Hello Binny,

Thank you, your suggestion works. Thank you again.

Paul

On Thu, Dec 31, 2020 at 2:08 PM Binny Gopinath Sreevas <
binny.gopin...@gmail.com> wrote:

> Hi Paul,
>
> The GET URL should be:
> https://demo.fineract.dev/fineract-provider/api/v1/clients
>
> The headers should also include "Fineract-Platform-TenantId" with value
> as "default".
> And Basic authentication is to be set on Postman with user id and password.
>
> Hope this helps.
>
> Thanks
> Binny
>
>
>
> On Thu, Dec 31, 2020 at 9:34 AM Paul Aphivantrakul <
> aphivantra...@gmail.com> wrote:
>
>> Hello everyone,
>>
>> I am having trouble calling the REST API on the Fineract demo website
>> https://www.fineract.dev/
>>
>> I am using Postman to send my GET request. My request is to get the list
>> of all the clients as detailed here
>> https://demo.mifos.io/api-docs/apiLive.htm#clients_list
>>
>> URL:
>> https://www.fineract.dev/api/v1/clients
>>
>> Response:
>> and I am getting a 404 response
>>
>> <h1>404</h1>
>>         <p><strong>File not found</strong></p>
>>
>>         <p>
>>             The site configured at this address does not
>>             contain the requested file.
>>         </p>
>>
>> Any help would be much appreciated.
>>
>> Thank you,
>>
>> Paul
>>
>>
>>
>>
>>
>>
>>
>> On Wed, Dec 30, 2020 at 2:22 PM Saransh Sharma <sara...@muellners.org>
>> wrote:
>>
>>> If you are planning to store actual money on behalf of your consumer,
>>> you can but for that you need a certain license and once you do that you
>>> have the right to transfer using payment service or electronic transfers
>>> system that are in place which is quite general across the world , these
>>> services will provide you interfaces one eg is Asia Pay .
>>>
>>> Ideal approach is to become a fintech that can collect and transmit
>>> actual money in thailand,  there are banks who provide sub-license for you
>>> to do that but then you actually become a Payment processor now choice is
>>> your , you can choose an existing tech integrator or become one.
>>>
>>> Like partner with a payment processor then store digital balance in
>>> fineract based on the money collected in your partner (Payment Processor
>>> Account) then transmit using their API.
>>>
>>> Apart from that if you want to pave a path for becoming a neo bank that
>>> is a long route.
>>>
>>> Thanks
>>>
>>> On Wed, Dec 30, 2020 at 12:03 PM Paul Aphivantrakul <
>>> aphivantra...@gmail.com> wrote:
>>>
>>>> Hello everyone,
>>>>
>>>> Thank you for taking the time to write back to me. It looks like
>>>> Fineract has a very supportive community. My current understanding is that
>>>> for automatic and online creation of savings and checking accounts,
>>>> building a frontend website to call backend Fineract APIs is the way to go.
>>>> However, I am still unclear about how to actually send funds to other banks
>>>> and how to receive funds from other banks. I think Debbie Watkins gave the
>>>> closest answer about having to connect Fineract with the national clearing
>>>> and settlement switch, but I am still not 100% clear on this. It seems to
>>>> me that Fineract is a great backend, record-keeping software, but my
>>>> question about how actual money gets transferred from one bank to another
>>>> is still unclear to me. If anyone has experience with this, I would very
>>>> much appreciate your input.
>>>>
>>>> Thank you again and Happy New Years,
>>>>
>>>> Paul
>>>>
>>>> On Wed, Dec 30, 2020 at 12:13 AM Victor Romero <
>>>> victor.rom...@fintecheando.mx> wrote:
>>>>
>>>>> Hi Paul,
>>>>>
>>>>> I think you have to check the local regulation about becoming a Neo
>>>>> Bank. And if your Use cases are suitable for Fineract, Fineract CN,
>>>>> Mifor Payment Hub or Mojaloop.
>>>>>
>>>>> It is a complex task (not imposible) to build a bank. The ecosystem
>>>>> around the solutions can be used in a micro finance institution to a
>>>>> worldwide bank for serving from hundred to millions of customers.
>>>>>
>>>>> Take a look at
>>>>>
>>>>> http://fineract.apache.org/
>>>>>
>>>>> https://mifos.gitbook.io/docs/payment-hub-ee/overview
>>>>>
>>>>>
>>>>> https://cwiki.apache.org/confluence/display/FINERACT/Mojaloop+Integration
>>>>>
>>>>> https://mifos.org/blog/mifos-mojaloop/
>>>>>
>>>>> https://mojaloop.io/
>>>>>
>>>>> Regards
>>>>>
>>>>> Victor
>>>>>
>>>>> On 29/12/20 0:44, Paul Aphivantrakul wrote:
>>>>> > Hello everyone,
>>>>> >
>>>>> > My name is Paul Aphivantrakul, and I am a software developer
>>>>> currently
>>>>> > living in Thailand. Since living here for about a year, I have
>>>>> become
>>>>> > interested in the fintech market and came across the Fineract
>>>>> project.
>>>>> > I would like to start a fintech startup similar to a neo bank here
>>>>> in
>>>>> > Thailand that uses Fineract as the core banking system. However, I
>>>>> am
>>>>> > still a little confused about how to use Fineract for a purely
>>>>> online
>>>>> > bank.
>>>>> >
>>>>> > 1. How do users create checking or savings accounts in my neo bank?
>>>>> Do
>>>>> > I have to create a website and call Fineract API endpoints? I am
>>>>> > looking for a way to create accounts automatically online and not
>>>>> > manually.
>>>>> > 2. How can Fineract know when a bank transfers funds to my neo bank?
>>>>> > Let's say a customer wants to deposit $100 from another bank into my
>>>>> > neo bank. How does Fineract know if my neo bank actually received
>>>>> $100
>>>>> > from the other bank?
>>>>> > 3. Similarly, if a customer wants to send $100 from my neo bank to
>>>>> > their other bank, how does Fineract know that $100 was actually sent
>>>>> > and how does it send it to the other bank?
>>>>> >
>>>>> > I have gone to https://www.fineract.dev/ and have tested out the
>>>>> > Fineract system, but it seems that this system works best for bank
>>>>> > tellers who work in physical branch locations. Is there a more
>>>>> > automated way to create accounts and to accept and send out
>>>>> payments?
>>>>> > Would this be done through the API? If so, do we as Fineract users
>>>>> > have to create our own websites to allow customers to interact with
>>>>> > these APIs?
>>>>> >
>>>>> > Thank you,
>>>>> >
>>>>> > Paul
>>>>>
>>>>
>>>
>>> --
>>> Thanks and regards,
>>>
>>> Saransh Sharma
>>> Research Partner
>>>
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