--- In FairfieldLife@yahoogroups.com, "It's just a ride" <bill.hicks.all.a.r...@...> wrote: > > On Sun, Dec 20, 2009 at 1:26 PM, do.rflex do.rf...@... wrote: > > > > Are you required by the government to buy auto insurance Mr Dixon? > > > > If so, why do you think that is, eh? > > > > None of us are required to buy auto insurance. We just need to file > proof of financial responsibility, i.e. proof that property, both > private and public, and health, will be covered if there is an > accident. Most large outfits self-insure. >
United States In the United States, auto insurance covering liability for injuries and property damage done to others is compulsory in most states, though enforcement of the requirement varies from state to state. (emphasis added) The state of New Hampshire <http://en.wikipedia.org/wiki/New_Hampshire> , for example, does not require motorists to carry liability insurance (the ballpark model <http://en.wikipedia.org/wiki/Ballpark_model> ), while in Virginia <http://en.wikipedia.org/wiki/Virginia> residents must pay the state a $500 annual fee per vehicle if they choose not to buy liability insurance.[8] <http://en.wikipedia.org/wiki/Vehicle_insurance#cite_note-7> Penalties for not purchasing auto insurance vary by state, but often involve a substantial fine, license and/or registration suspension or revocation, as well as possible jail time in some states. Usually, the minimum required by law is third party insurance to protect third parties against the financial consequences of loss, damage or injury caused by a vehicle. http://en.wikipedia.org/wiki/Vehicle_insurance#United_States
