> credit card? That is *completely* wrong. You paid for
> those items when you bought them on your credit card,
> and simultaneously borrowed money to do so, and the
> budgeting system should reflect that.
Agreed. That said, there *is* useful information available in
knowing how good a job you do of moving expenses into credit (e.g. "how
much float have I earned by avoiding paying cash for my bills?").
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