This is not a political message. Who gets elected doesn't have as big an impact as some believe. The issue I refer to is our dignity. This means being able to enjoy hard earned gains during our retired years, without the fear of running out of money or of physical pain. Are you set? The biggest threat to that well deserved quality of life isn't the Democratic Party. It's not even the Stock Market, or inflation. The biggest challenge is the unforseen. What happens if you fell and couldn't get up? That corny ad line is true. The number one cause of people needing a stay in a nursing care facility or home care is lack of mobility. Such stays are not cheap. In Los Angeles County, the average facility costs over $110 a day. Go and visit such a facility and ask yourself if you could invision yourself or your spouse in such a place. Even if the answer is yes, a prolonged stay would destroy a family's nestegg. Do you love your Spouse? I ask this question because many people expect their spouse to provide such care. A recent study showed that when a spouse was the primary care giver, it shortened longevity by 2-3 years for the caregiver. So I am back to my question, how much is freedom worth? You can protect yourself, your spouse and your retirement nestegg for less than you think. Does less than 2% of your nestegg a year sound like too much? Call or e-mail us for a free phone consultation. It's your freedom. ABP Insurance Agency Long term care specialists 800-227-1099 [EMAIL PROTECTED] sent by cybernet go to [EMAIL PROTECTED] or call 209-669-0176 **********Footer message for &LIST mailing list*********** To unsubscribe from cybercafe, send mailto:[EMAIL PROTECTED] (NOT to the list itself .. cybercafe@....). In that e-mail type: unsubscribe cybercafe <your e-mail address (optional)> end for details: <http://www.owt.com/users/jlewis/unsub_faq.html>
