On 11/21/2017 11:27 AM, Daniel Barrett wrote:
Anyone here bank at Fidelity? They are touting a new security feature
called "MyVoice" that opens up telephone access to your accounts
without a password. It uses voice recognition to verify your identity.
https://www.fidelity.com/security/fidelity-myvoice/overview
I declined the feature. Fingerprinting a voice uniquely over a
low-quality telephone line? I can't imagine that's more secure than a
non-obvious password. What does the security crowd here think?
Terrible idea.
First question: How secure is it? I am skeptical. Did you see the story
about the 10-year old whose face was similar enough to what the neural
nets concluded his parents look like, that he could unlock either of
their Apple phones? Be skeptical.
Second question: The idea seems to make access more convenient. But do I
WANT my retirement savings to be so convenient? Security through
cumbersomeness is real and has value. Safe deposit boxes are cumbersome
to access, too: and that is a feature.
-kb
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