Hey Giancarlo,

The decision analysis over Fineract 1.x and CN is routinely asked by our
client case studies at Muellners. There is relevant information over this
analysis, that our research team did.
https://docs.fineract.net/fineract-versions/fineract-1.x-vs-fineract-cn

>>Fineract 1.x is a mature platform (matured since 2018 releases for sure)
being maintained by members of this community. Apache Fineract 1.x & CN are
the only platforms that this community endorses. The documentation and
GitHub repos are maintained by Apache FSF. One is mature while other is
pre-release.

https://github.com/apache/fineract

Notably, it's a great strategy to START with Fineract 1.x as it can
highlight features using the Mifos X client Web app.

However,
1. Your Gap analysis should bring clarity for you as each implementation
has a distinctive character.
2. You should take this decision based on factors guiding the
transformation efforts & objectives, (that your MFI client has) and your
own technical understanding of both versions' design principles.

Note: I have observed many FIs having great difficulty in upgrading their
Fineract services if a versioning plan is not in place during the
implementation's foundation steps. This usually happens when Fineract is
not the core platform and only handles a few IT components of a bank or
MFI. E.g if your MFI is into lending, and you plan to use only lending
management on Fineract while Loan origination is on a different platform.
In this example, your implementation will face difficulty over both the
short and the long term.

If you decide to evaluate CN (say you have a 1-2 year plan in place):
>> As Saransh pointed, community efforts on CN are practically non-existent
currently. Then you can look for promoting development on CN.
>> As Georgia pointed out, there is a significant improvement event under
the title Finscale. This event started as a possible upgrade off Fineract
CN last year, was presented at Apache Con 2020, and has become a lot more
now. You should reach out to Saransh for more information on this.

Hope this helps.


On Sat, 16 Jan 2021, 14:47 Giancarlo Angulo, <[email protected]> wrote:

> Thank you for your response.
>
> I am still studying the codebase.
>
> I am helping a friend out with a cooperative/microfinance company he is
> involved with.
>
> found Mifos and am currently exploring local configuration for our country
> and the institution type.
>
> I hope I can contribute to the code base in the future.
>
> Regards
>
>
> ================================
> Giancarlo Angulo
> www.onthe8spot.com
> ================================
>
>
> On Sat, Jan 16, 2021 at 9:36 PM Giorgio Zoppi <[email protected]>
> wrote:
>
>> Giancarlo,
>> Fineract 1.x is the best option that you have.
>>  https://github.com/apache/fineract
>> Correctly maintained ad deployed in production.
>> Best Regards,
>> Giorgio.
>>
>>
>> El sáb, 16 ene 2021 a las 12:19, Giancarlo Angulo (<[email protected]>)
>> escribió:
>>
>>> Is there a fork of fineract 1.x that is actively developed?
>>>
>>>
>>> ================================
>>> Giancarlo Angulo
>>> www.onthe8spot.com
>>> ================================
>>>
>>>
>>> On Sat, Jan 16, 2021 at 6:00 PM Saransh Sharma <[email protected]>
>>> wrote:
>>>
>>>>
>>>>
>>>> > On 15-Jan-2021, at 10:04 PM, Paul Aphivantrakul <
>>>> [email protected]> wrote:
>>>> >
>>>> > Hello,
>>>> >
>>>> > To a newcomer doing a fintech startup, does the community recommend
>>>> starting with the Fineract 1.x software or the Fineract CN software? I
>>>> would say that to me, security and maturity of the software are more
>>>> important than having a large and rich set of features as my startup will
>>>> likely focus on offering a limited set of financial services at the
>>>> beginning. I have also noticed that there is a lot more documentation for
>>>> Fineract 1.x and also a lot more developers contributing to the Fineract
>>>> 1.x repository than on the Fineract CN repository. At this point, I am
>>>> leaning more towards using Fineract 1.x, but I also like the modular aspect
>>>> of Fineract CN.
>>>> >
>>>> > Thank you,
>>>> >
>>>> > Paul
>>>>
>>>> Hey Paul, its fair to say Fineract CN is dead , the one who will say
>>>> that its not are promoting invalid information, I would nothing on facts
>>>> but just talks.
>>>>
>>>> We have started the work over migrating these service keeping in mind
>>>> for inbuilt security with key focus on developer ready.
>>>>
>>>> The key idea is that any FI could develop in any lang or framework can
>>>> utilise the today framework like we have in built consensus layer that
>>>> keeps the data consistency in place.
>>>>
>>>> Its easier for payment rails to utilise such logs that are immutable.
>>>>
>>>> Yeah I think Fineract 1.x is there its more solid then Fineract CN .
>>>>
>>>> If you wish to have more discussion around technology that works for
>>>> practical use case reach out to me.
>>>>
>>>> Thanks
>>>
>>>
>>
>> --
>> Life is a chess game - Anonymous.
>>
>

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