Excellent summary of the day.
Thank you James!

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On Sun, 11 Oct 2026 at 5:49 pm, James Dailey <[email protected]> wrote:

> All -
>
> Today was the Fineract/Fintech Track.  Adam Saghy was this year's Track
> Chair, and we had a full day of content. Having run the Track in year's
> past I know how much work is involved, so a big thank you to Adam.
>
> My day started with the Keynote speaker Marenza Altieri-Douglas VP from
> Cloudera, who described the importance of Data and hosting sovereignty
> under EU laws. https://communityovercode.apache.org/events/glasgow-2026/
> <https://communityovercode.apache.org/events/glasgow-2026/>
>
> This year, thanks to the ASF and our video recording sponsor AWS, we
> anticipate being able to share the session recordings and presentations.
>  We will announce when they are available.
>
>    1. Carl Johann Larsson from Velmie joined me (James)  in a session
>    observing how AI is reshaping fintechs and the overlap with open source. We
>    described the potential future directions.
>    2. Adam Saghy, Alexandar Vidakovic and Jarek Potiuk (I facilitated)
>    had a great discussion about using AI in reality and how to think about our
>    next steps into this brave new world.  The key take away for me is that
>    we're still developing our understanding of AI and this is  analogous to
>    the Gutenberg moment when Copyright law was first written.
>    3. Adam presented the 2025 to 2026 progress on the platform - digging
>    into the FSIPs and describing 134 humans involved in providing over 1,200
>    Pull Requests.  "We have an active community".
>    4. I presented EMI built on top of Fineract, and got into the success
>    of our customer by building around Fineract with payments, onboarding,
>    fees, and so on.
>    5. Robert from Fiter described several key lessons for selling to and
>    deploying Fineract solutions for banks.  These included: "Unlike every
>    other Apache project, Boards make the decision to use Fineract" (the others
>    are engineering teams), Cost savings opened the door, and ownership is why
>    they stayed, and "make it cheap to test" for the customer.
>    6. Aleksandar Vidakovic covered the modularity of Fineract and
>    provided a deep dive into how the current situation requires all new
>    developers to touch many parts of the system, making it harder that it
>    should be.  He finished with an "in situ" re-writing strategy.
>    7. Adam Saghy described how to configure a number of loan types -
>    featuring multiple disbursements, all under the progressive loan concept,
>    and repayment flexibility.
>
> A big thanks to everyone who attended and presented.  Thank you to Adam
> for leading us this year.
>
> Thanks,
>

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