> On 12 Jul 2020, at 17:38, John Ralls <jra...@ceridwen.us> wrote:
> 
> Frank and I have both opined on 
> https://bugs.gnucash.org/show_bug.cgi?id=797854 that the whole interest 
> payment as part of reconciling is stupid. I want to add to that opinion that 
> so is the payment transfer that optionally pops up when one finishes 
> reconciling a credit card account. It's a lot of program complexity that 
> relieves the user of very little work indeed: Those interest and payment 
> transactions can just as easily--maybe more easily--be created in the 
> register before and after reconciling, and in the case of interest they're an 
> obvious candidate for a scheduled transaction.
> 
> But that's a UI change and UI changes tend to generate heated disagreement. I 
> want to get that out of the way up front: Who here objects to removing the 
> interest and payment transfer automatic popups and the interest payment 
> button on the reconcile info dialog, and what compelling reason do you have 
> for objecting?
> 
> Regards,
> John Ralls

I don’t use the interest feature, as I have the credit card paid off every 
month by direct debit, and have never paid interest.

I do use the automatic payment feature (from bank to credit card), and find it 
helpful, but not essential. If it were withdrawn I expect it would take a while 
to get out of old habits (ten years since I first started using GC!), but I’d 
cope.

Regards,

Michael

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