Joe, I think your interpretation is correct, but there is much misinformation about this, mainly from http://www.arrl.org/news/stories/2006/11/15/100/?nc=1 .
73, Mark N5RFX >My interpretation, which is as good as any at this point, is that >"telegraphy" is plain text to be read and interpreted by a human >operator on the spot, whereas "data" is information (including plain >text) which was or is intended to be stored as a file or interpreted by >a computer. Thus: > >Keyboard-to-keyboard QSO: Telegraphy (J2B) >Automated exchange of QSO information: Data (J2D) >MultiPSK's Reed-Solomon mode ID feature: Data (J2D) >Loading and sending a text file: Data (J2D) >Manually delivering/forwarding NTS traffic: Telegraphy (J2B) >Automatically forwarding NTS traffic: Data (J2D) >Forwarding mail: Data (J2D) >Reading mail: Data (J2D) (it was stored in a file on the BBS) >Sending a PDF/ODF/etc: Data (J2D) >Sending a JPG/PNG/etc: Image/Fax (J2C) >Sending a MNG/animated GIF/etc: Television (J2F) > >So, if you're simply having a keyboard-to-keyboard QSO, a 1 or 2 >kHz-wide mode is legal.