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https://issues.apache.org/jira/browse/FINERACT-355?page=com.atlassian.jira.plugin.system.issuetabpanels:all-tabpanel
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Santosh Math updated FINERACT-355:
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Summary: Issues with Adding and Removing Guarantors for a loan account
(was: Issue with Adding and Removing Guarantors for a loan account)
> Issues with Adding and Removing Guarantors for a loan account
> ---------------------------------------------------------------
>
> Key: FINERACT-355
> URL: https://issues.apache.org/jira/browse/FINERACT-355
> Project: Apache Fineract
> Issue Type: Bug
> Components: Loan
> Reporter: Santosh Math
> Assignee: Markus Geiss
> Priority: Minor
>
> Steps to reproduce:
> 1. Create a loan product(Principal:10000, interest rate:1% per month, repaid
> every one month, number of repayments;12) with two guarantors self and
> external:
> In Loan product: check 'Place Guarantee Funds on-hold'
> Mandatory guarantee 40%
> Minimum guarantee from own funds: 20%
> Minimum guarantee from guarantor funds: 20%
> 2. Create a loan account for a client with this product. Just submit it.
> Don't approve it.
> 3. Add two guarantors self and external with guarantee of 2000 each.(Each
> guarantor should have savings account with balance at least 200)
> 4. Approve and Disburse the loan.
> 5. After Disbursal, Add 2nd 'Self' guarantor (self guarantor should have two
> savings accounts).
> 6. Remove first self guarantor which had been added before loan approval.
> 7. Withdraw all the money from 2nd self guarantor.
> >>Here, the application allows the 7th step, which it shouldn't be as
> >>repayments haven't done yet.
> Another issue is, consider there are only two guarantors self and external.
> Let's client make all the repayments. Now, both self and external guarantors
> can withdraw even their minimum guarantee amount. After their withdrawal, we
> can undo all the repayments.
> Expected Result: Undoing of repayments should not be allowed for the loan
> account having guarantors.
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