On Sun, Dec 04, 2005 at 05:51:11PM -0500, [EMAIL PROTECTED] wrote: > | To start the ball rolling, I have not and won't. > Until a couple of months ago, I avoided doing anything of this sort at all. > Simple reasoning: If I know I never do any financial stuff on-line, I can > safely delete any message from a bank or other financial institution.
I've been using online banking for many years, both US and Germany. The German PIN/TAN system is reasonably secure, being an effective one-time pad distributed through out of band channel (mailed dead tree in a tamperproof envelope). It is of course not immune to phishing (PIN/TAN harvesting), which has become quite rampant recently. I'm about to setup HBCI with my business account (both GnuCash and openhbci/aqbanking from the command line), which can in principle cooperate with a smartcard. It is a major pain to set up, however, especially on an unsupported platform. I do have a HBCI smartcard setup with my private account but don't use it since it's locked in a proprietary software jail. -- Eugen* Leitl <a href="http://leitl.org">leitl</a> http://leitl.org ______________________________________________________________ ICBM: 48.07100, 11.36820 http://www.ativel.com 8B29F6BE: 099D 78BA 2FD3 B014 B08A 7779 75B0 2443 8B29 F6BE
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