Mr. Bogdan: It seems New York should not obstruct justice on any delay of the AppleCard records.
Gunnar Gunnar Larson xNY.io - Bank.org 646-454-9107 On Wed, Nov 2, 2022, 6:49 AM Gunnar Larson <g...@xny.io> wrote: > Dear Mr. Bogdan: > > Thank you for the note. > > We would kindly like to appeal this FOIL records decision. > > For example, One Million Black Women's board of directors states inclusion > of policy and social leadership from Apple. Mr. Bogdan, xNY.io - Bank.org > has filed another FOIL request concerning DFS' recent "Apple Card Report." > > The Apple Card Report and associated DFS investigation focused on > financial inclusion metrics for women in New York State. Between the Apple > Card Report and One Million Black Women being under DFS' umbrell of > oversight, it would appear no records being publicly available would signal > potential marketplace spoofing. > > Furthermore, DFS' "Student Protection Unit" licenses and supervises > student loan servicers, monitors student-related financial practices in New > York, and educates and advocates for student consumers and their families > about available financial products and services. > > As a "Bill and Melinda Gates Scholar" and a "Blockchain Scholar" and a "Al > Neuharth Freedom Forum Scholar" I am aware of a scholarship program funded > from New York targeting students in Africa. Mr. Bogdan, from New York this > fund advertises over $100M in scholarships for online degrees for students > in Africa. > > Logic would conclude DFS' Student Protection Unit would hold records on > this scholarship fund. No records would furthrtmore exacerbate spoofing > concern of a potential interlocking directorate. > > At the very least, DFS records pertaining to mail and/or wire fraud > related to the department's financial inclusion oversight would be helpful > to our research. > > Have a great day, > > Gunnar > -- > *Gunnar Larson * > *xNY.io <http://www.xny.io/> - Bank.org <http://bank.org/>* > > MSc > <https://www.unic.ac.cy/blockchain/msc-digital-currency/?utm_source=Google&utm_medium=Search&utm_campaign=MSc-Digital-Currency-North-America&utm_term=blockchain%20unic&gclid=Cj0KCQiAyJOBBhDCARIsAJG2h5ctwwMz0MRbVSk-LaYD-GMU5UgDSw7ynxbGr_a7SkaFAZzJc1-pzxEaAi4NEALw_wcB> > - > Digital Currency > MBA > <https://www.unic.ac.cy/business-administration-entrepreneurship-and-innovation-mba-1-5-years-or-3-semesters/> > - Entrepreneurship > and Innovation (ip) > > g...@xny.io > +1-646-454-9107 > New York, New York 10001 > > On Tue, Nov 1, 2022, 3:24 PM <george.bog...@dfs.ny.gov> wrote: > >> Dear Mr. Larson: >> >> My response to your FOIL request is attached. >> >> Sincerely, >> George Bogdan >> DFS Records Access Officer >> >> Tracking Number:FOIL-2022-090627-018419 >> >
