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https://issues.apache.org/jira/browse/FINERACT-409?page=com.atlassian.jira.plugin.system.issuetabpanels:comment-tabpanel&focusedCommentId=15892204#comment-15892204
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Ippez Roberts commented on FINERACT-409:
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@Santosh Math, My argument is, sometimes we may need to make transfers manually
from a clients savings account and some times the client's available balance on
savings (account_balance_derived - min_required_balance) may be less than what
you want to transfer. NB; If you try, system will throw insufficient fund
error. So you need to set the value of min_required_balance to 0 and make the
transfer and then set it back to default i.e MFI min_required_balance on
savings.
I was thinking this being done at product as there may be more than one account
with such scenario and besides even if its only one account, its not possible
to change min_required_balance at account level let alone product level.
Hope i do make some sense
> Improvement to min_required_balance: Make minimum balance for all savings
> accounts global
> -----------------------------------------------------------------------------------------
>
> Key: FINERACT-409
> URL: https://issues.apache.org/jira/browse/FINERACT-409
> Project: Apache Fineract
> Issue Type: Improvement
> Reporter: Ippez Roberts
> Assignee: Markus Geiss
> Labels: confirm, p3
>
> Currently when you have created savings account for a product, the minimum
> balance for that product is one capture and entered in min_required_balance
> for this savings account. Now if you change the minimum balance for this
> product, accounts already created are not affected by this changes i.e
> min_required_balance is not updated for the accounts in existence.
> Any changes in min required balance should affect all accounts of that
> product i.e those accounts already created and those yet to be created. This
> will make sense and will be fair to all clients
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