Dear Madam Acting Superintendent:

Reflecting this week, Ripple once again
<https://www.law.com/radar/card/ripple-legal-chief-accuses-sec-of-playing-delay-card-390-76781/>
shares concerning comments and approaches to respecting their Bitlicense
award. Even more, many experts are concerned
<https://www.bloomberg.com/news/articles/2021-12-17/nyc-miami-seen-facing-ponzi-scheme-risks-with-crypto-push>
about MIA Coin and resulting NYCCoin disasters.

Madam Acting Superintendent, on August 4, 2020 as part of our Conditional
BitLicense application we submitted a draft of the Universal BitLicense
Declaration on Virtual Currency & Human Rights.

   - Today this memo is to re-new our obvious approach to virtual currency
   innovation in New York. Together under your leadership, we should be
   leading the world in the principles of modern cross-border
   BitLicense logic.
   - Madam Acting Superintendent, this type of stuff matters. The
   Deceleration aims to level the playing field for all and impacts the future
   of women and girls with respect to financial inclusion.
   - At the very least, New York and your office should be embracing such
   thoughtful approaches to support future generations and protect virtual
   currency from market manipulation. Madam Acting Superintendent, we implore
   that if some version of the Declaration was enacted in 2020, the world
   would be a better place today.

Kindly find a copy of the Universal BitLicense Declaration on Virtual
Currency & Human Rights
<https://thecapital.io/article/universal-bitlicense-declaration-on-virtual-currency--human-rights--MLDeYGL8igYxkY8tBJ4>
below. We will be in contact with your office this coming week to engage in
dialogue on the Declaration's feasibility forward.

Very respectfully yours,

Gunnar Larson


*WE THE PEOPLE OF NEW YORK DETERMINED*

   - to pioneer noble advancement of BitLicence theory and regulation,
   whereas it is essential to safeguard virtual currency and its potential to
   galvanize international, economic and social advancement of all peoples, and
   - to ensure clarity, principally New York’s BitLicence being the
   preeminent institution with mandate of ensuring that virtual currency
   manipulation (of any sort) shall not burden the common global interest of
   humanity, and that human rights are protected in the jurisdiction of New
   York for all peoples

*AND FOR THESE ENDS*

   - to save succeeding generations from financial fraud and corruption,
   which in our lifetime has brought untold sorrow to humanity, and
   - to reaffirm New York’s faith in fundamental human rights, in the
   dignity and worth of the human person, in the equal rights of men and women
   and of nations large and small, and
   - to establish conditions under which justice and respect for the
   obligations arising from BitLicence regulation and other sources of
   financial services law can be maintained, and
   - to promote larger social progress by leading global standards, given
   that New York remains the center of technological innovation and
   forward-looking virtual currency regulation

*HAVE RESOLVED TO COMBINE OUR EFFORTS TO ACCOMPLISH THESE AIMS*

*Now, therefore this UNIVERSAL BITLICENSE DECLARATION ON VIRTUAL CURRENCY &
HUMAN RIGHTS as the common crypto standard of achievement for all peoples
and all nations, keeping this Declaration constantly in mind, shall strive
to promote respect for human rights and personal freedoms by progressive
measures, national and international, to secure their universal and
effective recognition and observance of New York-based companies
accountable to a **universal **BitLicense **standard of virtual currency
regulation across all global territories of business, protecting all
peoples and all nations.*
*Article One*

   -

   Whereas disregard and contempt for human rights have resulted in failed
   financial frameworks that have outraged the conscience of mankind, and
   -

   Whereas the foundational vision of BitLicense theory imagines a world in
   which human beings shall enjoy safe, reliable and regulated virtual
   currency tools and financial products, now proclaimed as the highest
   aspiration of the common people,

*Article Two*

   -

   Whereas ethical stewardship of virtual currency is inherent to the
   BitLicence mandate, the invention of blockchain, and virtual currency aimed
   to secure the equal and inalienable rights of all as foundation to
   financial freedom and economic prosperity, especially in the developing
   economies, and
   -

   BitLicense members pledged themselves to achieve, in cooperation with
   the state of New York, the promotion of universal respect for and
   observance of international human rights fundamental to the integrity of
   the BitLicense’s virtual currency regulation.
   -

   Whereas New York reaffirms faith in the BitLicense’s foundational themes
   and the general concept of human right protection. The dignity and worth of
   the human person and the equal rights of men and women are part of New York
   BitLicense protections and standards which correlates to noble
   “public-spiritedness” virtual currency regulation with exponential social
   progress of humanity.

*Article Three*

*The Purposes of this Declaration are:*

   - To maintain the protection of BitLicense virtual currency standards,
   implying any New York- based group or person has no right to engage in
   “loophole” business activities in global markets out of New York, or to
   perform any act aimed at bypassing BitLicense virtual currency regulation,
   and
   - To take effective collective measures to remove inconsistencies and
   prevent the suppression of human rights or other breaches of BitLicense
   regulations of virtual currency, and to bring about conformity with the
   principles of justice and international human rights laws, adjusting or
   settling international disputes or situations which might lead to a breach
   of New York BitLicense law;
   - To develop friendly relations among nations based on respect for the
   principle of equal rights and self-determination of peoples, while
   executing appropriate measures to close KYC/AML loopholes by strengthen
   universal virtual currency regulation of New York firms operating in global
   emerging markets;
   - To achieve international co-operation in solving international virtual
   currency problems of an economic, social, cultural, or humanitarian nature,
   and in promoting and encouraging respect for human rights and fundamental
   freedoms for all without distinction as to race, sex, language, or
   religion; and
   - To offer New York as centre jurisdiction and the BitLicense as
   universal to harmonizing smart virtual currency actions of nations in the
   attainment of these common ends.

*Article Four*

New York BitLicensees (members), in pursuit of the Purposes stated in
Article One, shall act in accordance with the following Principles:

   -

   All Members, in order to ensure to all of them the rights and benefits
   resulting from BitLicense membership, shall fulfill the obligations assumed
   by them in accordance with this Declaration, and
   -

   All Members shall immediately settle their international virtual
   currency inconsistencies by peaceful means in such a manner that
   international law and justice are not endangered while meeting this
   Declaration and overall BitLicense compliance, and
   -

   All Members shall refrain in their international relations from the
   violation of human rights or abuse of virtual currency manipulation *by
   leveraging territorial loopholes (e.g. Africa) and/or inconsistent
   jurisdictional integrity and enforcement (e.g. Europe), nor willfully
   employ political naivete of any state (e.g. New York)*, or in any other
   manner inconsistent with the Purposes of this Declaration, and
   -

   Continued membership is contingent on the requirement that BitLicense
   Members based in New York act in accordance with these Principles so far as
   may be necessary for the promotion of universal respect for and observance
   of human rights and fundamental virtual currency regulation, and finally
   -

   Nothing in this Declaration may be interpreted as implying for any
   State, group or person any right to engage in any activity or to perform
   any act aimed at the destruction of human rights or degradation of the
   BitLicense’s virtual currency statute or mandates set forth in this
   Declaration.

-- 
*Gunnar Larson - xNY.io <http://www.xNY.io> | Bank.org <http://Bank.org>*
MSc
<https://www.unic.ac.cy/blockchain/msc-digital-currency/?utm_source=Google&utm_medium=Search&utm_campaign=MSc-Digital-Currency-North-America&utm_term=blockchain%20unic&gclid=Cj0KCQiAyJOBBhDCARIsAJG2h5ctwwMz0MRbVSk-LaYD-GMU5UgDSw7ynxbGr_a7SkaFAZzJc1-pzxEaAi4NEALw_wcB>
- Digital Currency
MBA
<https://www.unic.ac.cy/business-administration-entrepreneurship-and-innovation-mba-1-5-years-or-3-semesters/>
- Entrepreneurship and Innovation (ip)

g...@xny.io
+1-646-454-9107
New York, New York 10001

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