I will agree that 90%+ of HYIP'S are outright scams and ponzi schemes. However, to be fair, I need to point out a couple of things: There is a private and very large HYIP here in Costa Rica that has been paying 3% a month for over 20 years with no sign of stopping, despite some recent persecution of this program by the local newspaper and someone trying to extort them, and numerous and continuous [and UNWANTED] investigations by numerous agencies of the US government over many years. For information on why HYIP's MUST become private programs rather than public, read the article at http://www.destiny-worldwide.net/hyip.htm There is a definite and vested interest in various governments not wanting you to find a workable program. You can use your imagination as to why, but some of the reasons are most of these are offshore, private, tax free, untracable, etc. So, governments attempt to shut down programs that are legitimate and that get too large [it is amazing the orchastrated, concerted campaign against the company here, but the company has prevailed simply because too many people in power in the government here have money in it]. Another tactic is that the governments allow the scams to go on many times unmolested, at least for some time. What this means is that people get burned by the scams [remember over 90+% of these programs ARE scams, and you only have a very small chance to get into one that is not a scam. thus the majority of the people draw the erroneous conclusion that ALL of them are scams, which is what Big Brother wants you to think. I have been burned by several of these scams myself, but that was ONLY when I did not follow commmon sense or the advice of some of those who know more than myself. Or it was when I got greedy and was not careful. HYIP's are a minefield that is not safe for the average person to fool around with. I would say that ANYTIME you receive spam from some "great program," or even have a "friend" who is telling you their personal story about how great so and so program is, RUN FAST AND HIDE YOUR MONEY LEST YOU LOSE IT. I got burned once or twice by not following the above advice. I am not going to bore all of you with further details here. If you want to learn more, you can find more information at our website [which is NOT dedicated to this]: http://www.destiny-worldwide.net/financialtools.htm Especially note the article there on economic correctness, as that pretty well sums up the game that is going on to keep you in the dark about how the financial world really operates. There is enough information on this one page to start anyone down the right path, but the answers are not quick or easy. John P.S. If you want to look at the whole site, which has a wealth of information of all kinds, you need to enter from the front page so that you get the frameset with all the buttons. The buttons in the upper frame will not reproduce from the links above, and so you will miss out on a lot of material. The main address is in my sig file below. ----> Get the privacy and offshore services you need from < ----> Destiny Worldwide! Visit our websites often for <--- ----> the latest seminars and resources! <------------------ ----> http://www.offshorearnings.com <------------------ ----> http://www.destiny-worldwide.net <----------------- --<>-- --<<<+>>>-- --<>-- "...it does not require a majority to prevail, but rather an irate, tireless minority keen on setting brush fires in people's minds..." -- Samuel Adams ------------------ --- You are currently subscribed to e-gold-list as: archive@jab.org To unsubscribe send a blank email to [EMAIL PROTECTED] Did you know that the new e-gold Secure Random Keypad can help you to protect your passphrase from both keystroke & mouse- click "sniffing" trojan viruses? You can find out more about computer security at: http://www.cert.org/tech_tips/home_networks.html