Hello Community, At SolDevelo, we've been working on some customizations in Fineract around *Cumulative Loan* (e.g.: a Loan Charge for which interest is charged).
As we move toward production, we are re-evaluating whether the *Progressive Loan* engine is now the recommended path for new implementations. I’d appreciate the community’s perspective on a few technical concerns: 1. Are any community members using the Progressive engine at scale in production? 2. Are there significant gaps in the Progressive engine compared to the older Cumulative model? We've seen that a Loan Charge configured for a specific date would, at some cases, disappear from a schedule. 3. Is there a consensus on whether Cumulative will eventually be deprecated, or is it intended to remain as the core engine for traditional microfinance products? 4. How "pluggable" is the Progressive engine for custom logic? Is it easier to extend than the traditional loan schedule generators? We want to make sure our current development effort isn't a "dead end." If anyone recently migrated from Cumulative to Progressive or chose one over the other for a recent launch, I’d love to hear your reasoning. Best regards, Piotr Wargulak SolDevelo -- * SolDevelo* Sp. z o.o. [LLC] / www.soldevelo.com <http://www.soldevelo.com> Al. Zwycięstwa 96/98, 81-451, Gdynia, Poland Phone: +48 58 782 45 40 / Fax: +48 58 782 45 41
