Gentlemen,

   yesterday the WebMoney Transfer group of companies (Russia) announced
our two new
systems/services, they are:

1. PayMer.com - digital money order system. Every owner of assets in the
WebMoney and other system can now issue a digital negotiable instrument
-PAYMER (stands for PAYment ordER), backed by reserves in digital
currencies
(e-gold is coming soon too).

Orders can be:
a.) Exchanged to another orders with the same face value (FREE);
b.) Split into required number of orders with face-value as low as $0.01
(FREE);
c.) Redeemed to an account in Digital Currency system, where the
reserves of PAYMER is held.

PAYMERs can be used for your financial transactions even if you are not
a user of any Digital Currency system. Anyone with internet computer can
now use PAYMER.

PAYMER is just a set of two numbers similar to that on a prepaid card.
You can think of PAYMER as an ordinary money order or as a prepaid
card issued by you in a simple real-time procedure.

PAYMER can be easily and securely exchanged on site PAYMER.com to
another
PAYMER or a set of PAYMERS with desirable face-values or redeemed.

You can print out PAYMER and hand it to another person/merchant and he
can momentarily check its value using an internet computer and change
the codes.
This exchange operation protects new holder of PAYMER from
doublespending,
because the face value of received PAYMER is assigned to new one, old
one becomes null and void. Merchant can keep new PAYMER or exchange it
instantly to Digital Currency in corresponding System (redeem).

PAYMERS can be transmitted by e-mail, telephone, or any instant
messaging
system; Of course it would be wise to do it in the separate messages for
Number and Code (two requisites of PAYMER). Two different channels of
communication are preferable, - for instance, you can e-mail the Code to
recipient and read him the Number on the phone, no one possessing a
single
part of PAYMER will be able to redeem or exchange it.

Please feel free to try http://www.paymer.com/en/

2. TELEPAT.ru - local (Moscow, Russia) real-time telephone payment
system, enabling WebMoney payments to local billing companies, peer to
peer payments by WebMoney and many other services. Subsidiaries of
TELEPAT (http://www.telepat.ru) will be established soon in all main
cities of Russia and in several other countries as well.

TELEPAT, what is it? How it works?

a.) Any mobile or ordinary phone in Moscow can be registered in Telepat
and becomes your "account number" together with the number of your
account/purse in the WebMoney system.

b.) Your friend can TELEPATe you WebMoney and you'll receive message
(receipt) to registered e-mail, your WebMoney mail or a voice mail.

c.) You can TELEPATe WebMoney in real-time with the help of simple voice
menu to any other member and even non-member having a phone number in
Moscow.

You can try the service at http:/www.telepat.ru when you'll be in
Moscow.

Both services utilize the advanced authentification and transaction
handling technologies, developed in WebMoney Transfer payment system.
They are supported by the same developers' team.

3. WebMoney Transfer, Inc. a subsidiary of the WebMoney group was opened
in Chicago, IL. It will begin functioning on a full scale as a separate
Guarantor and operator for WMS units (and accounts/purses) soon.
Guarantor will hold in US bank accounts the reserves, backing WMS units,
transferred between S type of purses (coming soon).
No more international wire transfers! Your money will never leave United
States.

This company takes part in Payment2002 conference in Dallas on 14-17 of
April (booth 243).

Please see additional information on conference and members on pages:

http://www.nacha.org/conferences/Payments2002/default.htm 

and 

http://www.nacha.org/conferences/Payments2002/P2002_Vendor/P2002_ExhibLi
st/p2002_exhiblist.htm 

Please, feel free to ask any questions to [EMAIL PROTECTED] .

Most kind regards,                           Alexander V. Fedotov
___________________________________________________________________
[EMAIL PROTECTED]                                  http://www.indx.ru/eng
PGP key ID: 0xE1E64DAC



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