On Fri, Jul 11, 2003 at 11:44:23AM -0500, Smith, Michael J. wrote:
| Abstract:  Credit card theft is now automated via irc bots, even the CVV2.
| 
| http://www.honeynet.org/papers/profiles/cc-fraud.pdf

This is unsuprising.  The interesting question is how much of the cost
will consumers eat vs merchants?  Will 3DSET, where you authenticate
to your bank, catch on, or be seen as too annoying?  What, if
anything, is poised to replace credit cards?

Adam


-- 
"It is seldom that liberty of any kind is lost all at once."
                                                       -Hume

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