--- In FairfieldLife@yahoogroups.com, "Patrick Gillam" <[EMAIL PROTECTED]>
wrote:
>
> It's been a while since I've done this, but my calculator 
> is darn smart, so let's see what we get:
> 
> Loan: US $2,500
> Payment: $50/mo.
> 
> Interest rates:
>    Prime rate on 19 Jan 06: 7.25%
>    Excellent credit: 7.25 + 0.375 = 7.63%
>    Good credit: 7.25 + 2 = 9.25%
>    Fair credit: 7.25 + 4 = 11.25%
> 
> Term and total amount paid, assuming interest compounded monthly:
> 
>    Excellent credit: 61 months of payments for a total of $3,050
>    Good credit: 64 months for payments totaling $3,200
>    Fair credit: 68 months for a total of $3,400
> 
> I guess that's one way to keep people meditating 
> regularly: remind them every month that they learned.
> 
> > CitiAssist, offered by Citybank, now provides educational loans
for this
> > 2-credit non-degree course entitled The Transcendental Meditation
Program:
> > Developing Total Brain Potential. The course tuition is $2,500 and
> > CitiAssist requires a minimum payment of $50/month. This means the
repayment
> > will be completed in 5-6 years based on current rates. The rate
floats with
> > the prime rate, and depends on the credit status of the borrower (or
> > co-signer if applicable).
> > ·                              excellent credit: prime + 0.375%
> > ·                              good: prime + 1.0-2.0%
> > ·                              fair: prime + 3.0-4.0%
> > Since prime is now 7%, the current CitiAssist rate ranges from
7.375 to 11%
>

If they learn the TM-Sidhi's Program, do they get frequent flier miles ? 








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