Thanks both for your help,

On Mon, Mar 19, 2012 at 10:24 AM, Shaik Waheed <waheedb...@gmail.com> wrote:

> Hi Hilary,
>
> Enter the below formula in F13 and drag it down
>
> =IF(OR(A13="",D13=""),"",E13-D13))
>
> HTH,
> Waheed
> On Mon, Mar 19, 2012 at 3:24 PM, hilary lomotey <resp...@gmail.com> wrote:
>
>> Hello Expert
>>
>> in the attached file, when i select from the drop down list in cell B8, i
>> get a value error in column F (colored yellow). i want a formula that will
>> give me the correct value in column F when the value in column D under
>> periodic withdrawals is blank.
>>
>> kindly note however that if i select "annual" from the drop down in cell
>> B8, the seems to be no problem, it only happens when the column D (cell d12
>> downwards) is blank.
>>
>>
>>
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