There is a program named 'tera term' that has an ssh extension, surprisingly known as 'tera term ssh'.
The url is http://www.zip.com.au/~roca/ttssh.html You have to download two files: the tera term regular executable, and the ssh extention. More info is available through the above link. I am using that program as I write this; the terminal emulation is on par with commercial implementations (much better than the awful telnet.exe that comes with windows), and the ssh works fine. I have used both RSA and password authentication from Windows 95, 98, and NT to a Linux box, and never had any problems. Carl