The Govt prides over opening of zero banks accounts,. They are non functional , the banks have enriched themselves The banks are charging fees for every thing, To obtain small loan is cumbersome and laborious, While the defaulting businessman has ease of securing loans without any collateral, Non payment does invite stringent process of recovery and public announcements of defaulters, The depositors money is not secured beyond one lakhs in all banks put together The , owning lakhs of crores and then fleeing the country, The Govt has yet to extradite any of such rogues living luxurious life abroad The NPA of all banks is whooping amounts in crores, All the BJP does is to trace the faults of blames at the door steps of erstwhile UPA in their best defense The promise of 15 Lakhs black money in accounts was a dream sold for propaganda. Govt has fished out our own money putting Indians to untold misery, The cost of printing new currency must have outweighed any advantage, With so much of unaccounted money coming in has not reduced tax burden, While Indian citizens have to account all other incomes, the legislators alone earn tax free pensions and freebies., during demonetization, when citizens were dispensed mere Rs4ooo/= How 2000= crores in 2000= denominations were caught ? No sign of getting back black money stashed abroad. Indians are fooled by talk diet,. No one complains of astronomical rise in prices, which do not affect the politicians as they below poverty line receiving everything free or highly subsidized facilities, much above exemption limit of 2.5 lakhs for individuals. Intolerance of dress, food, religion are at a discount, Cow gets more protection than humans The punishment for cow related issues is much more for murders, rapes etc We are being promised ache din only in distant future, like short term pain ,long term gain Another term for BJP will be disastrous Nelson Lopes Chinchinim