--- In FairfieldLife@yahoogroups.com, "shempmcgurk" <[EMAIL PROTECTED]>
wrote:
>
> Sorry, I don't understand a word or number that you printed below, 
> new.morning...
> 
> Here's an annuity calculator...all you have to do is plug in the age 
> and gender and the single premium amount you're paying and they'll 
> give you all the annuity figures you want:
> 
> http://www.immediateannuities.com/?_g_immediate_annuity
>

I tested your site. Of course its not applicable for this question
because it only allows entrys for age 40 plus, not 30.

And my calcs are more conservative -- assuming annuity to age 100 --
if life is less than that, residual can go to estate.

Yet, with your calculator, a 2mil asset provides a life annuity of
$10,000, month. Surely livable.

What of course your calcualtor does not do, and my model does do, is
show what investable income, and returns from age 18-30 could provide.
It yields 1-4+ million across various assumptions. 

Conclusion. Many sex workers could easily and comfortably retire by 30
in Netherlands. 

I am surprised that you cast your self as a financial planner and yet
this was not obvious. 

Look at the SS models. Use your own assumtions if you disagree with
the range of assumptions I used. i set up a seperate sheet/tab for
your what-ifs.




> 
> 
> --- In FairfieldLife@yahoogroups.com, new.morning <no_reply@> 
> wrote:
> >
> > --- In FairfieldLife@yahoogroups.com, "shempmcgurk" <shempmcgurk@>
> > wrote:
> > >
> > > --- In FairfieldLife@yahoogroups.com, new.morning <no_reply@>
> > > wrote:
> > > >
> > 
> > >
> > > Uh, I deal with annuities, lifetime annuities, and SPIAs as part 
> of
> > > my business...I'd sure love to see the figures for a 35 year 
>




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