ATTENTION BUSINESS OWNER/OPERATOR  15

>From time to time, most companies experience a cash flow problem.   These problems 
>can range from temporary cash crunches with the inability to pay trade creditors and 
>suppliers within the granted credit terms to more serious problems including 
>bankruptcy and liquidation.

If you own or operate a company with a cash flow problem, we can help.  Brown & 
MacMillan is a national consulting company specializing in reducing problem debts for 
companies of all sizes.  Since our inception in 1994, we have helped hundreds of 
companies including small "mom and pops" to large multi-national organizations.  We 
keep our clients out of the legal system so they can concentrate on their business 
enabling a large savings in both time and money.  

We typically reduce our client's accounts payable and other debts to less than 20 
cents on the dollar!  In fact, our settlements rarely go higher than 35 cents on the 
dollar.  Furthermore, we put our clients in a no lose situation.  We always give them 
the opportunity to accept or reject any settlement we negotiate for them.  If they do 
not like the settlement we negotiated, we charge them nothing.  If they accept, our 
fee is based on a small percentage of what we saved them over the original amount 
owed.  Therefore, we don't charge by the hour, never charge a retainer, but only get 
paid when you accept a satisfactory settlement that we have negotiated on your behalf.

If your creditors are constantly calling your company for payment, or have even 
retained a collection agency or attorney, I strongly urge you to fill out the form 
below and fax it back to us.  Just imagine what your cash and working capital 
positions would look like in a few short weeks after an 80% reduction of debt.  You 
have absolutely nothing to lose.

Sincerely,


Brown & MacMillan


Please fill out this form and Fax to 1-775-402-4756. If this line is busy, please try 
faxing to 1-413-845-9314.


Name: _________________________________________________


Company: ______________________________________________


Phone Number: __________________________________________


Best Time to Call: ________________________________________












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