----- Original Message ----- From: "Konstantinos Bibis" <[EMAIL PROTECTED]> To: <[EMAIL PROTECTED]> Sent: Saturday, January 31, 2004 1:36 AM Subject: EOS OT:Photographic Insurance companies in UK > Sorry for the off topic, > > i wanted to ask those who are based in the UK if they know(and > preferably used) any insurance company for their photographic > equipment. > I've never taken out an insurance so i have some concerns, like who > decides what the equivalent 'new for old' camera is. What if they > believe the 'equivalent' of an EOS50 is an EOS 300 (instead of 30).
Over the many years I've been into photography, I've collected a hoard of equipment. Much of it will now be considered as out of date, or even "collectable". My core equipment is now an EOS10D with a range of prime lenses, plus some EF zooms purchased when I was shooting film. (Will I ever buy a zoom for use on digital? I'm not sure!) It is not insured. When I leave home I carry a small proportion of the equipment (saves my shoulders), and the rest stays home, some of it (the EOS stuff) locked away. When I've carefully read the small print of the policies, I've always worried about how the insurers would assess the huge difference between what I own and what I use on a regular basis. And my conclusion has been that for half decent cover of my take-out equipment, I would need to insure the majority of my collection, at what seems to me an uneconomic premium. (Some years ago, my brother was burgled and had his HiFi stolen. He was insured, and had an enormous job convincing the insurers to replace his equipment with an equivalent which had the same or equivalent secondary features as that stolen. There was no problem about the output wattage, types of input etc., but it was how the receiver part dealt with RDS which was the subtle area, and which the insurance company failed to appreciate.) At least I know where I stand - < I > am responsible for caring for, guarding, and looking after all my equipment. So you'll know me when you see a middle aged chap being somewhat careful about how he holds his camera, lenses and bag etc. So far I've only dropped one lens - my Sigma 17-35 onto the pavement from about 3 feet. After an �80 repair, the focus and zoom rings are now smoother than when I bought it some years ago! Malcolm Milton Keynes, UK www.megalith.freeserve.co.uk/oddimage.htm http://myweb.tiscali.co.uk/ms1938/ * **** ******* *********************************************************** * For list instructions, including unsubscribe, see: * http://www.a1.nl/phomepag/markerink/eos_list.htm ***********************************************************
