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In economics and government finance, a country’s *debt service ratio* is the ratio of debt service payments (principal + interest) of the country to that country’s export earnings.[1 <https://en.wikipedia.org/wiki/Debt_service_ratio#cite_note-1>] <https://en.wikipedia.org/wiki/Debt_service_ratio#cite_note-1> A country's international finances are healthier when this ratio is low. The ratio is between 0 and 20% for most countries. The debt-to-income ratio is the percentage of your gross monthly income that goes to paying your monthly *debt payments*. The DTI ratio is one of the metrics that lenders, including *mortgage* lenders, use to measure an individual's ability to manage monthly *payments*and repay debts.12 feb. 2019
