Elazar Broad wrote:
> Neither, because ultimately no one cares, and that is why the
> financial industry foots the 60 billion identity theft bill. My
> rant was a little bit of wishful thinking and a shred of belief in
> the human race...
>   

Having been a student in a computer-security training class taught by 
one of the people who helps banks deal with these problems, I'd say 
you're wrong.  This is a hard set of problems.  Smart people are working 
on it -- not everywhere, but in enough places to make a difference.

Read the PCI and learn its role in the financial industry.  Then this 
conversation will become interesting.  Here's a link to get you started:
    http://en.wikipedia.org/wiki/PCI_DSS

-Luke

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