On Thu, May 15, 2014 at 1:09 PM, Doug Hughes <[email protected]> wrote:

> Risk avoidance usually means something different than the meaning you are
> trying to impart. Yes, it could mean doing something that increases risk
> over the long run, given that interpretation. But, risk is not a zero sum
> game. There are often ways to avoid risk without taking on longer term
> risks. Take investments, for instance. You can invest in risky securities
> and either hit it big or lose everything. Or you can not invest in
> non-risky investments like sticking with solid divident paying investments
> or bonds with very low risk. This is the kind of risk avoidance that
> documents like this are generally referring to. Actuarial sciences are
> often used to help quantify these. Sometimes risk is totally avoidable,
> sometimes it is minimized with mitigation controls and planned event
> triggers, and sometimes you might just have to roll the dice.
>

I agree.  These are different kind of risks.

Tom



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