At the current two and one-half percent interest rate, I am happy to 
prepay. If I put that $699 amount aside for three months, it amounts 
to a whopping $4.37 additional value. NO BIG DEAL with me.

Dave, W5un

At 20:40 4/30/2008, you wrote:
>Alan,
>
>How payments are processed is clearly stated.


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