On 15 April 2019 at 15:43, ToddAndMargo said:

[...]
> So, when I deposit something to the bank, I am actually
> losing money (giving it to someone else), so it is a debit?

No, you are handing it to them, so they owe it back. That's what "debit" 
means, after all.

> So I should switch my opening balance to a negative number?

Possibly. It rather depends on whether your account was overdrawn when 
you started your current books.

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