Joerg Schneider wrote:

So, PassCode and similar forms of authentication help against the current crop of phishing attacks, but that is likely to change if PassCode gets used more widely and/or protects something of interest to phishers.

Actually I have been waiting for phishing with MITM to appear for some time (I haven't any yet ...


By this you mean a dynamic, immediate MITM where
the attacker proxies through to the website in real
time?

Just as a point of terms clarification, I would say that
if the attacker collects all the information by using
a copy of the site, and then logs in later at leisure
to the real site, that's an MITM.

(If he were to use that information elsewhere, so for
example creating a new credit arrangement at another
bank, then that technically wouldn't be an MITM.)

Perhaps we need a name for this:  real time MITM
versus delayed time MITM?  Batch time MITM?


Assuming that MITM phishing will begin to show up and agreeing that PassCode over SSL is not the solution - what can be done to counter those attacks?


The user+client has to authenticate the server.  Everything
that I've seen over the last two years seems to fall into
that one bucket.

Mutual authentication + establishment of a secure channel should do the trick. SSL with client authentication comes to my mind...


Maybe.  But that only addresses the MITM, not the
theft of user information.

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