[cryptography] My comments on the xep proposal

[Kevin]

I have looked over the 2-factoring mechanism and I feel the need to 
point something out:
The one-time pad, while great in theory, proves somewhat unrealistic in 
practice.  It can be slow, especially if used in hardware.  So if used 
in a router could possibly lag the network.  Again, the one-time pad is 
great in theory; I personally like it. Realistically, however, I'd 
replace it with something else.  Just my thoughts.

--
Kevin
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