This is interesting. https://www.plaidsettlement.com/
This prompted me to look at a Quicken OFX log after downloading investment transactions from Raymond James. That log stays traffic comes from https://directconnect.rjf.com/eftxweb/access.ofx but the traffic really comes from https://services.quicken.com/ofx-secure-plus Third parties collecting your bank credentials and sniffing your financial traffic, what can go wrong? Steve On Tue, 2023-02-28 at 15:51 -0800, Jean Laroche wrote: > To me it's very different. You're not giving a user name and a > password > to AQBanking. I started using Plaid, then got really spooked by the > fact > that they do have access to your account as if they were you. Removed > my > account and canceled my keys. > There are no current alternatives at the moment, unlike in Europe > where > there seem to be, I believe mandated by the EU. > I wrote automated scripts to scrape my banks for the OFX files, but > that's a royal pain in the butt, and it's not robust at all. > > Jean > > On 2/28/23 3:44 PM, Ben Pracht wrote: > > I read that disclaimer. It says to keep the token secure and yes, > > the > > bearer of that token gets access. As they said: > > "The access token generated by using this tool is sensitive > > material as it > > grants access to your accounts. It should be handled with care and > > protected from unauthorized access. You must be sure to store it in > > such a > > way that makes it impossible for others to gain access. The > > creators and > > maintainers of Plaid2QIF are in no way responsible if you mishandle > > your > > access token." > > > > GIving Plaid2QIF this token is no different than me giving a > > username and > > password to AQBanking, except that Plaid has a chance of working. I > > don't > > like having an intermediary, in this case Plaid and Plaid2QIF, but > > OFX is > > unusable, and at the moment, AQBanking isn't even showing the list > > of banks > > anymore. Does anyone know of a US bank or credit union that uses a > > modern > > REST based API that they actually share with developers? > > > > Regards, > > Ben > > > > On 2/22/23 23:08, john wrote: > > > > On Feb 22, 2023, at 2:01 PM, Ben Pracht<ben.pracht.n...@gmail.com> > > <ben.pracht.n...@gmail.com> wrote: > > > > I'd like to use Plaid with GnuCash. There is a plaid2qif project > > that > > claims to have been extensively tested with GnuCash and Plaid. > > However, > > when I created the Plaid account, it asks for either a limited > > developer > > account or a production account with a compliance audit. What > > account type > > should I use? Anything else helpful to know? > > > > > > Neither. See > > https://github.com/ebridges/plaid2qif/blob/master/gen-access-token/README.md > > , > > > > Pay particular attention to the disclaimer at the bottom of that > > page. > > > > Regards, > > John Ralls > > _______________________________________________ > > gnucash-user mailing list > > gnucash-user@gnucash.org > > To update your subscription preferences or to unsubscribe: > > https://lists.gnucash.org/mailman/listinfo/gnucash-user > > ----- > > Please remember to CC this list on all your replies. > > You can do this by using Reply-To-List or Reply-All. > _______________________________________________ > gnucash-user mailing list > gnucash-user@gnucash.org > To update your subscription preferences or to unsubscribe: > https://lists.gnucash.org/mailman/listinfo/gnucash-user > ----- > Please remember to CC this list on all your replies. > You can do this by using Reply-To-List or Reply-All. _______________________________________________ gnucash-user mailing list gnucash-user@gnucash.org To update your subscription preferences or to unsubscribe: https://lists.gnucash.org/mailman/listinfo/gnucash-user ----- Please remember to CC this list on all your replies. You can do this by using Reply-To-List or Reply-All.
