Thanks James for sharing that summary of the discussion. For anyone that wants to listen to the audio recording of the session, you can find it at https://youtu.be/Ur7rb0jHzOg
Here's a brief summary of next steps and action items for those who weren't able to attend, can get involved. - Fineract 1.x Integration - Steve Conrad is going to be heading up exploring the Mojaloop APIs and their points of integration with Fineract 1.x and and the needed configurations for the different use cases/simulation environments that James listed above. In parallel he's going to bring this into alignment with the payment gateway project to ensure that the structure of a payment in Fineract aligns with that of Mojaloop - Fineract CN Integration - Isaac Kamga and Rahul Goel are going to drive similar efforts but with the Fineract CN architecture based on availability of requisite APIs, etc. - Public Lab Environment - working with Steve, I'll make available AWS infrastructure from the Mifos Initiative so we can make a publicly accessible environment of Mojaloop connected to Fineract so others can test it out. - GSOC Project - Steve will be helping to draft out some tasks that a student could work on to contribute towards these efforts to build out this public lab environment simulating a fully connected payments ecosystem of different flavors of DFS providers running Fineract that are all connected via the Mojaloop platform. Ed On Thu, Mar 8, 2018 at 10:55 PM, James Dailey <jamespdai...@gmail.com> wrote: > Hi all > > To bring this discussion back to the list. We had a call today - and some > ideas and questions may be relevant for the entire list. > > First, I'm articulating a vision whereby Mojaloop is used as the "switch" > between multiple instances of Fineract 1.x/Mifos in various > configurations. Mifos can be configured as a "microfinance institution" or > more like a savings cooperative, or like a digital bank (for our purposes, > a configuration where there are neither field operations nor teller > operations, only digital accounts that can interact with others > digitally). We discussed the different types or styles of institutions: > from a purely digital first to a multi-tenant instance for multiple small > microfinance orgs. Essentially Fineract/Mifos is the Account system and > Mojaloop connects an instance to the larger ecosystem of account providers. > > Second, I'm emphasizing that Mojaloop is an instantiation of the > LevelOneProject.org, which implements key principles such as PUSH payments, > open loop, interoperability, and so on. It is a modern payments approach. > It is not blockchain. It is intended to include banks, telecom providers, > and any other provider of digital transaction accounts. Ubiquity of > payments is a fundamental building block for a digital economy. > Microfinance is hampered by the high cost of setting up payment interfaces > and payment scheme fees - Mojaloop is intended to cut down on those > barriers to entry. > > Third, while the Mojaloop team was implementing their core services and > ledger approaches, a related team was working on APIs that could connect > for better interoperability. Those APIs are now available to the Mifos > team - see https://drive.google.com/open?id=0ByeK44WJrHIvOGs0UkZUUH > FzdnBCenRLX0dzcHZUUGlaSlV3 > > Fourth, we discussed some first steps, which we think include setting up > an instance of mojaloop to test against and to map the existing mifos APIs > against the mojaloop APIs. > > Fifth, we discussed on some email exchanges about how settlement and > cryptographic escrow works. > > Resources in process - need to be moved: > https://drive.google.com/open?id=0ByeK44WJrHIvOGs0UkZUUHFzdn > BCenRLX0dzcHZUUGlaSlV3 > https://goo.gl/1sR2dq (move this confluence?) > > More later... > > James D. > > > On Wed, Mar 7, 2018 at 11:17 AM Ed Cable <edca...@mifos.org> wrote: > >> By the way, >> >> Matt Bohan from Gates Foundation shared v1 of API documentation we were >> awaiting. >> >> It can be downloaded from here: https://drive.google.c >> om/open?id=0ByeK44WJrHIvOGs0UkZUUHFzdnBCenRLX0dzcHZUUGlaSlV3 >> >> Ed >> >> >> -- *Ed Cable* President/CEO, Mifos Initiative edca...@mifos.org | Skype: edcable | Mobile: +1.484.477.8649 *Collectively Creating a World of 3 Billion Maries | *http://mifos.org <http://facebook.com/mifos> <http://www.twitter.com/mifos>
