unsubscr...@googlegroups.com. For more options, visit https://groups.google.com/groups/opt_out.
