-Caveat Lector-

If this is true forget about trading, taking tax cuts for business.  Flat tax,
now I know why they want that idea in there!  Everything will have to be done
electronically.  Tax breaks that everyone knows about , Carrots (tax breaks)
that people use to tell them what is important, what is needed by this
country.  Tax write-offs ... Only for the few, wonder if some would even pay
taxes.  Could be your company sends the taxes electronically from each pay
check.  Every thing is paid for electronically and if you are to be fired that
the companies (mortgage) et are ready to foreclose on you before you even get
your pink slip?  Wonder who the drug traders actually are - they had a big
crack down on food stamps because they were supposedly used to trade for
drugs.  Was it just a way of putting them on electronic delivery?  Were the
food stamp drug dealers actually - CIA or another one of the government soup
agencies?  Who flies those Air Force Jets that are making the contrails?  The
Air Force? - now I wonder!
 READ ON and hold your nose - this stinks to high heaven if true!

Laura
aka The Pied Piper

FORWARDED*

F. Michael Zimmerman wrote:

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> They'll be back!
>
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> Comment: Why not lie to the government?  It lies to you.
>
> iQA/AwUBNrhnChdRZ3obAc40EQLTVACggEaqf+d9PjCxSMaXFF/fzvTi8oQAoKuO
> ogZRBB+VF/DeukZdBmmJovIa
> =SItk
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>
> --------- Forwarded message ----------
> From: "ScanThisNews" <[EMAIL PROTECTED]>
> To: "ScanThisNews Recipients List" <[EMAIL PROTECTED]>
> Date: Mon, 25 Jan 1999 18:41:06 -0600
> Subject: [FP] Regarding The "Golden Eagle" tax return
> Message-ID: <000e01be48c4$8fd5dca0$444d40d1@scottmcd>
> Sender: [EMAIL PROTECTED]
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> Received: from scottmcd (209.64.77.68) by alpha.airnet.net (Worldmail
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>
> ======================================================================
> SCAN THIS NEWS
> 1/25/99
>
> Regarding the SCAN post about Golden Eagle tax returns, please see the
> following comment submitted by a reader.
>
> >This project was a flop. The IS director of the IRS resigned over it.
> >There were congressional investigations over the IRS spending $8 Billion
> >and having nothing to show for it. Reported in ComputerWorld and the
> >WSJ. You might want to do some further research before you quote old
> >stories.
> >
> >-Alan
>
> While the budget for updating the IRS's computer system was cut, I am
> confident that the agency has not abandoned the concept of paperless tax
> returns. Notwithstanding the budget cut, the IRS's Document Processing
> System manager stated in 1995 that their system already had the
> capability
> to collect "all" the information they needed to make tax assessments on
> an
> individuals and to impose a tax without input from the "taxpayer." Coleta
> Brueck stated (in the present tense at the time):
>
>   "We know everything about you that we need to know. Your employer tells
> us
> everything about you that we need to know. Your activity records on your
> credit cards tell us everything about you that we need to know. Through
> interface with Social Security, with the DMV, with your banking
> institutions, we really have a lot of information..."
>
> The data collection system that the IRS was in the process of installing,
> which was de-funded, would have given them the additional ability to
> collect
> and consolidate information from such sources as: "credit reports, news
> stories, tips from informants, commercial databases, and real-estate,
> motor-vehicle and child-support records." This portion of the upgrade was
> presumably halted.
>
> There can be no doubt that the federal government intends to keep
> marching
> down the path towards total electronic commerce - which will include all
> tax-related functions. Eventually, all government transactions will be
> conducted electronically. The federal government is almost there already.
> This can be easily confirmed with a little research.
>
> As recently as January, 1999, Vice President Al Gore announced a pilot
> program underway at a number of colleges which will allow students to
> conduct all their personal business electronically. Gore stated that the
> purpose of the pilot program was to prove that this same technology can
> be
> used "to improve citizen services." This is a trial for the system Gore
> intends for everyone to be using the near future.
>
> Gore went on to announce:
>
>   "This pilot program will provide the basis for continued efforts to
> make
> online government transactions available to any customer that wishes to
> receive services electronically."
>
> Notice that it will be "voluntary" at first. Of course, we all know that
> taxes themselves are "voluntary," right? And, it's "voluntary" when you
> stop
> at a stop sign isn't it? The problem with "voluntary" programs is that
> they
> quickly become the "norm," and government workers don't like to deviate
> from
> their normal routine. Once in place, the electronic system will become
> the
> standard. There'll be no other options. You will either "volunteer" to do
> it
> their way, or suffer the adverse consequences.
>
> Gore's pilot "electronic life-style" program will include: student loan
> qualification, student aid application and allocation, requests for
> address
> changes, application for veteran student benefits, tax filing, passport
> applications, as well as online campsite reservations and applications
> for
> backwoods permits. [You read that right, "backwoods passes." That Gore,
> he's
> something else, isn't he.]
>
> According to the official announcement about the "pilot" program:
>
>   "Commercial services, such as card-based purchases both on campus and
> with
> local merchants, can be bundled with the government services to provide
> one-stop convenience. The pilot project will also investigate the
> possibility of implementing a common student account structure to
> consolidate educational loans and to allow account management through the
> existing commercial electronic payment infrastructure."
>
> Notice that government and commercial business will be merged into one.
> This
> will inherently provide capability for the government to assess taxes and
> also collect them at the time they are incurred.
>
> The purpose of this pilot program is to demonstrate that both government
> and
> private- sector business can be - and should be - conducted using
> all-electronic commerce. It is my belief that the IRS would very much
> like
> for this system to include the ability to determine, impose, and collect
> taxes exclusively with electronic methods.
>
> Scott
>
> =======================================================================
> Don't believe anything you read on the Net unless:
> 1) you can confirm it with another source, and/or
> 2) it is consistent with what you already know to be true.
> =======================================================================
> Reply to: <[EMAIL PROTECTED]>
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>
> From: "ScanThisNews" <[EMAIL PROTECTED]>
> To: "ScanThisNews Recipients List" <[EMAIL PROTECTED]>
> Date: Wed, 27 Jan 1999 18:52:54 -0600
> Subject: [FP] FDIC Chief, ABA Lining Up Against 'Know-Your-Customer'
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> 1.3.167); 27 Jan 1999 18:48:44 -0600
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>
> ======================================================================
> SCAN THIS NEWS
> 1/27/99
>
> -------------------------------------
>
> The FDIC and the American Bankers Association express deference towards
> public concerns over the Know Your Customer regulation; Federal Reserve
> spokesperson, Dick Small, remains arrogantly dismissive. Contact
> information
> is included below for submitting letters to the Federal Reserve, the only
> agency which did not provide an email address for public comments.
>
> -------------------------------------
>
> AMERICAN BANKER, ONLINE
>
> Washington
> Wednesday, January 27, 1999
>
> FDIC Chief, ABA Lining Up Against 'Know-Your-Customer'
> By Scott Barancik
>
> http://www.americanbanker.com/cgi-bin/read_freestory?990127WASH002
>
> Citing customer privacy concerns and potential burdens on small banks,
> Federal Deposit Insurance Corp. Chairman Donna A. Tanoue wants the
> proposed
> know-your-customer regulations to be scaled back.
>
> "It's evident to me personally that we are going to have to do something
> different than what was proposed," Ms. Tanoue said in an interview.
>
> Meanwhile, the American Bankers Association plans to ask regulators to
> kill
> the controversial know-your-customer plan outright.
>
> The interagency proposal, issued for comment on Dec. 7, would require
> banks
> to verify the identities of new customers and monitor both old and new
> accounts for suspicious activity, such as money laundering.
>
> Almost 13,000 individuals and banks have e-mailed or written the FDIC
> with
> their views. Fewer than a dozen supported the proposal.
>
> The FDIC's growing doubts and the ABA's sudden opposition are bad omens
> for
> the Federal Reserve Board, which has been the proposal's key advocate.
>
> Although the four bank and thrift agencies issued the proposal jointly,
> each
> published its own preamble, revealing somewhat different priorities and
> commitment levels.
>
> Officials at the Office of the Comptroller of the Currency have expressed
> concern about the proposal's privacy implications, but Ms. Tanoue's
> position
> is the strongest to date.
>
> According to the FDIC, 81% of the consumers who submitted comments object
> on
> privacy grounds, as did 63% of the banks. Perhaps more tellingly, more
> than
> half of the banks said the proposal would be financially burdensome.
>
> "Ten thousand people told us they're worried about this," said Christie
> A.
> Sciacca, the FDIC's lead staffer on the know-your-customer proposal. "We
> had
> better listen to them."
>
> One option, Ms. Tanoue said, might be to rework the proposal so that it
> targets higher-risk operations like private banking, and to scale back
> the
> requirements for small banks. Another might be to issue a policy
> statement
> rather than a rule.
>
> Ms. Tanoue, who said she will not make a final decision until after the
> March 8 comment deadline, even suggested the effort could be scrapped.
>
> "While it may not yet be clear what we will do, I believe this is a very
> real issue that must be addressed in a very timely fashion," she said.
>
> Until now, the FDIC was relatively quiet in the know-your-customer
> debate.
> Given that it is the only agency to invite comments via electronic mail,
> the
> high tide of messages into the agency's computers raised its profile.
> Many
> of the objections have been spurred by warnings on privacy and civil
> liberties groups' Web pages.
>
> Richard A. Small, assistant director of the Fed's banking division and
> the
> proposal's chief architect, said Tuesday, "It is clear that our intent
> has
> been misinterpreted by some folks. I still take the view that there is
> not a
> constitutional issue here."
>
> It is unclear whether the Fed will go along with any major revisions. In
> a
> statement, Fed Governor Edward W. Kelley Jr. said, "The point of the
> comment
> period is that we give people a chance to make their concerns known, and
> then work in a good faith way to deal with the concerns."
>
> ABA officials, who worked closely with the Fed to draft the proposal,
> said
> the trade group will send a letter today or Thursday urging regulators to
> withdraw it.
>
> "We don't support the notion that we need to investigate, profile, and
> monitor account activity" before there is suspicion of illegal activity,
> said ABA senior counsel John J. Byrne.
>
> James D. McLaughlin, the ABA's director of regulatory affairs, added,
> "The
> public outcry is, we feel, going to erode . . . confidence in the banking
> system."
>
> -------------------------------------
>
> Other comments made by Richar Small about public objections to his KYC
> regulation:
>
> "We believe knowing your customer can help. ... It's clear to me that
> they're not understanding what I intended for this thing ..." [Chicago
> Tribune, 1/12/99]
>
> "The word 'profile' has developed a life of it own. ... It has become a
> big
> government
> conspiracy to learn everything you do with your money and what you eat
> for
> breakfast."
>
> "No one seems to understand that the information that we want as part of
> this know-your-customer proposal is not new and has been collected for
> years."
>
> "We haven't gotten one substantive comment," Mr. Small said. "Either they
> haven't taken time to read it and they are being hyped up by these things
> on
> the Internet and consultants or they have read it and just don't get it."
> [American Banker, 12/29/98]
>
> -------------------------------------
>
> FEDERAL RESERVE SYSTEM (FRS)
>
> Comments must be received by March 8, 1999.
>
> DOCID:fr07de98-20
> Docket No. R-1019
>
> Mailing address:
>
> Jennifer J. Johnson,
> Secretary, Board of Governors
> Federal Reserve System
> 20th and Constitution Avenue, N.W.
> Washington, D.C. 20551.
>
> Comments received will be available for inspection in Room MP-500 of the
> Martin Building between 9:00 a.m. and 5:00 p.m. weekdays, except as
> provided
> in 12 CFR 261.14 of the Board's Rules Regarding Availability of
> Information.
>
> FOR FURTHER INFORMATION CONTACT: Richard A. Small, Assistant Director,
> Division of Banking Supervision and Regulation, (202) 452-5235 or Pamela
> J.
> Johnson, Senior Anti-Money Laundering Coordinator, Division of Banking
> Supervision and Regulation, (202) 728-5829. For users of
> Telecommunications
> Devices for the Deaf (TDD) only contact Diane Jenkins, (202) 452-3544,
> Board
> of Governors of the Federal Reserve System, 20th Street and Constitution
> Avenue, N.W., Washington, D.C. 20551.
>
> =======================================================================
> Don't believe anything you read on the Net unless:
> 1) you can confirm it with another source, and/or
> 2) it is consistent with what you already know to be true.
> =======================================================================
> Reply to: <[EMAIL PROTECTED]>
> =======================================================================
>  To subscribe to the free Scan This News newsletter, send a message to
>      <[EMAIL PROTECTED]> and type "subscribe scan" in the BODY.
>     Or, to be removed type "unsubscribe scan" in the message BODY.
>    For additional instructions see www.efga.org/about/maillist.html
> -----------------------------------------------------------------------
>              "Scan This News" is Sponsored by S.C.A.N.
>            Host of the "FIGHT THE FINGERPRINT!" web page:
>                 www.networkusa.org/fingerprint.shtml
> =======================================================================
>
> From: "Ama-gi ISPI" <[EMAIL PROTECTED]>
> To: <[EMAIL PROTECTED]>
> Date: Tue, 26 Jan 1999 00:07:49 -0800
> Subject: ISPI Clips 8.40:Driver's-License Photos Used in Anti-Fraud
> Database
> Message-ID: <016b01be4903$1d8f1b40$537d0b9a@didgital>
> Return-path: <[EMAIL PROTECTED]>
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> DAAAA26098
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>  Tue, 26 Jan 1999 03:12:41 -0500 (EST)
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>         by gull.prod.itd.earthlink.net (8.8.7/8.8.5) with SMTP id AAA20013;
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>
> ISPI Clips 8.40:Driver's-License Photos Used in Anti-Fraud Database
> News & Info from the Institute for the Study of Privacy Issues (ISPI)
> Tuesday January 26, 1999
> [EMAIL PROTECTED] or alternate [EMAIL PROTECTED]
> ~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~
> This From: The Washington Post, Friday, January 22, 1999; Page A01
> http://www.washingtonpost.com
>
> Posing a Privacy Problem?
> Driver's-License Photos Used in Anti-Fraud Database
> http://search.washingtonpost.com/wp-srv/WPlate/1999-01/22/133l-012299-idx
> .ht
> ml
>
> By
> Robert O'Harrow Jr.
> Washington Post Staff Writer
>
> For the first time since authorities began snapping photographs of
> drivers
> for licenses, state officials have begun selling the images wholesale,
> another example of the growing availability of rich troves of personal
> information via modern technology.
>
> In the past several months, South Carolina has released 3.5 million
> digital
> photographs, Florida has started the process of transferring 14 million
> images in its files and other states have expressed interest in doing the
> same.
>
> The buyer is Image Data LLC, a small Nashua, N.H., company that wants to
> build a national database of photos and personal information to help
> retailers prevent identity theft -- a fast-growing crime in which fraud
> artists use victims' personal information to run up bills in their names
> or
> empty their bank accounts.
>
> Image Data's computers can flash the photo of person named on a credit
> card
> or a check to a small screen near a cash register when a transaction
> begins.
> Company officials say the service could head off billions of dollars in
> fraud by giving clerks an instant, tamper-proof way to verify the
> identity
> of customers.
>
> The company's desire for the personal data contained in motor vehicle
> files
> is far from novel. Such records are routinely sold by many states and
> have
> become a computerized staple for direct marketers, information services
> and
> others in recent years.
>
> But by adding photographs into the mix, Image Data has crossed into new
> territory, raising on the one hand the possibility of improved security
> for
> consumers and retailers and, on the other, new questions about personal
> privacy.
>
> While it has long been customary or a legal requirement to restrict
> access
> to driver photos to law enforcement authorities, company officials
> pledged
> to handle their new storehouse of digital pictures carefully. "What we're
> looking for is security of the entire process," said Image Data
> spokeswoman
> Lorna Christie. "This is a great example of how technology can be used to
> protect citizens and business."
>
> The nascent service, already operating on a limited basis in South
> Carolina,
> is part of a growing number of surveillance and identification systems
> that
> take advantage of computers, electronic networks, personal information,
> video images, fingerprints and other identifying data, generally in the
> quest for security.
>
> Law enforcement authorities, for example, now use computer-assisted
> cameras
> to "read" license plates of cars that have run through red lights.
> Casinos
> use such cameras to watch for faces of con artists or card sharps in
> their
> digital picture files, and police in Britain are trying them out in
> public
> areas to automatically scan for known criminal suspects.
>
> Some automated teller machines now require users to offer a finger for
> scanning rather than a bank card to get access. And growing numbers of
> banks, including First Union, require some people to provide a thumbprint
> before cashing their checks.
>
> Some critics worry that Image Data's plans will create a sense of
> unwanted
> surveillance for many people. Privacy activists fear that once photos are
> released by authorities in digital form, they will be used for other
> purposes by private detectives or telemarketers who want to match a face
> to
> other personal information.
>
> "It contributes to an atmosphere where people feel they are being
> watched,"
> said Robert Smith, publisher of the Privacy Journal. "What you create is
> a
> mug file of law-abiding citizens."
>
> Consumer advocates complain that drivers in Florida and South Carolina
> were
> not asked permission for their images to be sold, even though those
> states
> had long restricted access to such photos.
>
> Image Data bought the photographs for about a penny each. Those images
> will
> be cross-referenced to personal information gleaned from public and
> private
> sources. In addition to a name and address, the company's databases will
> hold an individual's Social Security number, age, sex, race and other
> details from a driver's file, as well as limited information about each
> transaction.
>
> That database will come into play whenever a customer at a participating
> retailer attempts to use a credit card or check. Identifying data will be
> sent to Image Data computers, which will respond by sending a photo back
> to
> a small screen mounted discreetly near a cash register. The transaction
> will
> proceed only after a clerk verifies the customer's identity.
>
> Christie said the new service has already deterred some fraud at stores
> in
> South Carolina, where a pilot program is being used to confirm the
> identities of people using checks. The program in Florida is scheduled to
> begin later this year. She said Image Data has taken pains to protect
> privacy, noting the company employs encryption and other secure
> technology
> to prevent clerks from capturing and preserving the images.
>
> Christie said other personal information in the company's database will
> not
> accompany the photographs. In addition, she said, contracts with the
> states
> also prohibit the company from using the data for any purpose other than
> fraud prevention.
>
> Officials in the District, Maryland and Virginia have no plans to sell
> driver photographs, and rules in all three jurisdictions restrict who can
> see the images.
>
> Reaction to the idea has been mixed where it has become public. Florida
> state Rep. Tom Feeney, a Republican who sponsored the legislation making
> the
> sale of images possible, said the Image Data service will deter fraud and
> related crimes. "Once the word gets out to the criminal element, you'll
> probably have less wallets ripped off and purses stolen," Feeney said. "I
> think nine out of 10 people will think of that as a positive."
>
> But officials in New Hampshire and Louisiana firmly rejected initial
> efforts
> by Image Data to acquire state data two years ago after expressing
> privacy
> concerns and complaining that photos taken for one purpose should not be
> used for another.
>
> "The New Hampshire legislators said no to what we considered an
> unacceptable
> invasion of people's privacy," said state Rep. Neal Kurk, a Republican
> who
> said the opposition to True ID was bipartisan. "This is one step beyond
> information. It is the essence of who I am."
>
> A Columbia, S.C., retailer, Bill Yancey, manager of the Belk Department
> Store, described identity fraud as "an ongoing problem" and said True ID
> "sounds like it has some merit" for helping. But he worries that
> customers,
> especially those loyal to the store, might be put off. His store is not
> among those testing the service. Image Data declined to provide names of
> retailers that are.
>
> "All of the sudden seeing your photo flashing up there, as though you did
> something wrong? . . . I could see a negative reaction," Yancey said.
> "Although the idea has some merit for a retailer, I'm not sure it would
> go
> over."
>
> The Florida Retail Federation also is keeping an open mind about the
> service. But spokeswoman Lori Elliott said some members worry it may be
> too
> expensive. Leaders of the group have just begun a campaign promoting the
> use
> of thumbprints on checks to help ward off fraud.
>
> Others said few people in Florida and South Carolina have had a chance to
> object. In South Carolina, state officials approved the sale with little
> fanfare. In Florida, which previously had sharply restricted the use of
> driver photographs, legislation enabling the sale was approved after
> little
> debate.
>
> Sandy Lambert, the director of Florida's division of driver licenses,
> said
> she didn't know about the change until after it was already approved. "It
> all happened right at the end of the session," Lambert said.
>
> Image Data's Christie acknowledged that neither the company nor the
> states
> have told drivers how their photographs would be collected and used. But
> she
> and state officials noted the arrangement is perfectly legal, even under
> the
> new federal Driver's Privacy Protection Act, which took effect last year.
>
> That law, which has come under fire in federal courts as possibly
> unconstitutional, imposed new restrictions on the use of state driver
> records. Exemptions include anti-fraud initiatives and do not require the
> states to allow drivers to opt out.
>
> Christie said concerned drivers can call the company and request that
> their
> photographs not be circulated to stores in the new network.
>
> That's not good enough for Robert Biggerstaff of South Carolina. He's
> angry
> that no one asked if his driver's photograph could be used. Biggerstaff,
> a
> computer specialist and engineer, said such systems are often vulnerable
> to
> hackers. He believes it would take relatively little for someone to
> tamper
> with the system and begin downloading photographs at will. "If it shows
> up
> on a screen, I can capture it," he said. "Yes, there are definitely good
> things that could come out of [the service]. But why don't we do it with
> consent? Why don't we have a choice?"
>
> Jim Hatchell, president of the South Carolina Merchants Association, saw
> a
> demonstration of the service and believes it will catch on in the state.
> "It's very impressive," he said, adding the screen showing the
> photographs
> is about the size of a business card.
>
> As for privacy concerns, he doesn't think most people will care.
> "There'll
> be a few letters to the editor. There'll be a few calls to the radio
> shows,
> talking about Big Brother and all that," he said. "I don't think it will
> be
> a problem."
>
> © Copyright 1999 The Washington Post Company
>
> --------------------------------NOTICE:------------------------------
> ISPI Clips are news & opinion articles on privacy issues from
> all points of view; they are clipped from local, national and
> international
> newspapers, journals and magazines, etc. Inclusion as an ISPI Clip
> does not necessarily reflect an endorsement of the content or opinion
> by ISPI. In compliance with Title 17 U.S.C. section 107, this material is
> distributed free without profit or payment for non-profit research
> and educational purposes only.
> -------------------------------------------------------------------------
> --
>
> ISPI Clips is a FREE e-mail service from the "Institute for the Study
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> (1 - 6 clips most days) send the following message  "Please
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>
> The Institute for the Study of Privacy Issues (ISPI) is a small
> contributor-funded organization based in Victoria, British Columbia
> (Canada). ISPI operates on a not-for-profit basis, accepts no
> government funding and takes a global perspective.
>
> ISPI's mandate is to conduct & promote interdisciplinary research
> into electronic, personal and  financial privacy with a view toward
> helping ordinary people understand the degree of privacy they have
> with respect to government, industry and each other.
>
> But, none of this can be accomplished without your kind and
> generous financial support. If you are concerned about the erosion
> of your privacy in general, won't you please help us continue this
> important work by becoming an "ISPI Supporter" or by taking out
> an institute Membership?
>
> We gratefully accept all contributions:
>
>   Less than $60    ISPI Supporter
>           $60 - $99    Primary ISPI Membership (1 year)
>       $100 - $300    Senior ISPI Membership (2 years)
> More than $300    Executive Council Membership (life)
>
> Your ISPI "membership" contribution entitles you to receive "The ISPI
> Privacy Reporter" (our bi-monthly 12 page hard-copy newsletter in
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>
> For a contribution form with postal instructions please send the
> following
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>
> We maintain a strict privacy policy. Any information you divulge to ISPI
> is kept in strict confidence. It will not be sold, lent or given away to
> any third party.

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