Ray,
if you look at PKI as a financial mechanism (like credit cards),
then I see two major problems:
1. the PKI vendors aren't financial institutions, so they aren't in a
position to assume risk and make money from that
2. the current PKI thinking (e.g., with "rebuttable presumption of
non-repudiation") is anti-consumer, when viewed as a financial
mechanism, and I can't imagine that succeeding even if the vendors
were banks.
- Carl
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