[This message was posted by Mahesh Kumaraguru of  <[email protected]> to the 
"US Regulations" discussion forum at http://fixprotocol.org/discuss/48. You can 
reply to it on-line at http://fixprotocol.org/discuss/read/021a4ccf - PLEASE DO 
NOT REPLY BY MAIL.]

Thanks James, would you be able to reccomend a website / discussion forum / 
blog where securities trading laws including their ethical / moral aspects can 
be discussed. Presently there is a "political debate" going on in General Q/A 
http://fixprotocol.org/discuss/read/4cc24e7c and many feel that a technical 
discussion forum is not the right place to discuss these topics. I have 
requested FIXProtocol.org webmasters to create a discussion forum to discuss 
non technical aspects of electronic trading 
http://fixprotocol.org/discuss/read/a9fb17b0  like international regulations.

> K. Manesh,
> 
> In most cases your assumption of #5 - "The who bought the application..." is 
> correct. Any mature organization will have trade-loss provisions in licensing 
> and contract terms, providing indemnity against any system/algorithm that 
> result in losses in the marketplace. 
> 
> Even in the event a trade-loss provision is not included with a system 
> license, the user wouldn't have a leg to stand on when pursuing the vendor 
> for losses. The reality is that the provider of the system does not have any 
> exposure to the up-side of trading (ie. will not have the ability to increase 
> revenue if the software is used to create market gains), and thus cannot 
> plausibly be responsible for the down-side of trading. 
> 
> In the event of application problems resulting in substantial losses, the 
> user of the system could, and likely should, cancel their license/contract 
> for the algorithm and/or system used. Any charges of breach-of-contract, 
> however, would be limited to the costs of the application and can't be linked 
> to market performance. 
> 
> Hope this helps,
> 
> James Crosson
> Vice President, Operations
> FIX Flyer, LLC.
> 
> > Hi All,
> > 
> > In the context of an Computer Algorithim placing an Order and receiving its 
> > Trades using a FIX session where there is no human action involved in order 
> > creation, (humans just watch the status / performance of this Order 
> > dynamically), if something goes wrong in the algorithim (software bug) 
> > which leads to unwanted market activity in violation of some SEC law, who 
> > is held responsible? Is it:-
> > 
> > 1. The Systems analyst who wrote the requirements specification.
> > 
> > 2. The Technology architect who designed the application.
> > 
> > 3. The programmer who wrote the code.
> > 
> > 4. The tester who failed to find the bug.
> > 
> > 5. The user who bought this application and connected it to a broker / 
> > market.
> > 
> > Common sense says it must be "5. The user", please share your views.
> > 
> > I once asked this question in a FIX project meeting, a senior manager said 
> > "I dont know what SEC does, we all shall definetly loose our jobs. So don't 
> > ask stupid questions to which we may not have answers. All of you make sure 
> > you do your respective roles fully and properly".
> > 
> > Regards,
> > K. Mahesh


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